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EXCLUSIVE: No more Avios from Tesco Clubcard

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British Airways and Tesco have decided to part ways. The option to convert your Tesco Clubcard points into Avios is ending soon.

Nothing will change with the partnership between Tesco Clubcard and Virgin Flying Club.

When is Clubcard ending Avios earning?

The last day to initiate a transfer of your Tesco Clubcard points into Avios is 18th January

Tesco Clubcard dropping British Airways Avios as a partner

For those who receive their Clubcard vouchers quarterly, the last day to earn points via Tesco is 22nd October. This is the cut-off date for the November voucher mailing. The next mailing after that will not take place until February, at which point it will be too late to convert.

However, if you have the Tesco app, you can still collect points after 22nd October. This is because app users can turn their Clubcard points into e-vouchers at any time. You simply need to order an e-voucher with your remaining Clubcard points balance by mid January to ensure that it can be converted to Avios by 18th January.

Why is Tesco splitting with British Airways?

It isn’t made clear.

EDIT: Tesco contacted me after the publication of this article to state that it was the decision of British Airways to withdraw from Clubcard. Tesco did not want it to leave the scheme.

However, let me take a guess.

The volume of points transferred from Clubcard to Avios is likely to have fallen sharply in the last couple of years. I have no idea of the exact numbers, although we know that – in 2013 – 2.5 BILLION Avios were ‘bought’ with Tesco Clubcard points. 2.5 billion Avios represents over £10 million of Clubcard vouchers at face value.

I am guessing that number is well down. We have recently seen:

the closure of Tesco Direct, an exceptional source of bonus point opportunities

the closure of Tesco Wine plus other small non-core Tesco companies

the shrinking of Tesco Bank, including the closure of Tesco Mortgages (which earned points) and the closure of Tesco Bank current accounts to new applicants, which earned points for debit card spending

the ending of Clubcard earning at Esso garages, except those with a Tesco Express store

a move towards price discounts rather than bonus points as a way of driving sales in Tesco stores

Tesco’s loss of market share to Aldi and Lidl

Avios has not become less attractive as a conversion option – indeed, I moved back to converting the few Clubcard points I still earn to Avios after two better alternatives (Safestore and Uber) withdrew – but I imagine that the number of Clubcard points in circulation is down.

Tesco Clubcard dropping British Airways Avios as a partner

Does British Airways have a better offer up its sleeve?

British Airways was a small cog in the Tesco wheel. It wasn’t even the only frequent flyer partner – Virgin Atlantic is also in there. You can imagine why Avios may have wanted something more high profile.

On the other hand …. if Tesco was the only deal in town, it would be foolish to walk away. Surely something is up?

What could British Airways be planning?

Good question. There is no obvious solution:

Sainsbury’s? Arguably a better ‘fit’ with the Executive Club customer base, but how would Avios fit with Nectar? There is no chance of Nectar being dropped given that Sainsbury’s now owns it. Would Avios want to be a Nectar conversion partner? The old BA Miles scheme WAS a Sainsbury’s partner many years ago.

Waitrose? Potentially an even better fit with the Executive Club customer base. Waitrose is only a fraction of the size of Tesco, however. It also has no points-based loyalty programme. John Lewis Partnership has a new management team in place so you can’t totally discount this.

Marks & Spencer? It has an even smaller market share in food than Waitrose. It has also just overhauled its useless Sparks loyalty scheme, which remains non-points based, so I can’t see it making more changes so soon.

Asda / Morrisons? Unlikely. Asda has literally just been sold so I doubt it had been planning fundamental loyalty changes. Both chains have focused on price over points. The same goes for Aldi and Lidl, times ten.

Tesco Clubcard dropping British Airways Avios as a partner

What are the options, realistically?

Perhaps Avios becomes a Nectar transfer partner ….. although this would disturb the whole Avios ecosystem since many Nectar partners compete with Avios partners. The maths doesn’t work either. At present, £1 spent in Tesco earns you 2.4 Avios. Assuming a 2 Nectar to 1 Avios conversion rate, £1 spent in Sainsbury’s would only earn 0.5 Avios. It wouldn’t get many people to switch.

or ….

Perhaps Waitrose launches an Avios scheme via card-based earning …. there would be no points scheme BUT you could earn via your credit or debit card spend being tracked. Waitrose offered this with Virgin Atlantic for a while but it was never ‘official’ – Waitrose never promoted it. It would be expensive for Waitrose, however, given that they wouldn’t be getting much in the way of customer data in return.

or ….

Perhaps Waitrose and John Lewis launch a combined loyalty scheme (this is believed to be coming soon after a trial in a handful of areas). This could have some points-based element with Avios as one of a small number of partners. The John Lewis Partnership credit card could potentially also be pulled into this with its current 0.25% cashback offering 0.25 Avios an alternative.

