Maximise your Avios, air miles and hotel points

Get £45 for free if you have a Monese bank account (only 4 minutes needed)

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Monese is the online banking app which has a partnership with Avios – albeit that the partnership has not gone much further, so far, than letting you view your Avios balance alongside your financial balance.

I know that 2,000 HfP readers have a Monese account following our recent competition.  If you didn’t win, here is £45 as compensation.

If you don’t already have a Monese account, you can use my refer-a-friend code of ROBE820.  You will receive a £5 credit plus a further £15 when you’ve spent £500 on your card.  I think that is how it works – it doesn’t actually tell me anywhere what you get ….

If you are reading this on your phone, the download link is here.

How to get your free £45

As a Black Friday offer, Monese has two offers running:

  • Buy a £50 shopping gift card for £35
  • Buy a £100 shopping gift card for £70

By far the easiest option is to buy an Amazon gift card and add it to your Amazon account for future use (it is valid for 10 years).

Here is a step by step guide to how to do it.  This is based on the £100 gift card but the process is the same for the £50 card.  You can buy one of each per Monese account.

As you can see from the time stamps on the screenshots, it only took me four minutes to buy and redeem each gift card – and it would have been quicker if I wasn’t taking and uploading screenshots!

If the offer comes up as ‘expired’, it isn’t.  It is just overload on the system.  I got ‘expired’ early on Friday but was then able to purchase successfully at lunchtime.  If GIFT100 fails for the £100 gift card, you may find that GIFT50 still works, according to readers.

Step 1:  Make sure you have £70 in your Monese account

I withdrew £70 from my linked HSBC account and it arrived instantly:

Monese gift card promotion

Step 2:  Go to ‘Promotions’, which is under the menu in the top left corner (the ‘head’ icon)

Step 3:  Add the code ‘GIFT100’ (or ‘GIFT50’ for the £50 card):

…. which will lead you to this screen:

Monese gift card promotion

Step 4:  Click on your messages (the ‘bell’ in the top right corner)

You can then activate your gift card:

Monese gift card promotion

Step 5:  Choose the gift card you want

You can choose from Amazon, Argos, Asda, Caffe Nero, Cineworld, Costa, Currys ….. and that is just A-C!  For an easy life, take an Amazon gift card (valid for 10 years):

Monese gift card promotion

Step 6:  Click here to go to the page of the amazon.co.uk where you redeem electronic gift cards

Enter your code:

Monese gift card promotion

And that’s it.  £30 saved.

If you bought the £100 gift card, you can repeat the process with code GIFT50 and pay £35 for a £50 gift card.

I hope the free £45 makes up for not winning our Monese competition.

If you’re not already a Monese account holder, you can download the app here.


best travel rewards credit cards

Want to earn more points from credit cards? – July 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Marriott Bonvoy American Express

20,000 points for signing up and 15 elite night credits each year Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points (TO 16TH JULY), FREE for a year & four airport ….. Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

40,000 bonus points AND (to 27th August) £400 to spend at Amex Travel Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points sign-up bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Business Rewards Visa

10,000 points bonus – plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback Business Credit Card

1% cashback uncapped* on all your business spending (T&C apply) Read our full review

Comments (182)

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This article is closed to new comments. Feel free to ask your question in the HfP forums.

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