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ENDS 13th JUNE: Get 30,000 Virgin Points bonus with the Virgin Atlantic Reward+ credit card

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For the first time in a year – and for the first time since it joined the SkyTeam airline alliance – Virgin Atlantic has launched a special offer for its Virgin Money-issued Reward+ credit card.

For a limited period you will get 30,000 Virgin Points (usually 15,000 points) if you take out the Virgin Atlantic Reward+ credit card.

There is no special deal on the free Virgin Atlantic Reward credit card. This card has no sign-up bonus.

This offer runs until 13th June.  You can apply here.

Get 30,000 Virgin Points sign-up bonus with the Virgin Atlantic Reward+ credit card

Virgin Money will give you a new bonus if you cancelled your previous card more than six months ago as long as you haven’t had either of the Virgin Atlantic cards in the meantime.

Holders of other Virgin Money credit cards CAN apply and will receive the bonus.

You CAN apply and get the bonus if you are currently a supplementary cardholder on someone else’s Virgin Atlantic credit card.

Pay no foreign exchange fees in the Eurozone

If you are looking for a good reason to apply – apart from the bonus – this is it. Whilst you will struggle to find any mention of this on the card website, the Virgin Atlantic cards are the only travel rewards credit cards which offer a partial respite on FX fees when travelling.

You pay no FX fees on spending in Euro, Swedish Kronor or Romanian Lei. This saves you 3% on your purchases and you earn Virgin Points on top. The 3% fee applies to transactions in all other currencies.

Here is the exact wording from the summary credit agreement:

“Non-Sterling Transaction Fee (for foreign currency transactions): 2.99% of transaction. We will not charge this if the transaction is in Euros, Swedish Kronor or Romanian Lei and it takes place in the UK or European Economic Area (EEA)”

What are the key features of the Virgin Atlantic credit cards?

These are very attractive cards. Here are the details:

Get 30,000 Virgin Points sign-up bonus with the Virgin Atlantic Reward+ credit card

The free card – the Virgin Atlantic Reward Mastercard

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 Virgin Points per £1 spent.

The representative APR is 26.9% variable.

There is no sign-up bonus on this card.

Get 30,000 Virgin Points sign-up bonus with the Virgin Atlantic Reward+ credit card

The paid card – the Virgin Atlantic Reward+ Mastercard

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 Virgin Points per £1 spent. 

The representative APR is 69.7% variable, including the annual fee.  The representative APR on purchases is 26.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 Virgin Points:

  • 15,000 Virgin Points for the first purchase made on the card in the first 90 days
  • Plus another 15,000 Virgin Points when you apply on or before 13th June and £3,000 is spent on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Points, which should be worth around £300 if redeemed for long-haul premium flights, for a £160 fee.

You will also benefit from earning a very generous 1.5 Virgin Points per £1 spent going forwards.

The fee is not refundable pro-rata if you cancel during the year. American Express is the only UK credit card issuer to offer pro-rata fee refunds.

This offer makes the Reward+ card your best deal for Year 1

The Reward+ card is clearly the best deal, in my view, given the enhanced bonus.  The 30,000 Virgin Points easily offsets the £160 annual fee for the first year.

More importantly, once you have the Reward+ card, you are earning the superior 1.5 points per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly.

Big spenders should note that your monthly points earning is capped by your credit limit. What this means, in plain English, is that if your limit is £10,000, the maximum number of points you can earn per month is 7,500 on the free card and 15,000 on the paid card. If you spend £10,000 every 10 days and then pay off your balance mid-cycle, you will not earn miles on your spending above £10,000. This is unlikely to be an issue for 99% of people.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.

The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a little more flexibility.

Get 30,000 Virgin Points sign-up bonus with the Virgin Atlantic Reward+ credit card

These are your rewards for hitting the spending target each year

Your reward is triggered within 1-2 weeks of hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward Credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

You should receive an email from Virgin Flying Club confirming this. If not, go to the ‘My Activity’ section of the Virgin Atlantic website, under ‘My Account’. You should see ‘Virgin Atlantic Credit Card Reward Voucher’ as a transaction line, with ‘0 points’ showing next to it.

The voucher cannot be redeemed online. You need to call Virgin Flying Club to redeem it.

You can choose one of the following options:

  • A 2-4-1 voucher, valid for two years, for a Virgin Flying Club points redemption OR a Virgin Atlantic cash ticket, in Upper Class, Premium or Economy
  • A return upgrade – on either a cash or points ticket – from Premium to Upper Class, or from Economy Delight / Classic to Premium.  You can either upgrade 1 x return flight if travelling alone or 2 x one-way legs of two return flights if travelling with someone else.
  • A Virgin Clubhouse lounge pass (requires a same-day Virgin Atlantic, Delta, KLM or Air France flight, option only available to Silver and Gold members)

There is small print:

