Maximise your Avios, air miles and hotel points

NEW: Get 25,000 Avios points for opening a Barclays Premier Account

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British Airways Executive Club and Barclays Bank have launched a limited-time offer.

Until 19th November, you will receive 25,000 Avios if you open a Barclays Premier Current Account.

Full details are on this page of the Barclays website.

Note that 19th November is NOT the last date to apply.  Your switch must be completed by then, and it will take seven working days to complete.  You need to apply by early November to be guaranteed the Avios.

Barclays Premier Avios offer

How do I qualify for Barclays Premier?

The good news is that Barclays Premier is FREE.

The bad news is that there are relatively high eligibility criteria for opening a Barclays Premier Current Account.

You must have:

an annual gross income of £75,000 or more paid into a Barclays current account

or

£100,000 or more saved or invested with Barclays

If you are self employed or not on PAYE for some other reason, you can probably get away with a lower income requirement.  £75,000 gross is the equivalent of £50,000 net, and as long as £50,000 is going into the account each year I assume they will be happy.

You must also do a FULL switch in order to earn the Avios.  This means that you must use the official switching service jointly run by the banking industry, which will automatically transfer over all of your existing direct debits and standard orders.

What are the benefits of Barclays Premier?

Very little it seems, looking at the website.  This compares badly with HSBC Premier which offers comprehensive travel insurance.

You will, however, get paid for keeping your account open!

Register for Barclays Blue Rewards and, in your first year, you will be paid £21 per month (£252 over the year) as long as two direct debits leave your account each month.  There is a £4 monthly fee for Blue Rewards, so your net gain over the year is £204.

After the first year, this drops sharply.  You receive £7 per month for having two active direct debits, but the £4 monthly fee reduces this to a net £3.  You are therefore being paid £36 per year for keeping your account open.

You can find out more about Barclays Blue Rewards here.

Do I earn Avios going forward?

Er, no.

This is the odd thing about this promotion.

HSBC Premier offers two fantastic credit cards to its customers which are the most generous way of earning Avios from a Mastercard or Visa.

The free HSBC Premier Mastercard, reviewed here, earns 0.5 Avios per £1 spent

The paid-for HSBC Premier World Elite Mastercard, reviewed here, earns 1 Avios per £1 spent and gives you free airport lounge access

Eligibility criteria for HSBC Premier are very similar to Barclays Premier.

Where should I switch?

If you had been thinking of upgrading your current account to a ‘Premier’ package, you now have a couple of options.

You can move to Barclays Premier before 19th November and pick up 25,000 Avios, but not earn any Avios going forward – you will, however, earn £204 net over the first year via Barclays Blue Rewards as long as you register and have two active direct debits

or

You can move to HSBC Premier and pick up a £175 switching bonus (see here) and earn Avios via their generous credit cards – you also benefit from free HSBC Premier travel insurance

You could do both, of course.  Move to Barclays Premier now to pick up the 25,000 Avios and £204 ‘profit’ from Blue Rewards in Year 1 and then, in 12 months, move to HSBC Premier to access their generous credit cards.

You can find out more about the Barclays Premier / Avios offer here.  Remember that the closing date of 19th November is NOT the real closing date – your full banking switch must be completed by then and this could take seven working days.

PS.  If you already have a Barclays Premier account, you should have been emailed a special BA discount code worth £75 off a £400 long haul booking. Full details are on ba.com here.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2024)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios.

Capital on Tap Business Rewards Visa

Huge 30,000 points bonus until 12th May 2024 Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus.

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (157)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Howard says:

    Supposing you are an existing Barclays customer and want to upgrade to Premier?

    • Mike says:

      I was thinking this too, I imagine it’s a no as I don’t think the switching service works within banks, only between, but am happy to be wrong!

    • BJ says:

      Presumably you can have more than one current account of different types.

    • John says:

      Open a dummy account somewhere else, move some DDs over then switch it to barlcays

      • Pascal says:

        Do you say you’re already a Barclays Customer or open a completely new account?

      • kk says:

        Is there a requirement to have existing direct debits on the accounts that one switches? Normally there’s a requirement to have 2 DDs, but I am not seeing these on the Barclays account.

        The issue is that setting up new direct debits takes some time too. I think it will be done by 12th November only if one gets the process going relatively fast.

        • Rob says:

          The official switching scheme guarantees everything is done in 7 working days.

          • kk says:

            Thanks. Yes, that’s why I mentioned 12th of November as the last date to apply.

            But the main question: does the “source” account need to have direct debits on it? I have an old account that I don’t even use, and could use that one for transferring to Barclays. However, the issue is that I don’t have any DDs set up on it, and sometimes that is a requirement for the bonus to be paid out.

  • CXR says:

    Note that this seems to require making an appointment at a branch to complete the opening of the account.

  • Benylin says:

    My wages go into HSBC premier but want to keep it open. I have another stale back account I will switch from but ways aren’t going in there. Does the switching service move where wages go (I.E. without me telling my employer?) or I need to do it manually.

