Maximise your Avios, air miles and hotel points

Get 43,000 Avios and an upgrade voucher with Barclays Premier and Barclays Avios Rewards

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It has been a while since we looked at Barclays Premier current accounts and the Barclays Avios Rewards add-on package.

We have held off in case of any one-off increase in the sign-up offer, but Barclays appears to have pulled back from offering crazy deals. The standard offer isn’t exactly poor though!

Barclays lets you open a Barclays Premier account online – click hereand there is a 25,000 Avios bonus for signing up. You will earn 43,000 Avios in total during your first year once you activate the Barclays Avios Rewards add-on.

Get 43,000 Avios and an upgrade voucher with Barclays Premier and Barclays Avios Rewards

Barclays Premier is the only way to earn Avios from a UK current account.

What is important to remember about Barclays Avios Rewards is that – unlike a credit card reward – there is no spend requirement. As long as you move your current account to Barclays Premier, pay in your salary and opt in to Barclays Avios Rewards you will receive a monthly bonus and an annual BA upgrade voucher.

We will run a few articles this week looking at different aspects of the Barclays Avios Rewards offering.

Barclays Premier is a great partner to your Barclaycard Avios Mastercard

Barclaycard offers two Barclaycard Avios Mastercard credit cards. You can find full details here.

Like Barclays Premier, these credit cards also offer an annual British Airways upgrade voucher. It is triggered by spending £10,000 per year on the Plus credit card or £20,000 per year on the free credit card.

Having both Barclays Premier and a Barclaycard Avios credit card would let you earn two upgrade vouchers each year. This would allow you to:

  • upgrade a return flight, in both directions, for two people travelling together, or
  • upgrade a flight in one direction for four people travelling together

What is Barclays Avios Rewards?

Barclays Avios Rewards is a reward scheme for Barclays Premier and Barclays Wealth current account holders.

Here are the headline details:

  • There is a £12 monthly fee for Barclays Avios Rewards
  • You receive 1,500 Avios per month
  • You receive a £5 per month discount on the £20/month Barclaycard Avios Plus credit card, if you choose to take it out
  • You receive a ‘cabin upgrade voucher’ after 12 months (more details below)

Let’s me clarity this – you will receive a British Airways upgrade voucher simply for keeping your free Barclays Premier current account open and paying for 12 months of Barclays Avios Rewards. There is no spend target to meet as long as you remain eligible for Barclays Premier.

The £12 fee for Barclays Avios Rewards isn’t really a fee at all, since you receive 1,500 Avios per month in return. You are basically buying 1,500 Avios per month for 0.8p which is a good deal.

There are bonus points if you have other products, including:

  • Mortgage – 700 Avios per month, with a one-off bonus of 2,000 Avios when taking out a mortgage
  • Life cover – 150 Avios per month for the first 12 months (500 Avios if critical illness cover is included)
  • Home cover – 75 Avios per month for contents insurance, 75 Avios per month for buildings insurance, 150 per month for combined cover, all payable for the first year of cover only
Get 43,000 Avios and an upgrade voucher with Barclays Premier and Barclays Avios Rewards

How does the upgrade voucher work?

The voucher is identical to the one that you receive from the Barclaycard Avios or Avios Plus Mastercard, so if you have one of those you will know what to expect.

The upgrade voucher will be triggered after you have been a Barclays Avios Rewards member for 12 months, and every 12 months thereafter.

It will appear in your Executive Club account within five days of your 12th monthly membership fee being paid.

The voucher will be valid for travel taken within two years of the date of issue.

You can use the voucher to upgrade, by one cabin class, a return Avios reward flight for one person, or a one-way Avios reward flight for two people.

Upgrades can only be processed if there is Avios reward availability in the higher cabin. Additional taxes and charges may be due. Bookings cannot be upgraded to First class.

The voucher benefits are transferrable to another person but the flight must be booked from the ba.com account of the Barclays Premier member, who is responsible for paying the necessary taxes, charges and Avios.

