Monese is the online banking app which has a partnership with Avios – albeit that the partnership has not gone much further, so far, than letting you view your Avios balance alongside your financial balance.
I know that 2,000 HfP readers have a Monese account following our recent competition. If you didn’t win, here is £45 as compensation.
If you don’t already have a Monese account, you can use my refer-a-friend code of ROBE820. You will receive a £5 credit plus a further £15 when you’ve spent £500 on your card. I think that is how it works – it doesn’t actually tell me anywhere what you get ….
If you are reading this on your phone, the download link is here.
How to get your free £45
As a Black Friday offer, Monese has two offers running:
- Buy a £50 shopping gift card for £35
- Buy a £100 shopping gift card for £70
By far the easiest option is to buy an Amazon gift card and add it to your Amazon account for future use (it is valid for 10 years).
Here is a step by step guide to how to do it. This is based on the £100 gift card but the process is the same for the £50 card. You can buy one of each per Monese account.
As you can see from the time stamps on the screenshots, it only took me four minutes to buy and redeem each gift card – and it would have been quicker if I wasn’t taking and uploading screenshots!
If the offer comes up as ‘expired’, it isn’t. It is just overload on the system. I got ‘expired’ early on Friday but was then able to purchase successfully at lunchtime. If GIFT100 fails for the £100 gift card, you may find that GIFT50 still works, according to readers.
Step 1: Make sure you have £70 in your Monese account
I withdrew £70 from my linked HSBC account and it arrived instantly:
Step 2: Go to ‘Promotions’, which is under the menu in the top left corner (the ‘head’ icon)
Step 3: Add the code ‘GIFT100’ (or ‘GIFT50’ for the £50 card):
…. which will lead you to this screen:
Step 4: Click on your messages (the ‘bell’ in the top right corner)
You can then activate your gift card:
Step 5: Choose the gift card you want
You can choose from Amazon, Argos, Asda, Caffe Nero, Cineworld, Costa, Currys ….. and that is just A-C! For an easy life, take an Amazon gift card (valid for 10 years):
Step 6: Click here to go to the page of the amazon.co.uk where you redeem electronic gift cards
Enter your code:
And that’s it. £30 saved.
If you bought the £100 gift card, you can repeat the process with code GIFT50 and pay £35 for a £50 gift card.
I hope the free £45 makes up for not winning our Monese competition.
If you’re not already a Monese account holder, you can download the app here.
Want to earn more points from credit cards? – August 2021 update
If you are looking to apply for a new credit or charge card, here are our August 2021 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the other top current deals:
British Airways American Express
5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and the most generous non-Amex for day to day spending Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
Earn both Avios and BA On Business points with your business spending Read our full review
Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending: