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I’m about to downgrade my Avios card to the free one and understand the process and that it will be actioned on the following month’s statement date.
However, what happens between actioning the downgrade and it being executed – do I continue to earn 1.5 Avios/£ or 1/£?
And hypothetically, if I GBiT some Curve transactions after my downgrade, would the Avios on the credit be at the old rate (ie at which I earned them), or at the new lower rate? So for example, if I purchase something now for £100, I receive 150 Avios. If I then GBiT it after my downgrade, would I give back 100 Avios (the new earning rate on the free card) or the original 150 Avios?
Downgrade is immediate/ once you get the email, not linked to statement date, nor does it wait for the new card to arrive, old card keeps working under the downgraded terms (1 Avios/ £) until you receive and activate the new card.
GBiT is a refund, any refunds as far as Barclaycard are concerned and will have Avios removed at the they were earned, so 1.5 in your example.
Deleted. Wrong thread.
Downgrade is immediate/ once you get the email, not linked to statement date, nor does it wait for the new card to arrive, old card keeps working under the downgraded terms (1 Avios/ £) until you receive and activate the new card.
GBiT is a refund, any refunds as far as Barclaycard are concerned and will have Avios removed at the they were earned, so 1.5 in your example.
Thanks, that’s very interesting and useful, especially about the new rate kicking in immediately – I’ll wait for my transactions to clear at the higher rate before downgrading too!
Apologies for accidentally reporting your post too – they really must move Report/Quote away from each other….
Downgrade is immediate/ once you get the email, not linked to statement date, nor does it wait for the new card to arrive, old card keeps working under the downgraded terms (1 Avios/ £) until you receive and activate the new card.
Having just upgraded my card I believe the above I have mentioned is out of date, that’s how it worked when I downgraded many months ago. But the in app messaging I received was very much as you said originally @HornetBrad that the upgrade and hence new terms and earnings rates will apply from my upcoming statement date.
Having just upgraded my card
Hi SteveJ, how many days did it take for the new card to arrive? A week since P2 downgraded, but no email or card received yet.
Upgraded to plus 2 weeks ago, got the email confirming about a week ago and the card changed in my account back then but not had the card through yet as statement date was only a few days back.
I am only upgrading to get the 10k spend before curve changes, once done (should take me 10 days) has any one had issues downgrading again? as dont fancy paying the £20pm as only upgrading for the voucher
Downgrade is immediate/ once you get the email, not linked to statement date, nor does it wait for the new card to arrive, old card keeps working under the downgraded terms (1 Avios/ £) until you receive and activate the new card.
GBiT is a refund, any refunds as far as Barclaycard are concerned and will have Avios removed at the they were earned, so 1.5 in your example.
This wasn’t my experience with Barclaycard. When I upgraded from Cashback to Avios in November, I continued to earn cashback until the statement date then began earning Avios from my statement date (even though I didn’t have the physical Mastercard so was still using the Visa at that point – the Visa stopped working about a month later). When I downgraded a few months later I continued to earn the full 1.5 Avios until the next statement date at which point the new 1 Avios rate kicked in; again the new card followed some days later.
@WillPS, you are correct, I followed up on my most accordingly above:
https://www.headforpoints.com/forums/topic/barclaycard-avios-downgrade-affect-on-avios-earned/#post-550518
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