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Ultra comes with some perks — like Dragon Pass, Nord VPN and FT subscription — which, if you use them, might make it worthwhile for you. Ultra just for points earning is hard to justify unless you are confident of regularly spending at a high multiplier retailer, online *and* you remember to click through in the Revolut app first. This month Virgin Atlantic is at 20x, which could be very useful for some. But it could be 5x or 1x next month. You do not need to purchase on your phone, but you do need to click through on the phone first for bonuses on spend. Why, I have no idea. Just don’t forget.
There’s a 14 day free trial for anyone who is on the fence with Revolut, and I’m happy to share my referral code here if anyone requests it. There is no long term commitment AFAIK.
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