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‘Earn BA tier points by buying SAF credits’ is now live but not recommended

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The biggest difference between the new Club Iberia Plus and the new British Airways Club is the way that you can earn tier points from partners.

BA’s failure here is total. Club Iberia Plus has done a decent job of making tier point collection from partners fun and worthwhile, but BAC is a mess.

(As I was discussing at the Executive Club farewell party on Tuesday, I still think this can be turned around. American Airlines has shown how to do it. Personally I’d love it if most partner activity counted for status – it would be great for our content and great for member engagement.)

Earn BA tier points for buying SAF

There are three ways of earning tier points outside the airline. No 1, Amex, is a disaster. Not only has BA failed to get the American Express tier points deal up and running in time for the launch of the Club, it hasn’t even shared details of how it will work. A national newspaper is meant to be covering this debacle at the weekend.

The second route to tier points, through British Airways Holidays, is so badly structured that it is distorting booking patterns and BA has had to add this clause to the T&C:

All passengers using the hotel and/or car hire must be named on the booking prior to travel, any subsequent additions to passenger mix made locally could result in the booking being deemed ineligible for tier points.

If you don’t understand why this was necessary, read our primer to British Airways Club here.

This leaves the third option – buying tier points making a contribution to the use of Sustainable Aviation Fuel.

How to earn British Airways tier points by buying SAF credits

There are two things to remember about SAF before we continue:

  • British Airways is now legally required to purchase specific volumes of SAF (2% of its fuel needs in 2025, rising to 10% by 2030)
  • the amount of SAF available for purchase in the UK is very low – the airlines can’t get more even if they want it

What does BA actually do with your money? It’s complicated.

Earn BA tier points for buying SAF

The T&C says:

“When you contribute to SAF today, you are doing so by purchasing the attributes associated with a given amount of unblended, physical SAF which British Airways has flown or will fly on in the next 12 months. The sale of these attributes provides you, a buyer, with a claim to the carbon reduction benefit associated with the purchased amount of SAF.”

This sounds like you are NOT buying SAF. As does this:

“When you contribute to SAF through this programme, you do so by purchasing a certain amount of SAF attributes (i.e., the carbon reduction impact associated with a given volume of physical SAF). Within this program, one (1) SAF environmental attribute equates to a one (1) tonne of CO2e reduction.”

However, British Airways has told us that a SAF ‘attribute’ is actually SAF. You ARE actually paying for SAF even though the website appears to say that you are not.

It wasn’t clear to us, as anyone who read the original version of this article will know, but we are told this is the case.

What does it cost to buy SAF credits?

You can buy SAF via this page of ba.com.

For every £1 you hand over to BA, you receive 10 Avios and 1 tier point.

There is a maximum of 1,000 tier points per year to be earned via this route.

Earn BA tier points for buying SAF

The transaction is handled by a partner, Choose, so I suspect that credit card payments on a British Airways Premium Plus American Express are NOT treated as BA spend and will not earn double Avios.

You can pay with Avios

For masochists, you can also pay with Avios.

The rate is 0.8p per Avios.

You still earn tier points and earn Avios back if you go down this route.

1,000 tier points will cost you 125,000 Avios (!) although you will receive 10,000 Avios back for a net cost of 115,000 Avios.

Remember that Silver status now requires 7,500 tier points and Gold requires 20,000. Your £1,000 or 125,000 Avios buys you only a fraction of what you need.

Conclusion

It’s obviously a personal decision as to whether you want to use your money to buy Sustainable Aviation Fuel for an airline which made £2.0 billion of operating profit last year.

Purely from a tier point perspective, it’s terrible value.

The ONLY time you should be considering this is on 30th March 2026 when you have 24 hours left to hit your tier point target for the year. If you find yourself a little bit short, it MIGHT be worth it.

I’ll re-run this article next March. For now, you don’t need to think about it.


How to earn Avios from UK credit cards

How to earn Avios from UK credit cards (April 2025)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways American Express Premium Plus

30,000 Avios and the famous annual 2-4-1 voucher Read our full review

British Airways American Express

5,000 Avios for signing up and an Economy 2-4-1 voucher for spending £15,000 Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points. These points convert at 1:1 into Avios.

American Express Preferred Rewards Gold

Your best beginner’s card – 30,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

80,000 bonus points and great travel benefits – for a large fee Read our full review

Run your own business?

We recommend Capital on Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, and the standard card is FREE. Capital on Tap cards also have no FX fees.

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 1 Avios per £1 Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

There is also a British Airways American Express card for small businesses:

British Airways American Express Accelerating Business

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

There are also generous bonuses on the two American Express Business cards, with the points converting at 1:1 into Avios. These cards are open to sole traders as well as limited companies.

American Express Business Platinum

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and FREE for a year Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Comments (78)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • John says:

    Can it get any worse

  • Anders says:

    Wow, this is not only terrible for customers but also a massive greenwashing lawsuit risk. Selling carbon credits and pretending they’re SAF is incredibly misleading to consumers.

