How do Barclaycard Avios Mastercard upgrade vouchers work?

In February 2022, Barclays launched two new Barclaycard Avios Mastercard credit cards.

These are very, very good products with everything you could ask for, and are easily (in my view) the most attractive Visa or Mastercard credit cards in the UK. You get:

• a great sign-up bonus which the majority of HfP readers will qualify for
• a very high Avios earning rate
• an annual BA cabin upgrade voucher for hitting spending targets

Every HfP reader in the UK should seriously consider applying for one of these cards.

In this article, I want to explain how the cabin upgrade voucher works and who will benefit the most from it.

Before I talk about the cabin upgrade voucher, let’s summarise the two new Barclaycard Avios credit cards:

The free card: Barclaycard Avios

Note that the card has a representative APR of 25.9% variable.

The benefits are:

• No annual fee
• A sign-up bonus for new Barclaycard customers of 5,000 Avios if you spend £1,000 in three months
• You earn 1 Avios per £1 spent
• You earn a British Airways cabin upgrade voucher if you spend £20,000 in a card year
• Whilst not travel related, you also get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free

You can apply here.

SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms. This competition is exclusive to Head for Points readers. T&C apply.

The paid card: Barclaycard Avios Plus

Note that the card has a representative APR of 75.0% variable based on a £20 monthly fee and an illustrative £1,200 credit limit. The APR on purchases is 25.9% variable.

The benefits are:

• A £20 per month fee (reduced to £15 for customers who hold Barclays Avios Rewards via their current account)
• A sign-up bonus for new Barclaycard customers of 25,000 Avios if you spend £3,000 in three months
• You earn 1.5 Avios per £1 spent
• You earn a British Airways cabin upgrade voucher if you spend £10,000 in a card year
• Whilst not travel related, you also get up to five months of Apple Music, Apple TV+, Apple News+ and Apple Arcade for free

You can apply here.

SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms. This competition is exclusive to Head for Points readers. T&C apply.

How does the cabin upgrade voucher from the Barclaycard Avios Mastercard work?

The full details are on this page of ba.com. If there is any divergence between that page and what I write below, trust ba.com.

Put simply, you receive a voucher which can be used to upgrade ONE return Avios flight for one person, or TWO one-way Avios flights – or half of a return flight – for two people

These are the same vouchers that are issued by Barclays Avios Rewards to holders of Barclays Premier current accounts. For clarity: it IS possible to earn TWO cabin upgrade vouchers each year, with one from Barclays Avios Rewards on the current account and the other from a Barclaycard Avios Mastercard.

Rather than cutting and pasting 37 bullet points from ba.com, I have broken down the key items in various categories.

Remember that very few people have yet received a voucher (the first batch were issued to Barclays Premier customers in February 2022 and I doubt more than a handful have been issued to credit card holders so far) so real life experience of using them is slim.

When do I earn a Barclaycard Avios Mastercard cabin upgrade voucher?

You receive your cabin upgrade voucher in your British Airways Executive Club account within five working days of hitting your annual spend target.

This is:

• £20,000 of qualifying spend on the free Barclaycard Avios Mastercard
• £10,000 of qualifying spend on the Barclaycard Avios Plus Mastercard

You can earn a new voucher each card year as long as you hit the spend target.

You will be able to see your vouchers online on the same page of ba.com which currently shows your British Airways American Express companion vouchers.

Who can use the voucher?

This is important. The voucher is semi-transferable.

Whilst the flight must be booked from the account of the person who receives the voucher, the flight can be booked for anyone. The usual restrictions apply if you are in a British Airways Executive Club Household Account – ie the flyer must be in your Household Account or on your Friends & Family list.

What do I pay when I use the voucher?

Let’s get one thing clear. THIS. IS. NOT. AN. UPGRADE. VOUCHER.

I call it a cabin upgrade voucher. Barclaycard calls it a cabin upgrade voucher. Lloyds used to call it a cabin upgrade voucher. It is NOT a cabin upgrade voucher.

In practice, this is how it works.

You go to ba.com and book a flight using Avios. If you choose to apply the voucher, the Avios you are charged is the sum required if you had booked in the next lowest cabin on the aircraft.

Instead of a cabin upgrade voucher, it is really a ‘book a flight but only pay the Avios you would have paid if you had booked in the next lowest cabin’ voucher. This isn’t very catchy, so we pretend it is a cabin upgrade voucher.

This DOES make a difference, because:

• the taxes and charges due are the taxes and charges of the higher cabin, since that it what you are booking into (this bit should be obvious), and

• you do NOT need Avios availability in the lower cabin, only in the higher cabin (this bit is NOT obvious)

You are NOT booking 2 x World Traveller Plus seats on Avios and then upgrading them using the voucher. You are booking 2 x Club World seats on Avios and using the voucher to reduce the cost of the Avios component to that of the next lowest cabin.

Let me repeat – you do NOT need Avios availability in the lower cabin. You DO need Avios availability in the cabin in which you intend to fly.

