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Forums Payment cards Other payment cards The HSBC Premier Mastercards thread Reply To: The HSBC Premier Mastercards thread

JDB 4,631 posts

You just submit the paperwork, and keep spending on the WE. Are you already into your 2nd year with fee charged or still in your 1st bonus year? No pro rata refund tho. Might as well keep it, if fee already paid. Unless they agreed to refund you after the downgrade, on the phone. Quite tricky, hsbc.

Sounds good! Already in my 2nd year with the anniversary bonus received as well, therefore looking to downgrade.

You won’t get a pro rata refund, so you might as well wait until nearer the end of your year – it sounds as though you are nearer the start and, as others have said, there is no facility to downgrade. You need to cancel and reapply for the free card.

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