The last option makes most sense, but is very hypothetical at the moment. We may need to wait until 19th January to find out.

Please share your craziest Tesco Avios-earning offers

If you’ve been collecting Avios seriously for less than five years, you won’t understand how fundamental Tesco Clubcard used to be.

You won’t look at the package below and shudder ….

Share your best or most notorious Tesco Clubcard deal in the comments. Most of them pre-date Head for Points (so pre-2012) so we are going back a long way.

For more information ….

Take a look at BA’s Tesco page here. At the time of writing there is nothing on Tesco’s BA page here.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (328)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Jack says:

    Living in Ireland, the Tesco direct deals used to be fantastic. You could buy as many printer cartridges as you wanted from Tesco direct but still return them in store over here without losing the Clubcard points. You also usually ended up making a profit too because the price was higher in Euro than Sterling.

    Also earned 1 point per euro spent here on my Clubcard making the earning fete a bit more attractive.

    • Genghis says:

      Of course, how could I forget. The printer cartridges offer!

      • BJ says:

        Uppermost in my mind for all the wrong reasons is @Shoestrings wild turkey chase! At least I had a lot of fun trying to make it work 🙂

  • Scott says:

    I’ll be losing at least 70-100k Avios a year when this ends.
    Might not be a lot to some people (4 x long haul to LAX as a GCH in xxx cabin?), but if I’m shopping there anyway, it’s all an added bonus at the end of the day, and it does save me £££ on flights (especially when it can be £300-£500 return from MAN-LHR when not booked far in advance). Easy to grab the Avios at a day’s notice as well should a great redemption deal come up.
    Practically pays for a Cathay Pacific First class flight from the US to Hong Kong 😉

    More Tesco stores near me than any other supermarket so convenient.

  • MikeL says:

    I’ve had some great flights with BA thanks to Tesco but all good things must come to an end at some point. I have 400k Avios and 4 companion vouchers in the travel bank but with little or no international travel on the horizon, I’ve not been adding to the Avios pot recently. I have around £400 in Tesco vouchers so it looks like they might be converted via royal Caribbean (if and when they start cruising again ) or they’ll go some way towards a nice Tag watch via Goldsmiths for my wife‘s Xmas.

  • Kate Last says:

    While totally unrealistic, it would be amazing if Ocado will suddenly launch a partnership together with M&S

  • JK says:

    This may the end of collecting Avios for me. Tesco and Amex intro bonuses were two of my main Avios contributors. Now I just have the BA Amex cards. I used to get enough to take the family away in Club or First with the 2-4-1 vouchers, but I don’t think I’ll generate enough anymore. Charges have crept up to £3k for a First redemption to USA. I might be better off getting sale cash fares or even on another airline.

  • Blenz101 says:

    It’s a shame to see it go but I can see why. Of all the redemptions I would put good money on it that Avios was the most widely abused.

    The value that the partnership brought to Tesco is highly questionable especially if they were handing over millions a year to BA/Avios.

    They are known to mine the clubcard data extensively and my strong suspicion would be that redemptions for Avios are primarily being made by those with disproportionality high clubcard point balances which have been earned not through loyalty on a weekly shop but through other avenues. Surely this would be a factor in assessing the value of the partnership.

    With a Tesco debit card I still find it pretty easy to hit the quarterly cap on earning points and I am pretty sure I am not alone. I can see why this is unsustainable and why Tesco would want to focus on up front discounting of groceries to retain market share as well as rewarding shoppers with a discounted Pizza Express or similar once a quarter. Quite a different proposition to subsidising long haul flights in premium cabins.

    Also, the RFS scheme isn’t simple enough to explain to a typical supermarket shopper when you need to factor in converting CC points to Avios, active exec club account, domestic connections, peak and off peak dates, paying taxes vs. using Avios to offset, use of RFS on selected long haul etc. Without a typical supermarket spend being seen to have value in terms of collecting and saving points for Avios it is left to those who understand the system and work it to their advantage.

    If another supermarket or department store takes on the partnership they would surely be subject to the same lack of loyalty but cash out of the door to the airline.

    • Crafty says:

      What’s your main source of Tesco Bank points?

      • Blenz101 says:

        Anything which accepts a debit card and allows you to withdraw the cash again in a reasonable time.

        Just the same routes that have been hinted at and covered here many times in relation to fronting a transaction with a Curve card and a credit card sat behind it. I just don’t both with Curve and earn directly on the debit card, with sufficiently large transactions I can earn substantial points per week.

        My pension provider and general investment account both process with points. If I paid UK tax then I am pretty sure that would work as well as I believe it classes as government services.