  • If you are a Red (no status) member, you need to pay 50% of the points for your 2nd ticket if you redeem your 2-4-1 voucher in Upper Class.  This means that, for Upper Class redemptions for Red members, it is effectively a ‘2 for 1.5’ voucher. For Economy or Premium redemptions, it is a genuine ‘2 for 1’.
  • If you are a Gold member, you would receive two Clubhouse lounge passes instead on one if you chose that option
  • Taxes and charges need to be paid on the ‘free’ ticket as part of your 2-4-1 booking
  • Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date

Reward seat availability is required to use the voucher.  This means:

  • You can only upgrade a flight if there is a reward seat in the higher class (irrespective of whether you are upgrading a cash or a points ticket)
  • You can only apply a 2-4-1 voucher to a cash booking if there is a reward seat available for the 2nd ‘free’ seat

If you usually travel on your own, the upgrade voucher is likely to suit you best. This can also be used by a couple to upgrade one leg per person on a return cash or reward flight.

Some tips on applying

Based on the past experience of HfP readers, I suggest that you do not use the ‘pre-approval checker’ on the Virgin Money website.  Historically it has not proved a good predictor of whether you will be accepted. It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly. 

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status (if any) and outlining your income and lack of non-mortgage debts.  They will reconsider and you will often end up being successful.


30,000 Virgin Points is an excellent sign-up bonus.  We never see a better deal than this.

The £160 Reward+ card is the better overall package because of the high earning rate and the bonus triggered at just £10,000. There isn’t a lot of value in getting the free card – at least for Year 1 – with such a strong bonus on Reward+.

You can apply for either of the Virgin Atlantic credit cards via this link. The 30,000 points offer ends on 13th June.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points. The site discusses products offered by lenders but is not a lender itself. Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as an independent credit broker.

Comments (138)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • BajiNahid says:

    So looking at the 30K sign up bonus, I went ahead to apply only to be rejected possibly due to higher income and household income. So will need to write in, but I’m just thinking about how to word it and what to include in the letter, any possible pointers in what to write? I have seen the above notes, however how can i write a few paragraphs. I am grateful for any help! Gutted as this is my first ever rejection 🙁

    I really do want the card!

    • KP says:

      Try chatgpt

      • pelicanicecoffeeolaf says:

        Was also rejected. Used ChatGPT to write an email. Not luck.

    • Ali M says:

      Aoa Baji…
      I would use brand association, commitment with the loyalty scheme and good credit score in 3 different paragraphs and ask for a polite escalation rather than complaint as to why it was turned down.

      • BajiNahid says:

        W/S thanks a lot Ali. I will definitely check this out and thanks for the pointers, it is much appreciated.

  • DarrenS says:

    This may be an obvious question, but I take it that Supplementary card holder spend counts towards the £3000?

  • James says:

    If I have the free virgin card at the moment, with my wife having a supplementary one, Is she still eligible for the bonus?

  • James Wilson says:

    Any thoughts on this vs. paid Barclaycard as an ongoing spend Mastercard?

    • Rob says:

      Totally down to how you value the vouchers and whether you’d earn enough VS miles in total (cos card spend unlikely to be enough) for a decent Virgin / SkyTeam redemption.

    • CarpalTravel says:

      Which of Virgin or BA related earnings you find more useful is something only you can answer. What you should also have in your mind though is:

      1) You pay annually for the VA credit card, Barclaycard could be cancelled after a few months (if that is your kind of game).
      2) VA card points are limited to your monthly credit limit. Barc too, but generously, 4x so.
      3) VA have a history of low limits. Assuming Barc Card application goes ok, likely to be higher. Obviously no guarantees though.
      4) The Virgin Money app is utter cr@p. It just is.

  • Traumahawk007 says:

    Regularly use the card in Euro Zone but I’m off to Czech Republic soon and they don’t use Euro so I Queried via App chat whether transaction fees would apply using Koruna & they said no because country is in EU. I explained that they need to make things clearer in their T&C’s.

    • Froggee says:

      I would be surprised if this is right as their terms are pretty clear. Sweden and Romania are in the EU yet their currencies are specified. Keep a copy of the chat and be prepared to take them to the Ombudsman!

      “If you use your card to make a purchase or withdraw cash in Euros, Swedish Kronor or Romanian Lei when you’re in one of the countries of the European Economic Area (EEA), we won’t charge you a Non-Sterling Transaction Fee. ”

      • Traumahawk007 says:

        This is why I checked with them and I said you need to update things as your T&C’’s don’t say that. to be honest I find there customer service and wait times the worse. I guess the best thing that happened with the points was my cruise on Virgin Voyages for 95k & no taxes. Just my flights to BCN & booze on board.

    • Harrier25 says:

      You’ll find that if they are an EU country but don’t use the Euro you still get free FX spending.

  • Zac says:

    can I get the sign up bonus and cancel the card after 3 months?

    • Rob says:

      You can if you want, but you’re not getting a fee refund.

  • Ian Molloy says:

    Gutted, Just applied for this on 28th of April. Card only arrived today but missed out on extra 15,000 by a few days!

    Does anyone know when the bonus points are added after your first spend ? Is it at first statement ?


  • Dan says:

    Is the exchange rate any good in Europe?

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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