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Earn 3,500 Virgin Points when you buy annual travel insurance

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Virgin Money has teamed up with Virgin Red to offer 3,500 Virgin Points if you take out annual multi-trip travel insurance with Virgin Money.

You can find details of the policy on the Virgin Money website here. However, in order to get the 3,500 Virgin Points, you need to take out your policy by clicking through from the Virgin Red app or website.

The policy covers you for up to 94 days of worldwide trips, depending on which of the three versions you take out.

Earn 3,500 Virgin Points with annual travel insurance

The company claims that “virtually all” pre-existing conditions are covered and you can take out a policy up to the age of 80.

You will receive your points within 45 days of taking out your policy. You will be emailed a voucher code which can be redeemed inside the Virgin Red app.

Because insurance pricing varies hugely between individuals it is impossible to say if the cover is good value in itself. However, with 3,500 Virgin Points worth around £35 if used for a long-haul premium flight – or £17.50 if used for bits and pieces via the Virgin Red app – it should be particularly competitive for people who would naturally receive a low quote.

Remember that you must apply via Virgin Red and not directly via Virgin Money.


How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (April 2025)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, the Reward+ card has a bonus of 18,000 Virgin Points and the free card has a bonus of 3,000 Virgin Points):

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Virgin Atlantic Reward Mastercard

3,000 bonus points, no fee and 1 point for every £1 you spend Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express comes with 50,000 Membership Rewards points, which convert into 50,000 Virgin Points.

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Small business owners should consider the two American Express Business cards. Points convert at 1:1 into Virgin Points.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

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