A warning about the Dell / American Express Business Platinum promotion

American Express recently launched a series of promotions to support holders of Business Platinum cards.  We wrote about the Amex Business Platinum cashback deals here.

One of these was the offer of ‘£150 cashback on a £150 purchase from Dell’.

Whilst Dell was clearly hoping that you would use the money towards an expensive new computer, you are free to spend it on whatever you wish from a special Dell / Amex website.  This means that you can put together a £150 package of travel luggage and computer accessories and get it for free.

Or so we thought …..

It turns out that if you buy multiple items at the same time, Dell will charge each one separately on your American Express card.  The cashback promotion is NOT cumulative and does NOT pay out unless there is a single charge for £150+ onto your Amex Business card.

I know of two readers who have been hit by this.  The best bit?  Dell will not allow you to return the items you bought because ‘business to business’ transactions are not covered by the laws allowing automatic refunds for online transactions.  So far, neither of the impacted readers has been successful in getting American Express to pay the cashback, even though it is clear that there are multiple same day transactions totalling £150+.

On a similar point, I haven’t yet been able to test whether the offer of ‘£20 cashback on a £20 Currys PC World transaction, valid 10 times’ works in-store or not.  None of the London city centre stores have yet reopened. 

It works fine online – here are some ideas of what to buy from Currys PC World for £20 – but if it did work in-store you would have more flexibility to buy gift cards.  The offer runs until the end of the year, so there is plenty of time.

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Want to earn more points from credit cards? – April 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

SPECIAL OFFER: Until 12th May 2024, the Capital on Tap Business Rewards Visa card is offering a bonus of 30,000 points, convertible into 30,000 Avios. You must have a Limited Company to apply. Click here to learn more and click here to apply.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.