Maximise your Avios, air miles and hotel points

Your questions about the new Barclays Avios Rewards scheme answered

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On Monday we ran an article explaining how you could earn 25,000 Avios with Barclays Avios Rewards and Barclays Premier Banking – along with an annual upgrade voucher!

You can find out more on the Barclays website here.

As a reminder, you need to join Barclays Premier Banking or Barclays Wealth and then opt in to Barclays Avios Rewards if you want to take part.

Barclays Avios Rewards review

Barclays Avios Rewards has a £12 monthly fee and lets you earn:

  • a 25,000 Avios sign-up bonus for new customers (2,500 Avios for existing Barclays Premier customers who joined over four months ago)
  • 1,500 Avios per month for as long as you remain a member
  • 2,000 Avios for taking out a mortgage and 700 Avios per month thereafter
  • up to 150 Avios per month for contents and building insurance for the first year
  • an annual cabin upgrade voucher for a British Airways flight

Your questions answered

There were over 300 comments on our introductory article about Barclays Premier and Barclays Avios Rewards. These included questions about eligibility requirements, joint accounts and more.

We put the most common questions to Barclays. The answers below are therefore ‘official’ as long as we have understood them correctly.

We will run a further article, looking at the upgrade voucher and how it works, tomorrow.

What order should I sign up for Barclays Premier and Barclays Avios Rewards to qualify for the 25,000 Avios sign-up bonus?

There are two ways you can do this.

The first route is to sign up for Barclays Premier Banking. Once your account is open, you activate Barclays Avios Rewards and only then use the current account switching service to move over your existing current account. You must make sure that the current account switch is completed within three months of signing up to Barclays Avios Rewards.

The alternative route is to sign up for Premier, use the current account switching service and only when that is done activate Barclays Avios Rewards. In this instance, you need to join Barclays Avios Rewards within four months of opening your Barclays Premier account to qualify for the bonus.

In both cases you need to make sure you use the current account switching service to be eligible for the bonus.

Can I still sign up for Barclays Avios Rewards if I don’t want to switch my account?

Yes.

Barclays Avios Rewards is available (or will be available, once the rollout is complete) to anyone with a Barclays Premier account.

You only need to close your existing account with another bank if you want to receive the 25,000 Avios sign-up bonus.

If you do NOT close down your existing bank account, you are still eligible for:

  • the 2,500 Avios bonus for joining Barclays Avios Rewards
  • the 1,500 Avios per month on-going benefit and
  • the annual upgrade voucher

This looks attractive. You are losing out on the 25,000 Avios sign-up bonus by refusing to close down your existing current account, but you still get all of the other benefits including the upgrade voucher.

There is one odd little catch. As a non-switcher, you need to join Barclays Premier Banking and wait four months if you want the 2,500 Avios bonus for joining Barclays Avios Rewards. If you join Premier and immediately sign up to Avios Rewards, you don’t get the 2,500 points. On the upside, your upgrade voucher will arrive four months earlier.

We know this sounds odd but it is because of the deadlines put in place for those who are switching.

Barclays avios Rewards review

What is the joint account eligibility criteria for Barclays Premier Banking?

You can open a joint account with Barclays Premier Banking, but you cannot meet the income criteria between you. At least one applicant must earn over £75,000 on their own.

A couple where one partner earns £80,000 and the other earns £40,000 WOULD be eligible to open a Barclays Premier account.

A couple earning £35,000 and £55,000 would NOT be eligible, as neither partner earns above the minimum income threshold even though they are over the £75,000 total between them.

On a joint account, can either party receive the Avios or does it have to be the person earning over £75,000?

It doesn’t matter. Either member of a joint account can be the nominated member of Barclays Avios Rewards, irrespective of income.

For the purposes of ‘voucher planning’, the upgrade voucher does not have to be used by the person whose BA account it is on, although the booking must be made from their BA Executive Club account. We will look at this more closely tomorrow in a separate article on the upgrade voucher.

Is the £75,000 income requirement gross or net?

The income requirement is based on your gross income.

Am I eligible for Barclays Premier if my base pay is below £75,000 but my bonus takes it over?

Yes. Eligibility is based on gross annual income, including bonuses.

Am I eligible if I take less than £75,000 in drawings from my company but the accounts clearly show that I could take more if I wished?

No, unless you specifically plan to increase your drawings to £75,000.

Are existing Barclays customers with a basic current account eligible for the 25,000 Avios sign-up bonus?

You can’t get the 25,000 Avios bonus, unless you’ve been a Barclays customer for less than 4 months.

You can get the 2,500 Avios bonus for existing Premier customers. You would need to upgrade to Barclays Premier and then join Barclays Avios Rewards. Confusingly, you need to wait four months after upgrading to Barclays Premier if you want to receive the 2,500 Avios bonus. If you upgrade to Barclays Premier and immediately join Barclays Avios Rewards you do not receive the 2,500 Avios bonus.

Existing Barclays Premier customers are eligible for the 2,500 Avios bonus for joining Barclays Avios Rewards if they have been a Premier member for at least four months. If they have been a Premier member for less than four months, they may qualify for the 25,000 Avios bonus if they meet the rules and use the current account switching service to move an existing account from elsewhere.

Does holding a mortgage with Barclays help with the eligibility requirements if I am just beneath the threshold?

No.

The only alternative to having a £75,000+ gross income is to have £100,000 saved or invested with Barclays.

