Curve metal, commercial card received

[Leigh]

Upgraded my personal blue card to curve metal recently to pay my HMRC bill. Somehow received a commercial metal card. I don’t recall an option to choose card type when upgrading, so not sure why they sent me a commercial card. Do they only issue commercial card for new metal subscriptions? They don’t seem to reply to App Chat message at all.

[Carlos]

Isnt the commercial card the hard one to get, with added value when it comes to HM trx

[Leigh]

0.1% charge when making HMRC payment – this is when I noted that my new card is a commercial card.Not aware of any added value…

[ClubSmed]

Possibly a silly question, but I cannot find the answer to it anywhere…
Why do you need to upgrade from the Curve standard card to Curve Metal to pay an HMRC bill?

[Peter K]

ClubSmed wrote:

Possibly a silly question, but I cannot find the answer to it anywhere…
Why do you need to upgrade from the Curve standard card to Curve Metal to pay an HMRC bill?

You don’t. But using a standard card with fronted on costs you a 1.5% fee for the privilege. The first £10k pet month of metal has no fee.

You need to crunch the figures to see what works for you.