The vouchers are not hugely useful for short haul travel because, by accident or design, they price off the ‘£1 taxes and charges’ option which is not the best value choice. This IS the best value option for long haul flights, but not short haul.

And if you don’t think you can use the voucher ….

Barclays will give you 7,000 Avios instead of the upgrade voucher if you prefer. You need to make your choice in the Barclays app before your voucher is triggered.

You should get far more than 7,000 Avios of value from your voucher so this is not necessarily a good trade. It is useful for people who don’t earn enough Avios in a year to maximise all of the Barclaycard and American Express vouchers they earn.

Are you eligible for Barclays Avios Rewards?

Barclays Avios Rewards is only open to Barclays Premier and Barclays Wealth customers.

To open a Barclays Premier account, you will need an income of £75,000+ OR at least £100,000 saved or invested with Barclays.

You can also apply by opening a current account with Barclays Wealth, which is open to people with over £500,000 of investable assets.

Get 43,000 Avios and an upgrade voucher with Barclays Premier and Barclays Avios Rewards

Get 25,000 Avios as a sign-up bonus

New Barclays Premier or Barclays Wealth customers will receive a 25,000 Avios joining bonus. To receive this, you’ll need to move your existing current account to Barclays via the Current Account Switching Service, within three months of joining Barclays Avios Rewards.

The sign-up page is here.

Existing Barclays customers will receive a one-off bonus of 2,500 Avios when they join Barclays Avios Rewards.

Conclusion

Barclays Premier with Barclays Avios Rewards is worth a serious look if you meet the £75,000 income criteria or are willing to move £100,000 of savings to Barclays.

You will receive, in your first 12 months:

  • 25,000 Avios as a sign-up bonus
  • 18,000 Avios via your 12 x 1,500 Avios monthly bonuses
  • A potentially very valuable upgrade voucher or 7,000 Avios at every anniversary

….. for a total cost of just 12 x £12 monthly fees. After the first year, it remains a good deal in my view – you will be paying £144 in fees for 18,000 Avios (1,500 per month) and either an annual upgrade voucher or an annual bonus of 7,000 Avios.

The ability to add a second annual upgrade voucher via the Barclaycard Avios Mastercard makes the deal even more interesting – especially as the Plus card comes with its own bonus of 25,000 Avios.

You can find out more, and apply, on the Barclays Premier website here.

PS. Barclays Premier also comes with a free Apple TV+ subscription, so if you are currently paying for this it is worth £108 per year to you to switch


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (125)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • Chris W says:

    I wish they would fix the “upgrade” voucher so it could also be applied to cash bookings. That would make it a serious competitor to the Amex CV.

  • FatherOfFour says:

    Mortgage bonus – is this only for taking out a mortgage after becoming a Premier banking customer? I have a card and a mortgage already but 700 per month bonus would be a good incentive for me to open an account too… but not if the incentive only works the other way around!

    • Matt says:

      You’ll get the 700 points with an existing mortgage as well. I’d had a Barclays mortgage for years prior to opening my Premier account. Just made a quick call once the Premier account was open and they linked them and I’ve been receiving 2,200 points per month for several years now.

    • zapato1060 says:

      700 Avios. Its not exactly off the Richter.

      • FatherOfFour says:

        700 per month, depending how you look at it is £7 of the £12 monthly fee covered OR 22,800 points instead of 14,400 for the same £144 – therefore buying 22,800 at 0.63p each, rather than 0.8p

  • Anna says:

    Hi. Is it worth cancelling my basic BA Amex card and going with Barclaycard for a while in order to come back to a better Amex card after two years and get the sign-up bonus? Sorry if this has already been asked – lots of comments to wade through!

    • Rob says:

      Given the high bonuses we’ve seen on Premium Plus recently, you may (Avios wise) be better off by waiting two years, yes.