  • david says:

    Loved the child analogy.

    • AlastairB says:

      I’d go further and say something along the lines of “the child bought magazines and then skipped games at school. When questioned the child claims they in fact purchased a net calorific intake similar to having had lunch and playing football”

    • Marc says:

      Haha yeah was gonna say the same. Brilliant one, Rob! 😀

    • Callum says:

      I thought it was ridiculous…

      Reducing carbon emissions is reducing carbon emissions, regardless of how it’s done. Eating ice cream instead of a balanced lunch clearly doesn’t provide the same benefits at all.

      Not to mention, I don’t think Rob’s analysis has much substance to it. It looks like a bog standard offset scheme to me – pay money and a portion of the “carbon credits” generated from BA’s SAF use will be attributed to you. Which will, by necessity, mean BA will need to buy more SAF anyway (otherwise they wouldn’t meet the targets you mention). Well – assuming people actually purchase it, which I agree, you’d need to be pretty desperate to do!

      • Rob says:

        Yes, it’s an offset scheme, obviously.

        It’s not being sold as an offset scheme though. It’s being sold as a way of getting more SAF into use, which isn’t the case (well, it is happening – by law – but its not getting more SAF being used on top of that).

        There IS a big difference. People are being told that SAF is expensive to make. People who donate intrinsically believe they are helping to encourage the use of SAF by subsidising it – and they are not.

        To take another example: assume you donate to famine relief in Sudan because you have personal connections there, but Oxfam takes your money and uses it for famine relief in Chad instead. The same number of hungry people are getting fed, so is there a problem? Yes, to you there is, because you wanted to help Sudan.

        What BA is doing here does NOTHING to increase SAF use. It DOES reduce carbon by an equivalent amount but you are doing naff all to develop a sustainable SAF infrastructure in the UK.

  • Darcy says:

    Three days into this and still no Amex explanation and the website talks about “details closer to the launch”. In the words of Logan Roy / Brian Cox’s character from Succession, “BA – you are not serious people”

  • Jezza says:

    The purchase (or otherwise) as SAF does indeed look misleading but perhaps dial down on the emotion which litters the article. We know you’re still upset about the BAEC changes (a BA commercial decision which in part reduces some gaming of the system you derive benefit from) but HPF =/= Daily Mail I hope.

    Did BA respond to your prior enquiry about SAF? How do others do this (SK and AF look better for example).

    • Edd says:

      It’s hard to imagine a worse deal so I think the tone is appropriate.

      For GBP1,000 you get tier points equivalent to 5% of Gold Status.

      And the money you spend doesn’t even really go to the cause they depict.

      Absolutely gross.

      • Jezza says:

        Perhaps BA didn’t intend selling SAF (ahem) to be a back door way of getting Gold quickly?

        I wonder if we just need to adjust to a world where gaming BA to gain Gold for peanuts is past.

        • Lady London says:

          Well the 1,000 attainable tier points cap makes that clear.

          More worryng is there must be people who would fall for this?

  • Brian Peers says:

    Rob, regarding the carbon saving I’m not sure your interpretation is correct. What they are trying to say in rather clunky language is that they are using “book and claim”, a hot topic in the SAF space. This means your SAF will not be fuelling your own flight and potentially not a BA flight either. IAG has offtake and equity positions in numerous SAF plants and this approach will most likely deliver SAF at the lowest cost…

    • Rob says:

      You clearly are not buying ANY SAF. The wording is not ambiguous on this part.

  • daveinitalia says:

    Unless you’re going for GGL the Iberia scheme is better in every way.

    First off, the tier points are measured in Euros, not pounds, which means the lower spend required offsets any advantage possibly gained when Amex is announced.

    For example to reach Platino (Emerald, equivalent to BA Gold) is 20,000 tier points, but in Euros so at current rates is £16730. But (as dodgy shopping channels say) there’s more…
    As well as the bonus points on BA flights, the Iberia scheme also gives bonus points on their own (obviously) and AA flights. BA only give bonus points on their own flights.
    You can also achieve platino status by segments.
    The earning of tier points on partner airlines is easier to understand than BA
    Iberia also lets you earn up to 30% of your tier points by non-flying partners. Although on this point it’s worth noting that the Iberia eStore only has a Spanish version, but any Avios earning partner that lets you credit to Iberia (such as Avis, Iberia’s version of booking.com, Club Avolta, eta) will help you earn tier points.

  • Higham44 says:

    Shambolic and disingenuous! How BA are getting away with this at senior management level is beyond me. Amex, BAH and SAF are a laughing stock – but it’s not funny.

    • Zain says:

      Why are Amex a laughing stock? This is BA’s mess.
      If anything, Amex are laughing at BA, not with them.

      • John33 says:

        They won’t be laughing long when people stop using British Airways Amex cards

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