Maximise your Avios, air miles and hotel points

Forums Payment cards Other payment cards Curve Black Legacy to become Curve Black

  • Ian 45 posts

    Curve are getting rid of Black legacy and making those card holders curve black without any monthly payment.

    supergraeme 142 posts

    Are there any major implications with this?

    EDIT: Ignore me, I have the e-mail. Most noticeable thing for me is currency conversion being capped at £2k per month. I doubt I ever really get near that, but worth noting.

    strickers 720 posts

    This looks too good to be true, what’s the catch?

    Froggee 986 posts

    I’m guessing that the catch is a fee will be along at some point.

    I’ll miss Curve legacy despite not using it since Creationgate.

    But I did like the name. So much more catchy than “HSBC Premier (retained Jade benefits)“

    strickers 720 posts

    Looks like we have some limits that we didn’t before but not in area where I usually come close. We also get some free fronted transactions each month, £1000 to be exact. It’s this paragraph that has me intrigued?

    On another note, we’ve noticed you were wrongly charged certain fees while on the Black Legacy plan. To correct this, we’ll refund the full amount charged, along with an additional 8% interest, directly to your Curve Cash account. This refund will be processed automatically within 60 days from this email, so you don’t need to do anything.

    Harrier25 892 posts

    I haven’t received the email yet but happy days, although Curve Legacy already seems to be following the same terms as Black since the changes in November apart from the 1% chosen retailer cashback.

    vincereed 1 post

    As far as I am concerned, it’s a downgrade.

    Look at what happens to the core, historical features of Curve once you go from Legacy to Curve Black. We get screwed on both home and foreign withdrawals, as well as on currency conversion. The latter two being the very things I got the card in the first place.

    As per the “too good to be true”, it’s actually a win win situation for them. We weren’t paying monthly fees anyway. So they are not losing anything by “upgrading” us for free to Curve Black. But they get to charge other fees to those of us we make an intese use of the card (read: me).

    Never made much out of cash back, really.

    Skywalker 755 posts

    There is a comparison table between Curve Legacy and Curve Black here: https://curve.com/en-gb/legal/terms-black-legacy/

    Harrier25 892 posts

    But the cash withdrawal limit has been £500 a month on Curve Legacy since mid November. I know because I fell foul of that limit at the end of November and incurred a small charge when I withdrew £600, but didn’t when I withdrew the same amount during October.

    supergraeme 142 posts

    Looks like we have some limits that we didn’t before but not in area where I usually come close. We also get some free fronted transactions each month, £1000 to be exact. It’s this paragraph that has me intrigued?

    On another note, we’ve noticed you were wrongly charged certain fees while on the Black Legacy plan. To correct this, we’ll refund the full amount charged, along with an additional 8% interest, directly to your Curve Cash account. This refund will be processed automatically within 60 days from this email, so you don’t need to do anything.

    Last year I got a refund on something I originally put through Fronted and they charged me the Fronted fee to receive the money back again – I wonder if it’s that, in my case.

    ZoeB 95 posts

    Re cash withdrawal, its so long since I’ve done this, does Virgin charge? Also MBNA (the cash back one that was originally BMI)?
    Thanks in advance

    strickers 720 posts

    Having had time to digest the email, from a personal perspective the only downside is the £2000 a month conversion limit but I can’t remember the last time I used that much? The small upside is £1000 fronted a month, I’ll need to investigate if I can actually use this.

    danimal 100 posts

    I was converted from Legacy Black to Black a few years ago (still free of charge). I can access the £1000 Fronted but have never been able to get cashback. I seem to be in some weird state in the app where some things it sees me as Black and others it tells me I need to upgrade to Black.

    I wonder if this change will mean we all get the same features moving forward.

    Harrier25 892 posts

    The small upside is £1000 fronted a month, I’ll need to investigate if I can actually use this.

    Yes you can, and it’s been available to Curve Black Legacy users since mid November.

    Harrier25 892 posts

    94 posts
    Re cash withdrawal, its so long since I’ve done this, does Virgin charge?

    Unfortunately since recently, yes.

    strickers 720 posts

    @Harrier25 Thanks, I meant actually working out where I can use it?

    Harrier25 892 posts

    Ahh, sorry. Will leave you to make that very important decision then, so not to alert people I wish not to. 🙂

    DJ 101 posts

    Is there a date for this? Would be nice to use that Fronted allowance to pay for SA.

    The current Legacy plan shows 2.5% fee in the Curve app when enabled!

    Thanks

  • You must be logged in to reply to this topic.

The UK's biggest frequent flyer website uses cookies, which you can block via your browser settings. Continuing implies your consent to this policy. Our privacy policy is here.