Does American Express insurance cover you for coronavirus?

If you have an American Express Platinum charge card, or any other card which offers travel, medical and trip cancellation insurance benefits, the company has produced a guide to your rights under coronavirus.

You can download it here as a PDF.

It includes a series of questions and answers which should clarify when and how you can make a claim.  This will vary depending on your reasons for cancelling and the travel situation in the country to which you were travelling.

As we have covered in the past, the actual American Express Platinum insurance policy document is very weak indeed.  American Express had told us that it would be covering coronavirus related payments, but this clearly wasn’t legally binding.

I hope that this new document offers some security to cardholders who are concerned about their cover.

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Want to earn more points from credit cards? – July 2021 update

If you are looking to apply for a new credit or charge card, here are our July 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the other top current deals:

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending: