Curve replacing personal cards with business cards if used with COT

[Ash]

Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

[rams]

Given 10 June has come and gone anyone have any updates to share? Still have the personal curve but most bills are to HMRC for corporate taxes so I am thinking of switching to corporate. That said I’m still confused as to whether the 10k fee-free fronted applies on the corporate card (sounds like you save the 1.5% fee but need to pay 0.1%)?

[roger]

Ash wrote:

Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

Yes.
Have received my renewed card as business following current card which was personal.
Have used Barclays card business with it in the recent past but majority spend is with personal credit card like BA black.

[roger]

Sorry VS BLACK not BA BLACK

[rams]

So to understand @roger you switched to commercial curve and still use a personal credit card on it?

[roger]

rams wrote:

So to understand @roger you switched to commercial curve and still use a personal credit card on it?

No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

I am yet to find out what are the downsides of any.
As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

[Harrier25]

There is no issue linking personal cards to a Curve business/commercial card, which makes the whole idea of even having a Curve business/commercial card a complete farce…except for the additional revenue from transactions to Curve of course.

[rams]

roger wrote:

rams wrote:

So to understand @roger you switched to commercial curve and still use a personal credit card on it?

No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

I am yet to find out what are the downsides of any.
As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

Thanks. Those HMRC payments must come with a small fee right?

[Harrier25]

rams wrote:

Those HMRC payments must come with a small fee right?

A mere 0.1%.

[JerrySignfield]

Harrier25 wrote:

rams wrote:

Those HMRC payments must come with a small fee right?

A mere 0.1%.

I thought HMRC charge more than 1% for a commercial Curve card being used, is that not the case?

[roger]

It is indeed 0.1% but not sure if this means I can use “unlimited” Business / Commercial credit card as opposed to limited to £1500 if I am on
Curve Metail which is marked as BUSINESS DEBIT as opposoed to PERSONAL DEBIT card.

[rams]

I assume the 0.1% fee counts towards fronted payment? So you can only use £9990 fee free?