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REGISTER NOW: 2025 Amex Platinum dining credits now available

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The Platinum Card from American Express is very popular with Head for Points readers, despite the £650 annual fee.

(It may, of course, become even more popular soon now that British Airways is culling many Silver and Gold cardholders, since Platinum cardholders get free access for up to four people to the two independent lounges in Heathrow Terminal 5.)

Until 14th January there is a generous sign-up bonus (80,000 Membership Rewards points, worth 80,000 Avios) which you qualify for even if you already have a British Airways American Express card. Some people may see a higher offer – click through and look at the application page.

2025 Amex Platinum dining and Harvey Nichols credit changes

What tends to keep people paying the fee is the generous benefits package. You can recoup much of your fee in almost-cash benefits, even without considering ‘soft’ benefits like airport lounge access and hotel elite status.

One of these is the Platinum Dining credit.

This has been upgraded for 2025, and the total annual dining credit will now be £400 per calendar year.

You will receive:

  • £200 per year to spend at participating UK restaurants, with a maximum credit of £100 every six months
  • £200 per year to spend at participating restaurants outside the UK, with a maximum credit of £100 every six months

This means that you will need to eat out at least four times over the year to earn the maximum credit.

2025 Amex Platinum dining and Harvey Nichols credit changes

Your 2025 dining credit is now active

Because 2025 sees revised terms for Platinum Dining, you will need to opt-in again. Your existing registration for 2022-2024 is no longer valid.

Registration opened yesterday. It is good until the end of 2026 – you won’t need to register again next year.

Visit the Amex website or app and you should see this under the ‘Offers’ tab. You need to click ‘Save to card’:

Amex Platinum dining benefit 2025

and, separately in the list:

Amex Platinum dining benefit 2025

Once registered, you can pop out for your meal. You don’t need to spend the full £100 in one go. Cashback usually appears a few days after you dine.

The list of participating restaurants is here.

Some countries have been removed for 2025. We have lost Belgium, Finland, Luxembourg, the Netherlands and Sweden BUT they may appear later. Thailand was not there originally but has now appeared.

Be aware that the list is NOT static. If you book a meal for a few weeks time, double check before you go that the restaurant has not been removed!

PS. American Express has also brought back its ‘20% cashback when eating out’ offer for selected cards. Some restaurants are in both promotions, so you could get 20% cashback AND a flat £100 back too. You could even make a small profit on your meal! We will cover this tomorrow.


earns points from credit cards

Want to earn more points from credit cards? – April 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Comments (87)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • PauloG says:

    not showing on my Amex Plat Business…. are we excluded?

    • The Savage Squirrel says:

      The Business Platinum is a different product with a whole different suite of benefits. It has never had the dining credit.

      • PauloG says:

        Aaah, that explains it then, thank you. Disappointing as the fee is substantial on the Bus Plat also, but i guess that’s down to Amex.

        • Rob says:

          But you get £200 of travel credit and the fee is a tax write off. Throw in some value for the £150 of Dell credit and the Times sub and you’re covered.

          • PauloG says:

            All fair points Rob, although the Times subscription isn’t of any use to me, I would rather an X (twitter) subscription / subsidy as that’s where I find the news that interests me. As a suggestion, might be useful to make it clear whether the benefits on these platinum articles apply to personal vs business Plat cards. Thanks for the input.

          • Rob says:

            If they apply to Business Platinum, we refer to them as Business Platinum. If we say Platinum, it means personal Platinum.

  • Tim Barnes says:

    The previous global dining benefit included a really good list of restaurants in Bangkok. How many are eligible wef 2025? A big fat zero!

    • Vit says:

      Yes, I have been going back to Baan Dusit every year with various restaurants within the old establishment in the heart of BKK. Removing Thailand is the final nail in the coffin for me.

  • Nico says:

    Guess it took a well to trim to list. Pretty disappointing as much harder to use now, hard to understand why list had to change

    • JDB says:

      Many restaurants don’t want to play! If you were a successful restaurateur, would you wish to participate?

      • Nico says:

        Make sense, bit like groupon – I am just sayibgthey were there yesterday, has amex worsened terms for so many to go?

        • JDB says:

          I believe the terms vary quite a bit, but the real issue is that many from experience no longer believe the story of all the wonderful business Amex Plat cardholders will bring them. There are also local issues with local offers. On a separate note, I saw they had Shop Small in Spain last month!

  • GibFlyer says:

    Is anyone else having problems getting the restaurant directory to load? https://www.americanexpress.com/…/benefits/diningbenefit/

  • Rich says:

    The new Bournemouth Ivy still isn’t on here, shame…..

  • Alan says:

    I promised my daughter an afternoon tea at The Ivy if this came up before her birthday later this month, so off we go then!

  • tw33ty says:

    With the changes to this and the changes to the insurance that kicked in from 1st of January, they might be trying to simply cut costs.

    Side note, I used mine in the ivy in Birmingham end of September, never paid out 😞

    • Nico says:

      Did you call them to make a claim? Had an issue in mexico, they fixed it in a couple of weeks.

    • Robert says:

      I saw the travel insurance provider has changed, but are there major changes to the cover?

    • CS says:

      i used at Birmingham ivy in December and got the credits immediately

  • Michael C says:

    Also gutted about Thailand, our favourite redemption last year.
    Nice down to one option.
    And no Brazil/China/Indonesia, as per!
    Ah, well – our Paris daytrip in December was fun, will repeat that.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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