Hope that’s clear …..

How many Avios can I save when using the cabin upgrade voucher?

A lot, if used well.

Here are some examples, updated for the Reward Flight Saver changes in December 2022:

• You save 75,000 Avios on an off-peak Club World return flight to New York (you pay the World Traveller Plus rate of 85,000 Avios vs 160,000 Avios for Club World) – taxes and charges are £350 return

• You save 110,000 Avios on an off-peak Club World return flight to Singapore (you pay the World Traveller Plus rate of 110,000 Avios vs 220,000 Avios for Club World) – taxes and charges are £600 return

• You save 30,000 Avios on an off-peak World Traveller Plus return flight to Singapore (you pay the Economy rate of 30,000 Avios vs 60,000 Avios for World Traveller Plus) – taxes and charges are £430 return

Standard taxes and charges, based on the cabin you fly in, are still payable.

Using vouchers on short-haul redemptions are poor value

There is a quirk to using the vouchers on short-haul which makes them poor value. This is over and above the obvious point that an upgrade from Euro Traveller to Club Europe to Nice is far less valuable than an upgrade from World Traveller Plus to Club World to San Francisco.

The BA website uses the ‘£1 taxes’ Avios price when you redeem your voucher. This is poorer value than the alternative pricing option of £35 / £50 taxes which offered as an alternative if you are not using a voucher.

Unless you are Avios rich and cash poor, it is not great value and an extra reason to try to redeem on long haul if you can.

What are the restrictions on what flights I can book?

• You can only book British Airways operated flights, with a BA flight number. This includes the City Airport flights operated by BA CityFlyer.

• You cannot use the voucher to book with Qatar Airways, American Airlines etc

• You cannot use the voucher on franchise partners SUN-AIR and, in South Africa, Comair

• You can use up to two upgrade vouchers per booking

• All flights must depart from the UK

• The voucher is only valid on Avios flights. You cannot use it to upgrade a cash flight.

• You cannot book in First Class. The highest upgrade you can get is to fly in Club World / Club Europe, paying the Avios required for World Traveller Plus / Euro Traveller.

• You cannot use a Barclaycard Avios cabin upgrade voucher in conjunction with a BA Holidays booking, in the same way that you cannot mix a standard Avios redemption or a companion voucher with a BA Holidays booking

Can I combine my cabin upgrade voucher with a British Airways American Express 2-4-1 companion voucher?

No, not on the same ticket.

You also cannot use it with any other voucher. It may be possible to combine them with the vouchers issued to Gold Guest List members as these could be used with the old Lloyds vouchers – I’ve not heard of anyone trying it yet.

Obviously a family of three could unofficially combine an Amex 2-4-1 voucher and a Barclays upgrade voucher on the same trip. Two seats could be booked with the companion voucher and the third seat booked with the Barclaycard Avios Mastercard upgrade voucher. You would need to make two separate bookings to do this.

Can I upgrade an existing Avios booking?

No.

This is an important restriction. You cannot book a World Traveller Plus ticket on Avios and then ring up BA to upgrade it to Club World if two Club World seats open up later. You would need to cancel the original booking and make a fresh one.

How long is my voucher valid for?

You must complete the outbound segment of your flight within 24 months of the issue date.

The expiry date is the same, irrespective of whether you earned your cabin upgrade voucher from the free or the fee Barclaycard.

Can I have multiple vouchers?

You can only earn one Barclaycard Avios cabin upgrade voucher every 12 months. However, as you have two years to spend them, it is possible that you may have two in your British Airways Executive Club account at the same time.

If you have a Barclays Premier accounts, you can earn an additional cabin upgrade voucher via this route.

You CAN use two cabin upgrade vouchers on the same booking if you have two in your account, to upgrade both legs of a return flight for two people.

Conclusion

As you can, the cabin upgrade voucher you will earn from the Barclaycard Avios Mastercard is very powerful. It could easily save you 50,000+ Avios on a long haul business class redemption.

It is especially valuable for solo travellers, who finally have an Avios credit card reward they can use.

The application form for the free Barclaycard Avios Mastercard (5,000 Avios bonus) is here.

The application form for the Barclaycard Avios Plus Mastercard (25,000 Avios bonus) is here.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points. The site discusses products offered by lenders but is not a lender itself. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as an independent credit broker.

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Want to earn more points from credit cards? – March 2023 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

SPECIAL OFFER: Successfully apply for either of the Barclaycard Avios credit cards by 2nd April 2023 and you will be entered into a free draw to win ONE MILLION AVIOS! Full details are on the application forms here (free) and here (paid). This competition is exclusive to Head for Points readers. T&C apply.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

Until 30th March 2023, the sign up bonus on American Express Business Platinum is increased to 120,000 Membership Rewards points – click here. The bonus on American Express Business Gold is increased to 60,000 Membership Rewards points – click here. T&C apply, see the application forms for details.

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.