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Forums Payment cards Other payment cards Curve replacing personal cards with business cards if used with COT

  • Ash

    Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

    rams

    Given 10 June has come and gone anyone have any updates to share? Still have the personal curve but most bills are to HMRC for corporate taxes so I am thinking of switching to corporate. That said I’m still confused as to whether the 10k fee-free fronted applies on the corporate card (sounds like you save the 1.5% fee but need to pay 0.1%)?

    roger

    Has anyone used a Business Barclaycard with Curve recently? Did curve flip you onto a Curve Business card?

    Yes.
    Have received my renewed card as business following current card which was personal.
    Have used Barclays card business with it in the recent past but majority spend is with personal credit card like BA black.

    roger

    Sorry VS BLACK not BA BLACK

    rams

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    roger

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

    I am yet to find out what are the downsides of any.
    As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

    Harrier25

    There is no issue linking personal cards to a Curve business/commercial card, which makes the whole idea of even having a Curve business/commercial card a complete farce…except for the additional revenue from transactions to Curve of course.

    rams

    So to understand @roger you switched to commercial curve and still use a personal credit card on it?

    No curve when replacing the card sent me business card instead of personal card which I used for last three years or so.

    I am yet to find out what are the downsides of any.
    As long as I can pay into HMRC and other curve fronted payments ( limited to £10k per month), I will e ok with it.

    Thanks. Those HMRC payments must come with a small fee right?

    Harrier25

    Those HMRC payments must come with a small fee right?

    A mere 0.1%.

    JerrySignfield

    Those HMRC payments must come with a small fee right?

    A mere 0.1%.

    I thought HMRC charge more than 1% for a commercial Curve card being used, is that not the case?

    roger

    It is indeed 0.1% but not sure if this means I can use “unlimited” Business / Commercial credit card as opposed to limited to £1500 if I am on
    Curve Metail which is marked as BUSINESS DEBIT as opposoed to PERSONAL DEBIT card.

    rams

    I assume the 0.1% fee counts towards fronted payment? So you can only use £9990 fee free?

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