Reply To: Amex Platinum Business – insurance question

[JDB]

memesweeper wrote:

Guernsey Globetrotter wrote:

Bottom line is, as of time of writing, if you want cover for trips not paid for on your card then Business Plat it is, not Personal. As a business card holder I must say that this is one of the few times that the benefits with that card are superior to the personal one!

It really needs to be! I’m unlikely to be booking my personal holidays on my business Amex, and right now I don’t hold another Amex. The policy would be largely useless if it covered only business travel.

I think there is some misunderstanding here. The Business Plat appears to cover most sections irrespective of payment method with the exception of Cancellation/Postponement etc. and Travel Inconvenience. The way this is shown in the IPID is odd in that the former is in the green column and the latter in the red column but they come to the same thing.

The definition of ‘card account’ for the Business Plat appears to limit it to that card whereas the personal Plat definition allows any Amex card.

I don’t have a Business Plat card and I may be totally wrong, but that’s how I read it having considered the card.