    • Andrew says:

      I think you’re over-egging the impact of frequent fliers on the scheme. There have been several other lucrative redemptions including jewelry and even cars!

      • Rob says:

        The number of people in this thread saying ‘no need to shop at Tesco now’ tells you all you need to know about the value to Tesco of Avios.

        In fact, my biggest issue with a Waitrose tie-up (if it happens) is that their is already overlap of the customer base. Does Waitrose really gain much?

        • Andrew says:

          My point was that compared to the influence of, say, MSE the impact of frequent fliers and HFP on Tesco is pretty small. Because all of the bonus offers have dried up it’s been a few years since I used to go out of my way to shop in Tesco. For me at least the avios earned now are simply a small bonus on top of what I would have been buying anyway.

          Unless ludicrously generous no new avios tie up is going to get me to shift my supermarket shopping appreciably unless it’s to a supermarket at a similar price point to Tesco. Much as I like and do use Waitrose it is noticeably more expensive which would dwarf any avios earned.

        • Nathan says:

          Is there any correlation between these people and the [insert issue] ‘not going to fly BA again’ people?

        • vol says:

          I guess Tesco would have weighed this up – there are plenty of folks who shop and don’t really care about the points or use the points solely for redeeming against their shopping bill. Maybe they’re concentrating on the latter now.

      • Blenz101 says:

        Goldsmiths remains if you want jewelry but it has a similar problem to Avios. People not loyal to Tesco are able to rack up huge amounts of points and redeem for aspirational pieces, in many cases selling them on for cash.

        Instead of seats in J or F in this instance Tesco are subsidising Tags and Rolex. Plenty of research on the demographics these items attracts i.e. south east bias, management/director roles and male. The exact same issue with fit as BA Exec club.

        Perhaps it still works because there are enough redemptions for high margin fashion jewelry for Goldsmiths though.

        I don’t want any of the options to disappear but I can see why theme park tickets, casual dining and cinema redemptions (all of which offer a good chance of additional spend) would be the bedrock of the scheme for the average Tesco shopper.

  • Charles says:

    Anyone concerned about avios being devalued, sold off or folded up completely? Not looking good at BA these days…

    • Rhys says:

      There’s no way Avios will be sold off or folded. Look at what is happening at Air Canada with Aeroplan. The fact is, loyalty schemes are incredibly valuable to airlines, especially during downturns.

    • Rob says:

      Avios is having a record year. No redemptions and all the cash from partners keeps coming.

  • Tim Farrell says:

    Back in 2013 or 2014, Tesco was running an offer on video game preorders: spend £5 to preorder the game and get 500 Clubcard points. You didn’t even need to buy the game once it came out.

    So I rocked up at my nearest Tesco Extra. I think there were 20 games in the deal, but they only had 12 of them. So into the basket they went and – feeling quite embarrassed – I headed to the self scan.

    Big mistake: the self scan threw up all sorts of error codes so the self scan assistant came to take a look.

    Now this guy clearly knew something was up: why was I preordering 12 different games? It wasn’t normal behaviour. I eventually told him that I was a big gamer which seemed to satisfy him and I got my free Clubcard points.

    The next day, there was a notice next to the video games: preorders can only be bought at a staffed checkout.

    Then there’s the story about those 3V cards which didn’t support 3Dsecure and were a pain to use. I seem to recall laundering them via NS&I.

    Or the huge shipments of old ink cartridges from eBay and having to write my details on the envelopes hundreds of times…

    • Jimmy says:

      That was great! I brought loads, I did get strange looks – but I just said I was part of a gaming club which seemed to work. Had no idea what that even meant!

      Had no plans to use them except when it came to launch – CEX were paying over face value – I think it was like £4 over the sale price. So I tootled off, brought stacks and sold them to cex. Paid to shop – literally! :).

    • Blenz101 says:

      As we are on the subject of other supermarkets today. 3V were also valuable from Morrisons when they ran their fuelsaver offer. Was something like 1p off a litre for each £10 spent on gift cards. It was possible to launder them via NS&I or pay off Sainsburys credit cards directly.

      A £1 off per litre voucher would generally sell on eBay for £80+. Living in the north and the time there were plenty of Morrisons to clear out and generate multiple vouchers. I was making several thousand pounds a month at the peak of the 3v fun. Plus getting nectar points to boot.

      Morrisons at least the self checkouts accepted 3V so you didn’t have any explaining to do!

      • Ghosty says:

        Travelling to support my local league 2 football team away my route was never A to B but rather a zigzag pattern to visit as many Tesco’s and Morrisons on route for 3v cards. Had to leave home early though. Morrison’s petrol coupons meant the travel costs were practically free (£70 tank full for £1.xx)

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