Can I join Barclays Avios Rewards twice, via a joint account and a separate personal account?

The same person cannot have two Barclays Avios Rewards memberships. You are allowed two Barclays Premier Banking accounts (one as a joint account, one as a sole account) but you can only earn Avios in your name on one of them.

If you and your partner both want to join Barclays Avios Rewards, and earn an upgrade voucher each per year, one of you would need to open a sole account alongside your joint account. The other person would be the nominated Barclays Avios Rewards member on the joint account.

If both of you earn over £75,000, of course, you can both open sole accounts if you wish.

Any other questions?

If you have any further questions, please ask them below. If they are of general interest we will put them to Barclays and report back.

You can find out more about Barclays Avios Rewards on the Barclays website here.

Comments (162)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • BuildBackBetter says:

    If I earn 75k and wife earns less than that, I can open a joint account with wife getting voucher and a sole account with me getting a voucher? So 2 vouchers every year then?

    • DT says:

      That’s what the last question answers in the article, yes you can do that

      • BuildBackBetter says:

        Wonder if hsbc premier works that way as well. Currently have a sole account. Thinking if I can open a joint account to get a WE card for wife.

    • Daniel says:

      Same situation with me and my wife. I assume that it isn’t possible to get the 25,000 Avios bonus twice too? Once on my sole account and once on the joint account (if we open one).

      • Rhys says:

        Correct, the primary applicant can’t get the bonus twice.

  • Sue says:

    If I qualify by savings
    1. What kind of account does the qualifying £100000 need to be in
    2. What order do the actions need to be done in eg add saving , move current acct … I’m a lot confused

    • Rhys says:

      The savings is your eligibility for Barclays Premier, so this needs to be invested/saved first.

      Once you have a Premier account you can switch your account and join Avios Rewards to get the bonus

  • Zippy Wallet says:

    I’ve signed up for a new account, but when I go into the app there is no mention of Avois anywhere. What is their rollout timeline?

    • Rob says:

      It will be fairly quick, they are just trying not to crash the IT by letting everyone have it on the same day.

  • coolguycp1 says:

    If someone earns less than 75K, but the pension contribution by the employer takes their gross income to over 75K, will that be acceptable to meet the criteria?

    • Chrisasaurus says:

      No

    • Nicholas says:

      Doubt it. Employer pension contributions aren’t included in gross pay.

    • BuildBackBetter says:

      Do you get other benefits? Flexible allowance etc? Ask your employer to provide a letter stating your full salary and all benefits and speak to Barclays. They might approve if you are short by a couple of thousand.

  • Julia Swain says:

    Husband and I both already have our own Premier accounts (one each) plus a joint Premier account and 5 mortgages with Premier (been clients for >20 years). I assume we are each eligible for the 2,500 Avios intro offer, and the ongoing 700 per month, and the annual upgrade offer. Is one of us also eligible for 2,500 + 700 + upgrade on the joint account ? As our mortgages are with Premier what would we get ? Or do we have to switch to be eligible ? FYI we asked all those questions of our Premier manager yesterday and he had no information ….

    • Julia Swain says:

      Sorry – 2500 intro plus ongoing 1500 per month, not 700.

    • Rob says:

      You can only have 1 Avios Rewards membership, so you either both do it from your sole accounts or one of you goes off the joint account. You can’t have 3 membership between the two of you. If you pay the mortgage off the joint account then the latter is probably cleaner.

  • gareth says:

    I. Terms of the voucher- is thus for a return trip anywhere regardless of legs? Eg lhr – syd

    • Rob says:

      This is a BA question. Need to find a reader who did this with a Lloyds voucher.

      • Nathan says:

        Hi Rob. I did this.
        Yes, Lloyds Avios Upgrade Voucher was return and could be used on BA metal anywhere ticketed as a single jump. IIRC normal redemption rules vis-a-vis open jaws etc. applied and it was easy enough to sort out once I had determined the availabilities.

        LHR – SYD? Entirely do-able if you can find the rocking horse poo to upgrade to 🤣
        I couldn’t so ended up burning my voucher on LHR – SIN in J and multi-carrier chart to get me to ZQN and back in 2018.

  • Stephen says:

    The article mentions for a joint account tbat the upgrade voucher can go to either person’s BAEC. However does the same apply to sole accounts. Potentially my partner and I could open sole accounts but for ease since BA bookings go through my accounts presumably i need both upgrade vouchers or we need to book separately which we wouldnt want to do? If it makes any difference she is part of Household account i am head of. Not bothered about where Avios go, juamst whether we can get 2 vouchers on 1 account or not.

    • Rob says:

      I am guessing, due to Avios name verification security, sole accounts need to go into your Avios account.

      However if you are in a BA HHA surely it makes no difference? The flights booked with the voucher can be for anyone.

      • Stephen says:

        Hi Rob, maybe i am misunderstanding but if i book for both of us, i can use my upgrade voucher but how could i use my partner’s. Whilst her avios are pooled with mine presumably this voucher wouldnt?

        • Rob says:

          No, it wouldn’t. You’d need to book a trip as two separate return tickets, or two pairs of one-way flights, one set from each account.

  • Oliver says:

    I have an old (dormant) standard Barclays current account. As I understand it, that means I’m not currently eligible for the 25k Avios. However, will I be eligible if I close that account now and then join Premier in e.g. 12 months as a ‘new’ customer?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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