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LAST DAY: Get 7,000 to 25,000 sign-up miles with the Virgin Atlantic credit cards!

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TODAY (Wednesday) is your last chance to take advantage of the special offer for the Virgin Money-issued Virgin Atlantic Flying Club Reward and Reward+ credit cards.

Until tomorrow:

you will earn an extra 2,000 miles (7,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 10,000 Flying Club miles (25,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

This offer runs until 31st October, in theory, but in reality you need to apply TODAY (30th) as historically it is pulled very early on the last day.  You can apply here.

You have two choices – 7,000 Flying Club miles for free on the ‘no fee’ card, or 25,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

According to a recent conference speech I attended, over 175,000 people have taken out a Virgin Atlantic Mastercard in the past 18 months, and over 5 billion miles have been issued!

Virgin Flying Club Reward credit card extra bonus

Here are the details:

The free card:

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 7,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 2,000 miles when you apply on or before 31st October and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 7,000 Virgin Flying Club miles – which are worth around £70 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card:

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 25,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 10,000 miles when you apply on or before 31st October and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 25,000 Virgin Flying Club miles, which are worth around £250 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (7,000 miles for free vs 25,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

In terms of eligibility, the application form asks you to confirm:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

This implies that you CAN apply again if you previously closed one of the Virgin Atlantic cards over six months ago, but that you cannot apply for a 2nd card if you already have one.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status can choose from:

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is a generous sign-up bonus, especially for the Reward+ card.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 7,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.  You need to apply TODAY (Wednesday) or, at the very latest, before 9am on Thursday 31st.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

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Comments

  1. Is there a pro-rata refund if you cancel, say after six months?

  2. Can you recommend “friends” from the free card and get bonus miles (and is there an annual cap) in the same manner you can from BA AMEX ?

  3. Henry Young says:

    These seem to be difficult cards to qualify for. During the several year period I’ve been trying to get them I have been accepted for AMEX Gold, IHG Rewards, Amazon Premier and all the new online banks/cards (Curve, Revolut, Monese, Wirex, Monzo). I don’t have the best Expreian data set that I had maybe a decade ago, but MBNA certainly seems more fussy than the other card operators.

    • Agreed. Customer service also isn’t great + having to cancel the standard card and wait 6 months for the paid version (when you may be rejected despite a strong credit history) is dumb way to run a business

    • Small point of clarification – they moved from MBNA a couple of years ago.
      The Virgin Atlantic Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money).

    • Harry T says:

      I had to write a letter to appeal their decision to reject me. I pointed out that I was an Amex Platinum holder (accepted the same year) and had a good credit history, salary etc. Eventually, they gave me a card.

      Their customer service isn’t a touch on Amex and they are odd about giving supplementary cards. Coupled with the lack of [email protected] offers and referral bonuses, they aren’t exactly the best credit card provider. I only got their card because KLM and AF fly from Newcastle and BA don’t – Virgin miles may give me more regional redemption opportunities in the future.

  4. Malcolm says:

    For someone without status on Virgin do we view the companion voucher as a good deal? Appreciate you will use less miles to get what you want but with airport taxes and ridiculous airline surcharges what value is there in this? Maybe I’m missing something but can’t see much value.

  5. No use for the two-for-one voucher as I don’t have status, but I’ve had the Reward+ card for six months and have just booked a LAX-LHR return in April, one leg in Premium and the other in Upper Class. I’ll more likely end up using the voucher to upgrade from economy to premium at some point, I suspect.

  6. iamfugly says:

    Slightly off topic, but is it me or has the changes to the Virgin reward process simply made the whole thing just a right royal pain in the …..
    I mean the old procedure was hardly user friendly, the new set up is “fling your laptop out the window” kind of user ease.
    If anyone has any tips or tricks to find available dates etc please feel free to enlighten me.
    Many thanks

    • Posted the other day as a comment by someone else.
      http://www.seatspy.com will allow you to check availability across a range of dates and classes for Virgin, and BA too!

      • iamfugly says:

        Amazeballs! Thats awesome thanks for reposting. I was always using rewardflightfinder until they stopped searching for VA.
        Much appreciated!

  7. Someone noted that customer service isn’t great – no its dreadful
    I tried to query where my voucher was – the answer after 3 days “its not our problem call flying club” wasted 15 minutes on a call to flying club with no result so tried virgin money again, 5 days later “we have told flying club you have qualified so its not our problem”

    Now its a minor problem but I’d hate to rely on them if I had a big one

  8. Can you cancel the card (ie. before incurring a second year of £160) and maintain the voucher?

  9. iamfugly says:

    Slightly off topic. Can anyone advise where the 2-4-1 voucher appears once triggered? Is it via email or does it appear within your VA flying club account? Also I assume it is triggered once the £10k target has been crossed (Premium card)?
    I ask as I sent up a card for my mother, I am sure she has comfortably passed the £10k target but trying to get an sensible reply from her regarding this is a pointless exercise! :-/
    Any input much appreciated.

    • It should show on your VA flying club account statement. Look on the statement under ‘activity’ and you should see ‘Atlantic Reward+ Credit Card – Reward Qualification’. You can’t book a companion ticket or upgrade online, you will need to call VA and I suspect if we want to use the reward, we might have to buy the more expensnive ticket. I hope not.

      • iamfugly says:

        Hi Louise,
        Thank you very much for your reply. I know that to use the 2-4-1/upgrade voucher you can only do so via mileage redemption. Its not applicable to cash purchased tickets.
        Kind regards

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