This is our review of the Barclays Travel Plus Pack, offered as an optional paid extra to Barclays current account holders.
If you have your bank current account with Barclays, you may be interested in taking a look at the Barclays Travel Plus Pack add-on.
In general, buying an ‘add-on’ pack to your current account from your bank is a waste of money. The services you get will usually not outweigh the cost.
This one, however, is a bit different if you are a regular traveller.
What does the Barclays Travel Plus Pack include?
Travel Plus Pack costs you £18 per month.
In summary, you get:
Worldwide family travel insurance
RAC comprehensive breakdown cover in the UK and Europe
Airport lounge access
I am normally sceptical about ‘free’ travel insurance offers since the cover is often poor and can land you in trouble if you rely on it and have major problems. Barclays claims that the travel insurance in the Travel Plus Pack has been awarded a 5-star rating by Defaqto, however, so it may well be all you need. Feedback from readers confirms that the insurance is good and does cover many pre-existing conditions. This is very rare with ‘free’ policies.
Note that each account holder and their domestic partner must be under 80 years old and the partner must live with the account holder. All trips must start and end in the UK and last no longer than 31 days.
A series of changes in early 2019 also improved the other parts of the package:
The car breakdown now covers cars of any age (the previous age limit was 11 years) and the ‘five call-outs per year’ cap was lifted
The airport lounge benefit increased from 800 lounges to 1,000, due to natural growth in the access offered by its partner DragonPass
Is the Barclays Travel Plus Pack good value?
To get maximum value, it makes sense to just sign up for six months, covering your main annual travel period. You would be paying £108 (£18 x 6) for six airport lounge passes and comprehensive travel insurance. You could then cancel and reapply the following year.
As an airport lounge visit can be valued at £15-£20 (you can rarely buy access for less, and £20 is the ‘additional guest fee’ for American Express Platinum and Preferred Rewards Gold card holders), the travel insurance and RAC membership are effectively free.
Or, put another way, if you usually pay £100 for family travel insurance then the airport lounge passes are free.
If you already have a Barclays current account, you should think about whether the Travel Plus Pack would work for you. Full details are here.
I wouldn’t necessarily want to keep it all year, however. The annual cost is (£18 x 12) £216. This compares poorly with an American Express Platinum charge card which has a £575 fee but comes with unlimited airport lounge access for two people, travel insurance, Eurostar lounge access, Hilton / Marriott / Radisson / Shangri-La / Melia hotel status and 30,000 Avios or other miles for signing up. My full review of Amex Platinum is here.
Want to earn more points from credit cards? – January 2022 update
If you are looking to apply for a new credit or charge card, here are our January 2022 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals.
There are special sign-up bonuses on both of the BA American Express cards until 28th February 2022. The bonus on the free card is doubled to 10,000 Avios and the bonus on the Premium Plus card is increased from 25,000 Avios to a huge 40,000 Avios.
British Airways American Express
10,000 Avios for signing up (SPECIAL OFFER) and an Economy 2-4-1 voucher for spending ….. Read our full review
British Airways American Express Premium Plus
40,000 Avios (SPECIAL OFFER) and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.
The bonus on the Capital On Tap card is increased from points worth 10,000 Avios to 30,000 Avios until 4th February 2022.
The bonus on the British Airways Accelerating Business card is increased from 30,000 Avios to 45,000 Avios until 28th February 2022.
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
45,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
30,000 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.
Apply 31st March 2022 and your cashback will be increased to 2% for the first three months.