  • JohnH says:

    If you have an investment ISA with Barclays with a balance >£100K does this meet the “savings account” requirement?

  • Gordon says:

    Opened one of these with the Barclaycard plus card, on the first 100k avios promotion, they messed me around regarding the avios payment, it was late I complained, and received 6 months premier account credit and £200 compo, I still have the premier account, nit had any issues since, they do review the account regularly, and say we are pleased to tell you that you will keep your premier benefits , until the next review!

  • gavalar says:

    It took them a year to realise I wasn’t using the account having just set up a monzo switch with one charity DD by which point I had got an upgrade voucher. What I hadn’t realised until this week is that despite downgrading me to a basic account they are still charging me £12 per month and depositing the Avios into my account!

  • TheFlyingLandlord says:

    Very annoyed that even though my salary was few hundred short of £75K, they wouldn’t take into account my residential and commercial rental incomes!

  • Peter says:

    I got an Avios Plus card a couple of years ago and then downgraded it to the basic Avios card with no fee. No problem: all very smooth. Due to some big spend coming up, I wanted to go back to the Avios Plus card. Here’s the story:

    On contacting the call centre, I was told that it can be done but you have to receive the offer to upgrade in the app and this is the only way to apply. I said that I wasn’t seeing the offer in the app. After reinstalling the app, it was decided that it was an IT issue, so a ticket was raised to sort it out, which would take up to 7 days. After 7 days, still nothing. 2 further calls, many days and a great deal of time on the phone later, still nothing. Bottom line: they can’t do it. One explanation was that the algorithms which determine which customers receive which offer were deciding that I wasn’t eligible. Therefore, end of story.

    I have to conclude that Barclays have lost the plot. There is no-one with any authority to make a sensible decision any more: it’s all run by a big computer. I therefore closed all my accounts this week to avoid wasting any more time with them. Even the account closure process sent me around an IT loop 5 times, checking security each time. When finally (and only after much perseverance) I talked to a human, the first statement was: ” I just need to take you through security!”

    • David says:

      I understand the disappointment but you got rid of a free card that’s accepted where AMEX is not? I have like 20-25 credit/debit cards. All have their own uses to benefit me and that’s how I get my own back.

    • Chas says:

      @Peter I have to agree with your comment re no-one with authority to make decisions. I have a long dormant Barclay’s current account, and a few years ago thought I’d upgrade it to Premier (in particular because I have a mortgage with them so would gain plenty of additional Avios by doing so). However I was rejected because my salary wasn’t being paid into the existing (dormant) current account, and despite my assurances that I would do so if it approved no-one had the authority to change the “computer says no” approach. They are obviously entitled to accept who they want as Premier customers, but I didn’t trust them enough to proactively move my salary across first for a few months before attempting an upgrade again.

    • Talay says:

      Yes, I had a platinum card I moved to the free Avios one as I was using another non Amex card back then but when I wanted to upgrade it to the paid Avios one the option had disappeared.

      There does not appear to be any human in Barclays clever enough to sort it out yet from a risk perspective, there is zero change in risk so does this mean they don’t want people having this card for some stupid reason ?

      • Peter says:

        Chas and Talay – I’m reassured that I’m not the only one to experience this. I wouldn’t even credit them to have thought it through with some conscious logic behind it!

        In the earlier days of the Avios Plus card application, I discovered (again after much investigation) that the salary criteria in the applications seemed to be being judged only on the basis of information supplied by credit reference agencies. This meant that any salary which didn’t have that visibility (such as salary going through joint bank accounts) was not considered and applications were being rejected for no obvious reason (and certainly not one that they would explain). Some 6-12 months later, the process appeared to change with the addition of an alternative salary approval mechanism.

        Rob – good to publish (and occasionally re-review) relevant products and services but useful to include quality and service criteria where possible too, to include the customer view.

        In passing, I recently spotted that Jose Carvalho who was head of consumer products at Barclays moved to HSBC in January 2023.

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