Get a 25% bonus on HSBC Premier credit card points conversions to Avios

HSBC runs fairly regular 25% bonuses on conversions of HSBC Premier credit card points to Avios.

A new bonus is now live.

People have been contacted about it, but oddly it was tucked away at the bottom of an email about a competition and you could have missed it.

What are the rules for the HSBC Premier Avios bonus?

Click here and you will download a PDF document from the HSBC website containing the details.

The offer will run from 27th August to 30th September 2025.

You will receive a 25% bonus on all transfers from HSBC Premier credit cards to Avios in a British Airways Club account.

Your base Avios will arrive instantly as with all other HSBC airline and hotel transfers. In theory the bonus Avios take 14 days to arrive, but usually the bonus turns up instantly or very quickly.

For clarity, the offer does NOT apply to transfers to Avios in a Qatar Airways Privilege Club account. Make sure you select the correct partner.

Are the HSBC Premier credit cards a good way of earning Avios?

The two HSBC Premier credit cards are very generous.  The snag is that you need to have a HSBC Premier current account to get them.  Whilst Premier is free, the income and/or savings requirements are high as you can see here.

The free HSBC Premier Mastercard, reviewed here, earns 1 HSBC point per £1 spent (2 HSBC points per £1 spent abroad) and these convert at 2:1 into airline or hotel points.  This means that you are getting 0.5 airline miles or hotel points per £1 spent in the UK. Don’t get confused by the HSBC earning rate and the equivalent airline miles and hotel points earning rate.

The £290 per year HSBC Premier World Elite Mastercard, reviewed here, earns 3 HSBC points per £1 spent in the UK (1.5 airline mile or hotel point per £1) and 4 HSBC points per £1 spent abroad.

You can transfer your HSBC Premier points into the following airline schemes:

• Asia Miles
• The British Airways Club
• Emirates Skywards
• Etihad Guest
• EVA Air MileageLands
• Finnair Plus
• Flying Blue (Air France KLM)
• Qantas Frequent Flyer
• Qatar Airways Privilege Club
• Singapore Airlines KrisFlyer
• TAP Miles&Go

There are two hotel partners:

• IHG One Rewards
• Wyndham Rewards

All conversion rates are 2:1 from HSBC points. This means that the IHG and Wyndham transfer rates are terrible value. A hotel point is generally worth about 2/3rd less than an airline mile, but HSBC requires 2 HSBC points irrespective of which partner you choose.

The £290 World Elite credit card also comes with airport lounge access via Priority Pass.  The World Elite card is less good for families who want lounge access than American Express Platinum as your HSBC card only gets the main cardholder into an airport lounge.

You can pay £60 to give your partner a supplementary card for a year to get them in, but there is no way to get children into airport lounges for free.  The Platinum Card, on the other hand, gets a family of four into a lounge.

You also get comprehensive travel insurance as part of the HSBC Premier current account, which makes this an interesting alternative to The Platinum Card from American Express for couples or solo travellers.

Conclusion

HSBC Premier’s semi-regular annual Avios conversion bonus is back.

Remember that there is a ‘hard’ 3-year expiry on HSBC credit card points. If you have any coming up for expiry, this is one way of using them up.

If you can’t see it mentioned online or in the app and didn’t receive the email, you can do a small test transfer to prove to yourself that it is working.