Reply To: The HSBC Premier Mastercards thread

[meta]

@FWP HSBC points are what we call convertible points currency (like Amex Membership Rewards) and are usually best kept untouched until you need them. The reason why @BBEtter said that is because the transfer rates from Amex are lower now with Emirates and Singapore Airlines.

Eva Air is for example not Amex transfer partner and Asia Miles can also be useful to have as it opens up more award availability. Avios if they run 20-25% bonus are also good option. So I don’t agree and it’s always good to diversify precisely because of the possibility of rates being slashed.