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My Legacy Black still stays the same, with the unlimited FX transactions. I thought it was going to change too?
…and what gave you that idea, because it wasn’t from reading the updated t&c released 2 months ago, where Legacy Black isn’t even mentioned? Business as usual, me thinks.
Actually, the cash withdrawal limit has been spoken about. And a certain person bangs on about the larger FX amount enough for several of us combined.
But the real risk of being questioned about money laundering if you suddenly started trying to bank £1k of cash a month was also mentioned and that’s at least partially why it’s “unfashionable”.
I also find many do speak positively of curve, but are also well aware of it’s negatives as well. But to admit that wouldn’t be fashionable for certain members of this community 😉
I don’t think £1k per month is going to get your bank too excited but you could also pay off your Barclay or other card in branch with it, or be old school and keep it under your bed. But don’t ATMs have limits like £300? It would get to be a bit of a PITA doing that several times each month!
ATM vary between £500 and £800 these days.
A bank won’t care about £1k per month.ATM vary between £500 and £800 these days.
A bank won’t care about £1k per month.You can get 1k from HSBC
Even better 🙂
Is no-one talking about how atm withdrawals are now £1k, so another way to get good old points
Is forex atm withdrawals fee free on metal?
The t&cs aren’t clear (to me) if the 2% fee only starts after 1kMy Legacy Black still stays the same, with the unlimited FX transactions. I thought it was going to change too?
There was a link to a PDF much earlier in the thread where it basically said there were no changes.
Reset confirmed.
Additional £3K. YMMV. Do a small test transaction.Same experience as Roger, reset confirmed, small test, then total of £3k spent. Google calendar is going to be helpful.
I can also confirm the £3k allowance was resetted.
Can also confirm that you get charged 2.5% if you go over it (don’t ask…didn’t want to try it out!).Hmm, so one can have an extra £3k for November but then will be subject to the 30 day rule, so next transaction would have to be some time mid-December?
How exactly they count 30days as well will need a little bit of care. I would presume if the 3k was used in one day, say today, then I would guess that the 17th December would be the next reset. 2024 is a leap year too, which is nice.
Can you go over the £3k mark and you get charged the fee, can you GBIT and reverse the fee?
How exactly they count 30days as well will need a little bit of care. I would presume if the 3k was used in one day, say today, then I would guess that the 17th December would be the next reset. 2024 is a leap year too, which is nice.
Quite clear from their support a couple of pages back:
“To clarify further, a 30-day rolling limit is the combined total of all transactions you’ve made during a 30-day period. Once you reach day 31, transactions you’ve completed on day 1 of the 30-day period will start to “drop off” and your limit will increase again by the amount of the transaction that’s “dropped off” at the beginning.”
Yesterday, under “manage my plan” and “curve-fronted” it said it resets “every 30 rolling days.”
Today, under “curve-fronted” it’s gone back to “per calendar month”
So reluctant to try another £3k now – unless others are also getting this but successfully managing another £3kSo reluctant to try another £3k now – unless others are also getting this but successfully managing another £3k
atleast three people above on this page has confirmed that the Fronted has been reset!
Yesterday, under “manage my plan” and “curve-fronted” it said it resets “every 30 rolling days.”
Today, under “curve-fronted” it’s gone back to “per calendar month”
So reluctant to try another £3k now – unless others are also getting this but successfully managing another £3kWhy are you reluctant. Try with £1 FGS (or £25) the fees on £25 will only be 0.625p
62.5p or £0.625
Notwithstanding the potential “bonus” £3k, I can’t see an economic rationale to keep the card now. £3,000 at 0.5% (few if any cards have a return exceeding that nowadays) is only £15, which is now less than the new monthly fee.
Have I missed something? Or will others all be cancelling too after the “bonus” £3k is spent?
Agree with above.
I have an annual metal sub expiring next June.
I don’t really benefit from all the travel perks/FX, etc as I’m a stay-at-home.
So I’ll keep it going until the subscription year ends, and then probably downgrade to the free planNotwithstanding the potential “bonus” £3k, I can’t see an economic rationale to keep the card now. £3,000 at 0.5% (few if any cards have a return exceeding that nowadays) is only £15, which is now less than the new monthly fee.
Have I missed something? Or will others all be cancelling too after the “bonus” £3k is spent?
There is the 1% cashback at 6 businesses, which can work out better than Amex when combined with a decent card in the background. But the benefits to me now are on a knife edge.
I can also confirm the 3k reset today.
Refreshed £3k limit still working today
So reluctant to try another £3k now – unless others are also getting this but successfully managing another £3k
atleast three people above on this page has confirmed that the Fronted has been reset!
what/who is FGS?
I am gutted! Only just picked up on these changes today. I have a big ole tax bill to pay in January, and was expecting to have my Fronted £10k p/m available over the next 3 months. I just logged into the app to see it has been reduced to £3k. I’ve looked back through emails from Curve and have not received anything specifically advising me of this change. Pissed to say the least, especially that I seem to have missed yesterdays deadline to have used this months £10k.
Are there any alternative ways to earn points while paying tax to HMRC, or is Curve the only way? I’ve seen BillHop but their fee’s are prohibitive.
If you haven’t been advised, make a complaint, as this is against the terms.
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