One of the benefits of having American Express Business Platinum or Business Gold is the annual Dell credit. You MUST opt-in via this page of the American Express website. Once opted in, you will receive:
- £50 Dell statement credit (no minimum spend) every six months for Business Gold cardholders
- £75 Dell statement credit (no minimum spend) every six months for Business Platinum cardholders
The six month periods run from January to June and July to December. This means that if you place a Dell order now to use up your allowance, you can place another in July.
At present, there is another Dell offer running on Business Platinum cards and potentially Business Gold too. You receive 10% cashback on any Dell purchase. You need to opt in to this offer if targetted.
These offers stack as I found out last week. Take a look at this screenshot:
I bought a new laptop bag and a spare mouse for £67.70. The £67.70 was repaid in full as part of my £75 Business Platinum credit for the half year. I also received a further £6.77 credit on top.
This means that Amex is actually paying you to take Dell products away.
If you don’t need any IT equipment, Dell sells a range of laptop bags, briefcases, messenger bags, laptop sleeves and backpacks – see this page of their website.
Remember that the prices shown exclude 20% VAT so if you want 100% of your costs covered you want an item selling for less than £42 + VAT if you have Business Gold or £63 + VAT for Business Platinum. Delivery is free on most items.
Dell also has a decent range of mice, keyboards and monitors which will work with all computers, not just Dell models – details here.
If you really don’t need anything, consider buying non-electrical items (backpack, laptop bag etc) and donating them to a local charity shop. They should sell for a decent amount if still wrapped and you may be able to get tax relief on the sale price as well as pocketing the additional 10% cashback.
Remember that there are currently VERY generous sign-up bonuses on the American Express Business cards for SME’s:
- American Express Business Gold comes with a 50,000 points bonus – apply here, review here – and is FREE for your first year
New cardmembers will be able to opt in to the Dell cashback offer, as this is a permanent benefit.
Want to earn more points from credit cards? – October 2021 update
If you are looking to apply for a new credit or charge card, here are our October 2021 recommendations based on the current sign-up bonus.
The following offers will end soon:
- 10,000 Avios on British Airways American Express (ends 2nd November)
- 40,000 Avios on British Airways American Express Premium Plus (ends 2nd November)
- 60,000 points on The Platinum Card from American Express (ends 2nd November)
- 30,000 points on American Express Preferred Rewards Gold (ends 9th November)
Here are the top current deals:
British Airways American Express
10,000 Avios for signing up, no annual fee and an Economy 241 voucher for spending ….. Read our full review
British Airways American Express Premium Plus
40,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 30,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
60,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
British Airways Accelerating Business American Express
60,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending: