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Get 30,000 Membership Rewards points for upgrading Green or Gold Charge to Platinum

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UPDATE – APRIL 2025:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

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American Express is currently running a special offer for anyone holding the Green Card or the old charge card version of Preferred Rewards Gold.

If you upgrade to The Platinum Card by 28th February, you will receive a bonus of 30,000 Membership Rewards points for spending £4,000 in three months.

You will get an additional 5,000 points for adding a free Platinum supplementary card.

You will also be allowed to pay your annual fee in monthly installments.

Get 30,000 Membership Rewards points for upgrading Amex Gold Charge or Amex Green to Platinum!

Let’s be clear: this offer does NOT apply to holders of the Preferred Rewards Gold credit card. You need to have the Preferred Rewards Gold charge card, which was removed from the market 3-4 years ago.

You must upgrade your charge card via this page of the American Express website.

The offer does not seem to be targeted. That said, some people have receive a pop-up for it when logging into the American Express website, but my wife – who still has a Gold charge card – has not.

There is no restriction on qualifying for the 30,000 points bonus as long as you can spend £4,000 in three months. This is very attractive because, for anyone who already holds Preferred Rewards Gold, the only other bonus you would normally qualify for is British Airways Premium Plus with its 40,000 Avios.

(This HfP article is the definitive guide to which American Express sign-up bonuses you qualify for, based on the cards you have or recently had.)

American Express Amex Platinum card review

What are the benefits of The Platinum Card?

The card has substantial benefits – easily the best package of any UK loyalty card.

You receive travel insurance for yourself and your family. You can insure five other people and their families by giving them supplementary cards on your account. Some benefits require you to pay for your trip with an American Express card, but the core medical benefit is automatic. There is an age limit of 70 on the travel insurance.  For legal reasons, you need to opt-in to the travel insurance benefit by ticking the relevant box on the application form.

You receive full car hire insurance – with no requirement to pay with your card.

You and your main supplementary cardholder will each receive a Priority Pass card. This gets the cardholder plus a guest into 1,300 airport lounges across the world for free, including the Aspire lounge in Heathrow Terminal 5 reviewed here. As you get two Priority Pass cards, each of which allows a free guest, you can get a family of four into a lounge – as I do on a regular basis.

You can also access the pleasant Plaza Premium Lounge in Heathrow Terminal 5. This is not part of Priority Pass but American Express Platinum cardholders can get in, with a guest, by showing their Platinum card at the front desk.

You can also get into Amex’s own network of high quality ‘Centurion’ airport lounges for free, with a guest. This includes the new Centurion Lounge at Heathrow Terminal 3 which has just opened.

You will also receive permanent status in various hotel schemes:

  • Gold in Marriott Bonvoy
  • Gold in Radisson Rewards
  • Gold in Hilton Honors
  • Gold in MeliaRewards

Other benefits include Eurostar lounge access in London, Brussels and Paris whatever your class of travel. (The Amex website does not mention Brussels but it does work there.) You also receive lounge access when flying with Delta although any guests must pay $29.

You receive a £10 Addison Lee taxi credit each month

You receive £100 per year to spend in Harvey Nichols, either in-store or online. You receive £50 to spend between January and June and a further £50 between July and December. No minimum spend is required.

You receive $200 cashback on every onefinestay house rental – a benefit you can use an unlimited number of times, with no minimum spend

There is also an exclusive hotel booking scheme called ‘Fine Hotels & Resorts’ which offers valuable additional benefits on your stays. If you are a regular visitor at five star hotels then you can recoup your entire membership fee via FHR bookings. I wrote more about Fine Hotels & Resorts here – for me, the guaranteed 4pm check-out on every stay is invaluable, especially for weekend breaks.

Get 30,000 Membership Rewards points for upgrading Amex Gold Charge or Amex Green to Platinum!

What is the annual fee on American Express Platinum?

£575.

Under this offer, you will be paying your fee monthly (£48) so the total is £576.

You can cancel your card at any time. The Priority Pass airport lounge card is cancelled immediately if you close your Platinum card. However, the hotel status cards will continue to work until they expire naturally.

If you are self employed, remember that you could offset the card fee against tax as long as you used it exclusively for business-related expenses.

What do I earn per £1 spent on the card?

You receive 1 Membership Rewards point per £1 spent on the card. This is the same as you are currently earning on your Gold or Green card.

If you are upgrading from the Preferred Rewards Gold charge card, please note:

  • you will no longer receive double points on airline spend
  • you will no longer receive double points on foreign spend
  • you will no longer receive 10,000 bonus Membership Rewards points each year for spending £15,000
  • you will lose your £10 of monthly Deliveroo credit

Conclusion

If you have an existing Gold or Green American Express charge card, this offer is well worth considering if you can meet the spending target.

