Maximise your Avios, air miles and hotel points

Finnair slashes taxes to £30 in Business on many long-haul Avios redemptions

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Finnair, as a oneworld alliance member, is a British Airways Executive Club partner. This means that you can earn and spend Avios on Finnair flights.

Finnair is more useful than you might think. Helsinki is ‘on the way’ to Asia from much of Europe, meaning that a connection there is not a lot slower than flying direct.

The airline also has a decent Business Class seat which is better than ‘old’ Club World, and is on a par with Club Suite. Here’s the A350 seat:

Use Avios on Finnair

We reviewed Finnair A350 business class here.

Over the Summer, Finnair removed ‘carrier surcharges’ from its long haul flights. A couple of weeks ago it also removed them from European flights.

The latter doesn’t make a lot of difference, but stripping out surcharges from long-haul Business Class flights makes then exceptional value.

How good are the deals?

Here is an example, from Helsinki to Singapore in Business Class.

Using Avios and booked at ba.com, this is what it costs just £44 of taxes plus 185,500 Avios.

Let’s compare that to a British Airways flight from London to Singapore on a peak day.

The taxes and charges are a crazy £607 and you need more Avios – 210,000 in total. This is because the flight is longer from London and it pushes it into a higher Avios pricing band than Helsinki to Singapore.

This is a big saving

If you are a solo traveller or a couple without a 2-4-1 voucher, the saving here is huge. The Finnair flight requires 24,500 fewer Avios and £563 less tax per person!

There are snags, of course:

  • the Avios difference would change if your BA flights were on an off-peak day (cost falls from 210,000 to 175,000) although the huge tax saving would remain
  • you need to get to Helsinki, which will cost you in cash or Avios (BA has dropped it but Finnair flies from Heathrow, Manchester and Edinburgh, various low cost carriers also fly it)
  • because your flight to Helsinki would need to be on a separate ticket, you will need to build in a big gap to ensure you don’t miss your connection
  • you can’t use a British Airways American Express 2-4-1 companion voucher on Finnair
Finnair business class Avios

This doesn’t work on all routes

Finnair operates a number of joint ventures. It is, for example, part of the British Airways, American Airlines and Iberia joint venture across the Atlantic. These JVs restrict its ability to remove surcharges.

You will not find deals as good as Singapore on routes to:

  • North America
  • China
  • Japan

Your best bets, based on routes that Finnair is currently selling, are:

  • Singapore
  • Seoul (now dropped by BA)
  • Phuket (not a BA route)
  • Bangkok
  • Krabi (not a BA route)
  • Hong Kong
  • Dubai

Here is Seoul:

Book Finnair business class with Avios

Yes, just £30 of taxes in Business Class. Bangkok is the same.

Conclusion

Finnair is now exceptional value for anyone looking to redeem Avios for long haul business class flights to much of Asia.

You will have to jump some hurdles – availability is patchy and you need to get yourself to Helsinki – but if you can get over this you will get a good quality seat and an exceptionally good value deal.

(PS. If you collect Finnair Plus points directly, instead of redeeming for Finnair via Avios, our guide to earning them from UK credit cards is here.)


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (61)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Lady London says:

    Who was it that said the “Transatlantic JV” if approved by regulators, wouldn’t restrict competition and keep prices higher for consumers when they might otherwise be lower?

    Currently the Transatlantic JV includes BA, AA IB, Finnair and will soon include Aer Lingus i look forward to the “JV”, which is apparently not a cartel, considering such a move for Transatlantic.

    • Chrisasaurus says:

      Article suggests it’s Taxes being cut, not the sundry charges imposed by the carrier – so whatever it is AY have managed to do here it is a local thing – whether reduction in taxes constitutes state aid seems an open question though.

      • ChrisC says:

        Rob hardly ever calls surcharges surcharges but lumps them up there the single heading “taxes”.

        Here he used taxes in the headline then a couple of sentences on says it’s surcharges have been reduced then goes back to taxes so no wonder people are confused.

        • ChrisC says:

          Bit here it is the carrier surcharges that have been reduced so no state aid issues.

  • Andrew says:

    Of course 185,500 Avios has a value of £1480 so not exactly a steal for a flight you also have to buy a return to Helsinki. Could get a similar price with a European carrier, going indirect without the need to pay for that connecting flight. And not beholden to Avios availability, and earn Avios/miles back.

  • Sandgrounder says:

    Looking at the Finnair site, you have missed the real value here. Using Finnair Plus points (Amex partner of course) DXB prices up at 25k each way in business, not just from HEL but also from the UK. Taxes £30ish each way.
    Availablity is there but it is slim.

  • Simon Cross says:

    Does this also mean a corresponding reduction in cash fares making corresponingly good savings for cash ticket buyers?

  • Prince Charles says:

    AY are now flying some direct long haul flights from ARN (including BKK). The cash business class fares seem better value than SK too. A stopover in the Swedish capital may be a better option.

    • Ben says:

      We booked one way ARN-HKT for £450pp a few weeks before Christmas. Could have got it as low as £350 but that was early December. Return leg (BKK-HEL-EDI) was £550pp, retuning after new year.

      So I’d be looking at cash prices first and foremost, especially if you need to get to HEL for the avois option anyway. Although you need to spend your avois eventually!

    • Sam G says:

      Yes – easier to get to Stockholm cheaply. The lo-co options are pretty limited – little bit of Ryanair & Norwegian but if you end up with an overnight & having to pay bag fees likely you’ll wipe out a lot of your saving – especially on an off peak date.

      Shame BA isn’t still flying – CE fares were often a bargain & 80tps e/w would have make this a great tier point run/redemption combi!

  • Oh! Matron! says:

    Off to Helsinki in a couple of weeks. When looking at flights last week, Ryanair were £18!

  • Vasco says:

    Flight to HEL doesn’t need to be on a separate ticket if you also book it with Avios, right?

    • marcw says:

      You can book LHR-BKK-SIN but remember your taxes will increase significantly.

    • Rob says:

      Depends if you want to pay £180ish of APD.

      • Ollie says:

        £180 for a protected connection and a long haul business seat to helsinki doesn’t sound awful. Ryanair is going to be £100 if you need a checked bag.

  • Andrew (@andrewseftel) says:

    What do you get with a Finnair redemption? Is it the unbundled Business Light conditions, or the traditional business product?

    • Andrew says:

      But if you’ve got One World status you get the lounge anyway so doesn’t matter.

    • marcw says:

      Traditional business product.

    • Rob says:

      Standard inc lounge etc

      • riku says:

        When I flew HEL-MAN last month my boarding pass had the wonderful “No lounge access. This invitation is for 2 persons”. Supposedly the non-schengen business lounge is now open 1200-1800 although I will have to see if my next boarding pass has the same nonsense printed on it.

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