Maximise your Avios, air miles and hotel points

Pay a lower deposit when you book with BA Holidays

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Last week we published a long article about why it can make sense to book your next holiday via BA Holidays.

Even if you only want a flight, there are price, cashflow and Avios reasons for adding on a dirt cheap hotel or car which you, ahem, forget to use.

BA Holidays has now become even more attractive. The deposit requirements, which were already modest, have been cut further.

British Airways Holidays reduces deposits

Here are the old rates which I quoted in my article last week:

  • Package value £300-£999 – pay £150 deposit per booking
  • Package value £1000-£2999 – pay from £300 deposit per booking
  • Package value £3000-£3499 – pay from £400 deposit per booking

…. and here are the new rates which you can see on the BA Holidays website here:

  • Package value £300-£999 – pay £120 deposit per booking
  • Package value £1000-£2999 – pay from £150 deposit per booking
  • Package value £3000-£3499 – pay from £200 deposit per booking

You have until three weeks before departure to pay the balance. The balance can be paid in bits and pieces over many months if you wish. You can also use multiple credit cards, which is a handy way of hitting various sign-up bonuses or pushing spend into specific card years.

The BA Holidays website is here.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

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