Reply To: Creation Financial Services bashing

[John]

BajiNahid wrote:

How long does it take to clear payments made to creation? It bloody takes forever for me, barclays takes an hour for it to clear and amex does it straight away. Honestly, all banks need to be as efficient as amex.

What do you mean by clear?

Payments to Amex show up on your balance straight away, but it doesn’t mean they have cleared. For example if your direct debit to Amex doesn’t get honoured, Amex still shows it as paid when they submit it to your current account, but a few days later it will be reversed on your Amex account. Meanwhile other banks only show the DD as taken on the day they take it.

My payments to creation always show as processed the next working day, even when I use a CC. My debit card payments to Barclays show up as pending very quickly, but may take up to 3 days to get processed.