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Forums Payment cards Other payment cards Curve Black Legacy to become Curve Black

  • 148 posts

    Received £90 of refunded fees which was a nice surprise. However, Curve have also reissued my card as part of the legacy upgrade despite the fact that they only issued a renewal card 3 weeks ago! Clearly something not right with their processes.

    1,085 posts

    New card coming for me too, ID verification to do too.

    6,645 posts

    Unusual to see some vaguely positive comments about Curve. It’s usually moaners insisting Curve is certain to go bust imminently because an MS opportunity has been scaled back. Lots happening there with new investment by Samsung and Curve Pay maybe launching in the not too distant future.

    1,085 posts

    @JDB Over the years I’ve found Curve 90% good and 10% meh. The £50 for what became legacy black was one of my better decisions, I’ve had issues and have found support to be slow but they’ve always resolved those issue. I’m now going to get 1% cashback at 6 places I already shop. I can’t understand how they make money, that’s probably why I drive sky buses as opposed to being in fintech!

    6,645 posts

    @strickers – well Curve doesn’t make money (hoping maybe to break even this year), but then Uber made its first profit last year after operating for maybe 15 years, racking up tens of billions of losses in that time. Lots of tech & fintech run on hope for a long time before either making it or going bust. Like, you I have been a fairly happy customer since inception but have expressly avoided investing.

    19 posts

    Just had over £150+ fees refunded as part of the move from legacy, had no idea I was being charged so much incorrectly. Don’t know whether to happy or annoyed!

    130 posts

    Does anyone know where/how their refunded fees were incurred? It’s really confusing me how I missed £60 of excess fees. I don’t recall ever having paid curve fees, unless they were part of the exchange rate applied.

    1,058 posts

    It’s a fair query although nothing in my Curve Cash 😕

    32 posts

    Any issues with curve I recommend chasing their X support who actually respond especially for refunds

    1,085 posts

    Had an email to ask me to confirm my address before they send the new card, the link just opens the app. Anyone in the same boat?

    136 posts

    Had an email to ask me to confirm my address before they send the new card, the link just opens the app. Anyone in the same boat?

    Yes, I think they want you to make sure your address in the app is up to date by Wednesday of this week, before they dispatch the card to that address on Thursday. If your address is correct then there is no action needed.

    1,085 posts

    @Grant Thanks. That makes sense.

    1,085 posts

    Well Curve Black just got a little more interesting, just had an email:

    Much higher fee-free spending allowance abroad (see table below).
    No more weekend FX fees in any currency.
    £100K/year fee-free allowance on Curve Metal becomes £100K per month!
    Coming Soon: 1% additional cashback on international spend outside the UK & Europe.

    Curve Black monthly fee-free is £50k!

    Hopefully it will play nice with my Avios Barclaycard on my upcoming trip, I thought the £20k a year target was going to be impossible but maybe not now.

    11,325 posts

    Does it have a fronted allowance?

    1,085 posts

    Black is £1000 a month for fronted. The changes are travel related.

    719 posts

    No change to other terms, so Fronted remains at £3K Metal and £1K Black.

    11,325 posts

    I’ve just seen the email!

    1,058 posts

    One gets the feeling that Curve are starting to backtrack more on recent changes. 🤔

    1,327 posts

    Now they just need to bring back adding non-uk/eea cards and it’ll be perfect.

    516 posts

    With the removal of the currency conversion fees Curve has finally got a use for me, essentially for the first time since the demise of Amex.

    59 posts

    What can fronted actually be used for? I tried II and they gave me a 1% fee for ‘high risk merchant’. I thought Fronted was there for this exact reason?

    1,070 posts

    No. Fronted is to use credit cards where they are not accept (e.g. paying HMRC). Nothing to do with the new 1% fee for high risk merchant. There is no way to not pay that fee.

    719 posts

    Easy enough to avoid the new 1% fee, just avoid ‘high risk’ transactions! What you mean of course is no way to avoid it if Curve deem it applicable, and yes nothing to do with Fronted in that respect.

    330 posts

    Can’t blame Curve for wanting a slice of the pie but I was quite happy with the level of risk in my eg ISA top ups.

    140 posts

    I remember receiving an email to say that my account will be upgraded to Black for free today, is it still too early? 😂 was hoping to get the SA payment out of way this morning.

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