Full details are on the American Express website here.

The offer runs until 28th February.

PS. If you are interested in applying for Platinum from scratch, without upgrading, the application page is here.


earns points from credit cards

Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Comments (89)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Kim says:

    If I took a green card today, would I still be eligible for the upgrade to platinum with this offer next month?

    • Rob says:

      Not clear. In theory, yes – only issues would be a) is this offer open to all? (it seems to be) and b) is there some internal rule about how quickly you can upgrade?

  • Symon says:

    Nice to see an offer. When they stopped upgrades via the website and offers I thought that was it. Even Rob doubted we’d see anything; reckoning there were too few Green and Gold card holders worth targeting.

    • rum says:

      The T&C do state that if you’ve already had an upgrade offer with bonus points you are not eligible. So I’m wondering whether there is any point in upgrading. If I log in to my account, it certainly gives me the option to upgrade my Gold Charge Card, but it’s anyone’s guess if I’ll get the bonus points.

  • NvT1115 says:

    Perfect timing – have a green card after previously downgrading from Plat and a new kitchen to pay for. Need the travel insurance for family travel once again also.

  • Alex W says:

    Does anyone know after upgrading, does the statement date remain the same as my current Green Card, or will it change to align with the date I apply for the uprade? I’ve a bunch of bills to pay at the end of March so it would be hand to know. In any case, this is brilliant news as I’ve been hanging on to a Green Card for ages for exactly this purpose.

    • Alex W says:

      For anyone else wondering this – the statement date remains exactly the same, as does the 15 digit card number. Only the 4 digit CVV has changed. In my online account the Green card changed to Platinum immediately after upgrading. The card arrived very quickly after only a few days.

  • simon says:

    I have seen the list of pre-existing medical conditions covered with the Platinum travel insurance and am surprised that some common conditions such as High Blood Pressure (Hypertension) is not covered. Can this be covered by paying a supplement as I do with my current policy included with my packaged bank account?

    • Rob says:

      No.

      On the other hand, it is exceedingly unlikely that they will resist paying a claim which has nothing to do with high blood pressure, just because you have it. Should your high blood pressure cause a heart attack, of course, you’re stuffed.

      Remember that the pre-conditions list is only a year or so old – if Amex actually stuck to the rules, only new born babies (and fully healthy ones at that) would technically have ever qualified for a payout.

      • BJ says:

        That does not make it any more reassuring (or insuring perhaps) for those of cautious mind or risk-averse if they have any uncovered pre-existing condition and that they cannot cover for an addition fee. Not covering hypertension is almost akin to a gold-plated get out of jail free card should an insurer wish to use it in that way. However, reports from you and others regarding the amex platinum insurance have generally been very positive, even predating the new list.

  • NP says:

    Dumb question but how can you tell if you have the gold charge card. I downgraded from the Plat Card 2 years ago and assumed it went to the Credit Card but the account just says the ‘Preferred Rewards Gold Card’ and credit card is not mentioned anywhere?

    • Rob says:

      You would see some reference to interest rates or minimum monthly payment on your statement.

      With charge, there is no minimum monthly payment (and indeed no interest rate) – you are obliged to settle 100% at the end of the month.

    • Delbert says:

      On the left hand side of the Amex Gold card home page shows a dialogue box with ‘Payment Due’ and underneath that ‘Total balance’ and underneath again ‘No Pre-Set Spending Limit’ and the latter indicates that you’re holding the Gold Charge.

      If you hold a Gold credit card the same dialogue box will read ‘Remaining statement balance’, ‘Available credit’ and ‘Total balance’.

  • hamza817 says:

    Does anyone know if the Platinum car rental insurance excess covers Zipcar?

    • Rob says:

      This question comes up a lot and I’ve never seen a firm answer. If you read the exact wording of the document (which I just did) it implies they COULD be – it depends whether Zipcar would count as ‘car rental’, and the document does not define ‘Car Rental’. It could be argued that Zipcar is a private club, for example.

  • John G says:

    Slightly OT but I’m looking to apply for the BA Premium Amex. I cancelled my last one on 20th Jan 2020. Is the 24 month rule exact to the day I cancelled, hence I am safe to reapply now and get the sign up bonus, or is it usually better to add an extra buffer? Need to make a fairly big purchase in next few weeks so would like to have the new card. Thanks.

    • Rob says:

      Exact, to the day.

      However I recommend you call Amex to check, since the day you asked to cancel may not be the day that Amex processed it, especially if you had an outstanding balance.

      • John G says:

        Thanks Rob. I actually found a letter confirming the date so should be good and I always pay off before cancelling.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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