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Curve Fronted limit

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  • FF101

    Can anyone confirm this: If I leave Fronted switched on in the app and use Metal Curve linked to my credit card for my normal supermarket shop, will that spend come out of my £10k monthly Fronted allowance?

    no, supermarket spend will not come out of the 10k and i will be surprised if thats the main contributor

    You are right there ! I am going to use the 10k for NS&I, but wanted to make sure I was not wasting my allowance if I leave Fronted switched on when using for daily spend.

    FF101

    I have Metal linked to a Barclaycard and have not yet used any of this month’a £10k allowance. I tried a small payment to a financial institution with fronted switched OFF, and no fees are showing either in the Curve app or the Barc app as of the day of the transaction. May fees be debited later, or does this mean I may have got lucky and found a financial institution through which I can generate cost free Bac spending?

    The Urbanite

    I have Metal linked to a Barclaycard and have not yet used any of this month’a £10k allowance. I tried a small payment to a financial institution with fronted switched OFF, and no fees are showing either in the Curve app or the Barc app as of the day of the transaction. May fees be debited later, or does this mean I may have got lucky and found a financial institution through which I can generate cost free Bac spending?

    Which financial institution is that? I can check the MCC to see if it’s one that will attract a fee.

    robkeane

    I have Metal linked to a Barclaycard and have not yet used any of this month’a £10k allowance. I tried a small payment to a financial institution with fronted switched OFF, and no fees are showing either in the Curve app or the Barc app as of the day of the transaction. May fees be debited later, or does this mean I may have got lucky and found a financial institution through which I can generate cost free Bac spending?

    Which financial institution is that? I can check the MCC to see if it’s one that will attract a fee.

    Such a helpful guy !

    The Urbanite

    The value of Curve fronted really is diminishing. Seems an increasing number of card issuers are treating MCC 6012 as a cash advance or simply not paying out rewards and 9399 doesn’t seem to be that far behind. Almost all rewards cards I know exclude both from their schemes, Barclaycard is becoming the exception rather than the rule.

    It’s barely worth paying the Metal sub for this feature any more, let alone a 1.5% surcharge.

    bhanorthy

    Curve have emailed me to warn me about my spending habits.

    1.) I pay for metal so I can spend my fronted 10k every month how I see fit…
    2.) You advertise fronted as a benefit on your website now you’re saying I cannot use it fully or as you promote it.
    3.) If you’re that bothered why not just block the merchants in question entirely?

    bigmaggot

    The value of Curve fronted really is diminishing. Seems an increasing number of card issuers are treating MCC 6012 as a cash advance or simply not paying out rewards and 9399 doesn’t seem to be that far behind. Almost all rewards cards I know exclude both from their schemes, Barclaycard is becoming the exception rather than the rule.

    It’s barely worth paying the Metal sub for this feature any more, let alone a 1.5% surcharge.

    What about MCC 6211?

    Harrier25

    Curve have emailed me to warn me about my spending habits.

    1.) I pay for metal so I can spend my fronted 10k every month how I see fit…
    2.) You advertise fronted as a benefit on your website now you’re saying I cannot use it fully or as you promote it.
    3.) If you’re that bothered why not just block the merchants in question entirely?

    This is where I believe Curve will come unstuck because as credit card issuers tighten up their rules, Curve are now unable to deliver what they originally promised, and many are paying £14.99 a month to recycle credit card spend, not for the included insurances package.

    sayling

    Apologies if this has already been covered.

    I have just converted to CURVE metal, with a view to paying £10k pcm to HMRC. Have just made first payment and HMRC charges a 0.1% fee with the CURVE card (underlying card is HSBC Premier Card / 0.5 avios per £). Whilst not massive, it will add up to £120 p/a on top of the £150 p/a fee for the card. So, each avios is only costing me .45p, which is still good, but more than I thought.

    So my question is….is this correct that HMRC charge this fee as I haven’t seen it mentioned before ?

    Late to the party, sorry. Check you haven’t been given a Commercial/Business Curve card – I had the same issue when I first used mine until Curve changed mine

    Nate1309

    I’m thinking of upgrading to metal to use the £10k fronted limit to pay HMRC. Has anyone used 1) Hilton Honors Barclaycard or 2) Capital on Tap via this route and know if points will be awarded? TIA

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