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Forums Payment cards American Express Cancelling Plat (Am I approaching it correctly?) Reply To: Cancelling Plat (Am I approaching it correctly?)

SteveJ 998 posts

You can cancel at any time and get a pro-rata refund. If you have earned the SUB then you keep it whenever you cancel, though you would have to transfer the points out (eg to Avios)

From what I was hearing in other threads on HFP, if you cancel Amex Plat in the first year, your SUB gets clawed back.

Where did you read that? Not the case at all. As long as you’ve hit your qaulifying spend that’s not the case at all.

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