    I want to make sure I get my 25k

    • BJ says:

      No, they will only be switched if you switch from the HSBC account where your wages are paid in.

      • The Original David says:

        Well, if the “stale” bank account has a couple of direct debits, then they could formally switch from that, and set up a standing order from HSBC to the new Barclays to meet their minimum pay-in requirements, couldn’t they? Does Barclays specify who has to pay in the wages into the account?

        • BJ says:

          Doubt there is any requirement on wages being paid in as I had none paid in my recently closed account. I am not even sure this requires two direct debits to be switched. I think those are just to take advantage of the triple blue rewards and could be added after switch I guess.

        • meta says:

          But then HSBC will close that account as it doesn’t meet minimum requirements…

          • Genghis says:

            How? I get salary etc paid into HSBC prem and transfer out on the same day to our main Santander account. There’s no min balance requirement.

          • John says:

            Just move it back and forth between barclays and hsbc (you could use standing orders if you can’t be bothered to do it manually)

          • meta says:

            @ Genghis but it gets paid into your HSBC account, not your Santander account so HSBC don’t care as long as they receive it first.

            Here it would need to be paid into Barclays account. Unless Barclays don’t need it to be paid in directly and transferring would be ok. But I suppose then anyone can transfer any amount Really depends on how strict they are!

          • Genghis says:

            @meta The Original David notes paying into HSBC account and then transferring to Barclays. You note, “But then HSBC will close that account as it doesn’t meet minimum requirements…”, hence the confusion.

  • BJ says:

    I just switched my Barclays account to Lloyd’s a few weeks ago to get the £125. Any thoughts if this would impact my success on switching a Tesco account to Barclays to take advantage of this?

    • mark2 says:

      I have got a number of accounts which I set up specially for tis sort of incentive. I have had no problem with multiple switches but that is no guarantee,

      • BJ says:

        Including switching into a bank you have very recently switched out from? I would take my chances if it was all online but it is going to be embarrassing at the very least needing to turn up for a meeting and have a real person review my application and past business 🙂

        • John says:

          Just say you want the avios, that isn’t anything to be embarrassed about.

        • mark2 says:

          No, only once per bank within the specified period. First Direct, RBS, Nat West, M&S, HSBC basic and Halifax did not require meeting. Retired so do not meet criteria at Barclays and HSBC Premier without moving savings.

        • Polly says:

          HSBC hauled me in for a 1.5 hr meeting to open my ELITE etc. Worth it tho for all avios earned by other means as my curve is linked to it. But their cs was so bad. Actually have had to explain their own t and c to various agents over the years. But tbey have got better.
          Just couldn’t bear the same w Barclays.

          • ankomonkey says:

            HSBC hauled me in for an hour to open a kids savings account (no credit facility, no cash card, just deposit/withdraw). I’ve been a customer since I was 7 (Midland Bank Griffin Saver).

          • BJ says:

            Thanks to John for the motivation, and to Mark, Polly and anki for sharing their experience.

          • Lady London says:

            1.5 hours? How did you cope? I am seriously wondering how I could handle that without some very straight questions to BJ’s 21-year-old in front of me.

          • Nic says:

            That’s mental. It’s literally filling in an online form. The conversation everyone needs to have with CS:

            “I’ve scheduled half an hour to spend here. Ideally I would like the account opened in fifteen minutes. If that’s not possible, tell me now and I’ll pop next door to (insert competitor). Do you think we can get this done in that time?”

            CS: “That won’t be possible.” -> Customer: Get up and leave.

            CS: “I’ll certainly try.” -> Customer: “That would be great. If we’re not done in half an hour I will have to leave as I have another appointment.”

  • Jon says:

    Already an existing Premier customer but no £75 voucher in email- anyone else received a voucher code?

    • SimplySimon says:

      No, and I have been a Premier customer for 25 years. I’d love them to offer me 25k Avios for being a loyal (maybe too loyal, or stupid!) customer for so long!
      Doubly annoying as I just booked a BA long haul recently. Grrr

      • Jon says:

        When I get a spare 10 mins I’ll give them a call to have a rant and see what they can do. Suspect it will be computer says no!!

    • RTS says:

      Me too. I spoke to them on live chat via the app. CS lady had no f* clue what I was referring to and suggested i ring…

      • Polly says:

        Just like hsbc when they launched elite…took them months to learn about it. I was the 1st applicant in our branch, may explain the long interview…

  • ee says:

    Urgh I started a switch to this account at 9pm on Monday… called yesterday to see if they can retrospectively apply the offer and it was a no – even if I close the account and open another.

    FWIW there were no appointments available for several weeks at my local branch, but they said if I install the app they can do the necessary over the phone.

  • Sammyj says:

    Anyone know what the income requirement is to open a joint account?

  • Ian says:

    I already have a Barclays Premier account so this one’s not for me. I switched to HSBC Premier earlier this year but quickly switched back to Barclays. HSBC’s service was shambolic, confirming why they languish towards the bottom of the customer satisfaction tables.

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