Norwegian decides against launching flights from Heathrow Airport

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• Tamara says:

  7 Feb7 February 10:15

  OT: Hi, if I refer someone who’s not entitled to an Amex signup bonus, would they still get the increased part of the bonus due to referral? Or just won’t get anything at all?

  • sayling says:

    7 Feb7 February 10:30

    You either get all of the bonus, or none of it

  • Anna says:

    7 Feb7 February 13:27

    They won’t get any bonus if they’re not entitled, however you would still get a referral bonus if they were accepted for a qualifying card (which is most of them).

• Benilyn says:

  7 Feb7 February 10:23

  OT: Anyone know any retail brokers who let you trade single name international bonds. Hargreaves has a bunch of UK Gilts & UK Corporate bonds (HSBC, BP, Vod etc), but looking to buy US convertible / bullet bonds where min denom is $1k for some. And if so, ideally in an ISA wrapper.

  • Shoestring says:

    7 Feb7 February 11:19

    Try AJBell

• xcalx says:

  7 Feb7 February 10:44

  BITS OT
  Not sure if anyone has mentioned on the other pages.
  I got email from Red Dufry informing me I was back down to silver from Plat. I went on to the Dragon Pass App and can still purchase $10 lounge passes.

  • Andrew M says:

    7 Feb7 February 16:30

    That’s good news. Thanks for the update.

• lumma says:

  7 Feb7 February 10:46

  OT – Just got a email from Red by Dufry saying I’ve dropped to Silver from Platinum. Can still buy the lounge passes for $10 on the Dragonpass App

  • Shoestring says:

    7 Feb7 February 11:13

    yep that email prompted me to buy some passes for my son, I thought I might be too late as it’s 1 month + 1 day since he got the Plat/ he slipped to Silver

    —> but he was still able to buy passes @$10

  • Rob says:

    7 Feb7 February 11:19

    Snap. DP still works for me.

    • James k says:

      7 Feb7 February 13:25

      Has anyone had experience / success in transferring DP to other family members – ie can I use 4 of my $10passes to get me the wife, and two kids into the lounge?

• Mark says:

  7 Feb7 February 10:51

  OT: Curve blue card. Does anyone know for sure if the £200 overseas fee free ATM limit is part of, or in addition to the £500 exchange loading free allowance?

  Got slightly over the £200 limit by mistake (£234 across two transactions) but don’t appear to have been charged a fee unless hidden in the exchange rate.

  • John says:

    7 Feb7 February 13:00

    Don’t think Curve enforce these particular limits. Certainly have never been charged.

  • Polly says:

    7 Feb7 February 13:20

    Think they don’t charge. Fee for in or around the 200. We drew out 230 total between 3 trans so difficult to calculate when it’s millions of rupiahs, and not charged.

• Jane says:

  7 Feb7 February 11:22

  OT. has anyone managed to use the dragon pass $10 visits for a guest. I know it says no guests but is it a case of ‘computer says no’ or you may get away with it depending on the person on the door.

  • Shoestring says:

    7 Feb7 February 11:37

    yep just act nice and you’ll probably be fine (and yes, people have reported both getting in AND desk agent said no)

    • Jane says:

      7 Feb7 February 11:41

      thanks. might as well give it a go, they can only say no. hopefully not after they have scanned one of us in though !

      • Shoestring says:

        7 Feb7 February 12:00

        there’s a back up plan you might think about, £18 for
        https://salaryextras.dragonpassuk.com

        you could keep it in reserve or just order it if refused, delivery was instant

        • Lady London says:

          7 Feb7 February 14:13

          Or companion has app on their phone too… You know what you have to do

        • Jane says:

          7 Feb7 February 14:51

          Thanks for that, but now I actually look there is DragonPass lounge in either of the two airports that I was looking at.

        • Shoestring says:

          7 Feb7 February 15:00

          are you checking on the Dragonpass site or the Red By Dufry site? Because you can ignore whatever RBD says
          https://en.dragonpass.com.cn/airports

        • Jane says:

          7 Feb7 February 15:34

          Can’t reply under your recent comment for some reason… dragon pass direct. San Juan (PR) and San Diego no lounges apparently.

        • Lady London says:

          7 Feb7 February 18:55

          Lounges usually have more than one way of getting in. You might be able to buy one off pass for one of the other routes the particular lounge accepts.

          Personally if it gets that complicated then if I dont need to work I’m likely to just go to a restaurant in the terminal.

        • Shoestring says:

          7 Feb7 February 19:06

          2 pints of Guinness in the pub at LHR T3 is only £10 & I consider an hour spent there waiting for flight to be called as the beginning of my hols

• Joe says:

  7 Feb7 February 11:40

  O/T
  Just received Virgin Money statement – points capped at 37500 for month.

  • Keith says:

    7 Feb7 February 11:55

    If you have had your card open for 6 months it’s very easy on the website to request a credit increase. I got instant approval when I tried the other day, which will take the edge of the points limiting.

    • TonyG says:

      7 Feb7 February 14:21

      If you request an increase does it affect your credit score?

      • Keith says:

        7 Feb7 February 15:17

        It’s possible that they will run a credit check on you with one or multiple credit agencies, but it’s also possible that they will just look at the information they already hold on you, pattern of spending etc and issue the increase without a check.

        In any case what impact such a check has on your Credit Score with any of the credit agencies is impossible to predict as those scores are made up of multiple pieces of information.

        I do not worry to much about my credit scores as I know I always pay my bills on time etc. Things I do in the points game that can result in reports like ‘Too many credit applications in a short time’, ‘Short relationships with accounts before closing’, ‘Too much credit used as a proportion of income’ are notes which I’ve noticed can pretty much all be removed by doing nothing for about 6 months. I would probably take a 6 month break of the game prior to Mortgage or Loan application, but otherwise unless you need a really good credit score imminently, what is the harm of it dipping a bit to achieve something you want in the short term?

  • Alan says:

    7 Feb7 February 20:16

    I take it that’s on a £25k limit? I received >22k on my £10k limit (statement last week) and never received an email from them saying I’d be limited so am wondering if it still doesn’t apply to everyone?

    OTOH have also noticed that Hilton Barclaycard now won’t let you pay off within-month by any more than your statement amount…

• Doug M says:

  7 Feb7 February 12:29

  The HfP comments are really good, and add value to the site. I look at several sites, and find HfP far and away the most interesting. Of the more blogger style sites whilst they do sometimes have good info, the amount of ego and fluff means none of them are essential reading. HfP might have it’s filler days, but over time it’s very good, and I usually learn something from it.
  Apart from a couple of finger splodges I always post in my own name, which is shockingly my real name.

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