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A warning about the Dell / American Express Business Platinum promotion

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American Express recently launched a series of promotions to support holders of Business Platinum cards.  We wrote about the Amex Business Platinum cashback deals here.

One of these was the offer of ‘£150 cashback on a £150 purchase from Dell’.

Whilst Dell was clearly hoping that you would use the money towards an expensive new computer, you are free to spend it on whatever you wish from a special Dell / Amex website.  This means that you can put together a £150 package of travel luggage and computer accessories and get it for free.

Or so we thought …..

It turns out that if you buy multiple items at the same time, Dell will charge each one separately on your American Express card.  The cashback promotion is NOT cumulative and does NOT pay out unless there is a single charge for £150+ onto your Amex Business card.

I know of two readers who have been hit by this.  The best bit?  Dell will not allow you to return the items you bought because ‘business to business’ transactions are not covered by the laws allowing automatic refunds for online transactions.  So far, neither of the impacted readers has been successful in getting American Express to pay the cashback, even though it is clear that there are multiple same day transactions totalling £150+.

On a similar point, I haven’t yet been able to test whether the offer of ‘£20 cashback on a £20 Currys PC World transaction, valid 10 times’ works in-store or not.  None of the London city centre stores have yet reopened. 

It works fine online – here are some ideas of what to buy from Currys PC World for £20 – but if it did work in-store you would have more flexibility to buy gift cards.  The offer runs until the end of the year, so there is plenty of time.


Want to earn more points from credit cards? – February 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Virgin Money is offering double points on spending until 14th April (£5,000 cap) to new customers when you apply for the Virgin Atlantic Reward+ Mastercard. Click here to learn more.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

Crazy 120,000 points bonus (to 9th April) and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

Huge 60,000 points sign-up bonus (until 9th April) and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

2% cashback on all your business spend for 3 months (1% thereafter) and no annual fee Read our full review

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