The Foreign Office has just announced that you should avoid ‘all but essential’ travel to the United States:
“The FCO advise against all but essential travel to the USA, due to restrictions put in place by the US government with effect from 03:59 GMT 17 March in response to the outbreak of coronavirus (Covid-19) (Summary and Entry Requirements)”
You may think this is a statement of the obvious, given that you won’t actually be allowed into the country if you have been in the UK in the last 14 days.
However, for insurance purposes, this is important. Some policies will pay out if the Foreign Office advises against ‘all but essential’ travel.
Other policies, unfortunately, will only pay out if the Foreign Office advises against ‘all’ travel. The only places with an ‘all’ warning are certain parts of China and South Korea.
If you are on the hook for financial loss due to pre-paid hotels and car hire in the United States, you should dig out your travel insurance. You may now be able to make a claim.