Reply To: Declined for Platinum Amex?

[WillPS]

Rob Burgess wrote:

How long you have been with your bank is a standard question which tests your financial probity. Someone who has banked with the same bank for 20 years simply looks more reliable than someone who has only been with their current bank for 6 months.

It is also, potentially, a way of flagging up potential churners at an early stage. People who move their current account every year for a new bonus are almost certainly going to do the same with a credit card.

You don’t say if you earn £50k or not.

I agree it is common but I’ve always thought it’s a bit of a weird question to ask the customer though, since they will get a definitive answer on that from the CRA surely?