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Forums Payment cards Other payment cards Curve updates to service (applicable from 13th July 2024)

  • andiron 71 posts

    By MCC code, it doesn’t matter what you buying but how retailer is charging.

    Main issue for me is that it’s not obvious what MCC until you buy it, so if I would like to pay Council Tax or Electricity bill – it’s possible it’s among these codes and I’ll be charged 101%.
    If they just blocked it would be easier but they won’t get any money.

    Enshitifaction continues.

    timajackson 58 posts

    The comment above reads as pure antisemitsm.

    can2 575 posts

    yes it does.

    if not, one cannot afford being so naive in this time and age.

    NorthernLass 8,262 posts

    I read it as a reference to Pinocchio/telling lies. People shouldn’t jump to conclusions and throw accusations around when they may actually be poorly informed!

    *Anti-Semitism is abhorrent, of course, but there is so much mud-slinging based on sheer ignorance these days.

    timajackson 58 posts

    I read it as that because the discussion was about ‘money making ideas’ and the oldest trope in the book is about Jews and money. I didn’t see anything about lying in the chat.

    NorthernLass 8,262 posts

    I personally equate (some) people in the financial sector with dishonesty, especially after the 2008-2009 crisis and the use of tax payers’ money to bail out the banks. So will many people, especially if they lost their homes while bankers were raking in massive bonuses.

    But you can’t jump to that conclusion off the back of an online chat between strangers about whom you know next to nothing. There are people who have no knowledge of Anti-Semitic tropes because it’s not a world they’ve been brought up in. I would guess an awful lot of younger people who haven’t studied WW2 (and other relevant periods of history) would fall into this group.

    If we ban words or phrases without clarifying their meaning, we’ll end up losing most of our language. I watched a documentary about Neanderthals last night and there was quite a bit of discussion about their large noses! Of course that’s just a biological fact and not in any way derogatory.

    Skywalker 755 posts

    Anything said about Curve Legacy Blue, at all?

    I haven’t received anything via email so just wondered.

    TIA

    CarpalTravel 375 posts

    The comment above reads as pure antisemitsm.

    I’m very confused, has an offensive post has been deleted?
    If so, then I think more housekeeping is required. Otherwise, @andiron comes out rather badly.

    Or am I missing something?

    Toaster 109 posts

    The comment above reads as pure antisemitsm.

    I’m very confused, has an offensive post has been deleted?
    If so, then I think more housekeeping is required. Otherwise, @andiron comes out rather badly.

    Or am I missing something?

    A post was deleted.

    BBbetter 775 posts

    But you can’t jump to that conclusion off the back of an online chat between strangers about whom you know next to nothing. There are people who have no knowledge of Anti-Semitic tropes because it’s not a world they’ve been brought up in. I would guess an awful lot of younger people who haven’t studied WW2 (and other relevant periods of history) would fall into this group.

    Ignorance is not an excuse. Where does it stop? People can start using the n word and claim they didnt know the history? Steal a car and claim you didnt know it was crime? Should we let all OAPs, especially boomers, use racist terms because it was ok at that time?

    If someone makes a mistake or misuses a word, teach them. Dont come up with excuses for every behavior and make them acceptable.

    If we ban words or phrases without clarifying their meaning, we’ll end up losing most of our language.

    There are a million words in English and the Oxford dictionary has 170,000. Lets not dramatize something unnecessarily.

    NorthernLass 8,262 posts

    Condemning someone without understanding the meaning or intent of what they’ve said or written is just embarrassingly ignorant, frankly. You don’t get to decide what something means just because you want to do a bit of keyboard warrior virtue signalling.

    For example, some communities believe they’re perfectly entitled to use the n word. Are you going to start calling out Kendrick Lamar and similar artistes? Hindus know that the swastika is an ancient symbol of luck and feel it’s perfectly fine for them to display it. The importance lies in context and intent.

    Cranzle 279 posts

    Is JBD on a remote holiday with no network access?

    Harrier25 892 posts

    …and why would he, or anyone else for that matter, wish to comment on these sensitive areas that certainly have no place on this forum?

    Cranzle 279 posts

    …and why would he, or anyone else for that matter, wish to comment on these sensitive areas that certainly have no place on this forum?

    I was referring to the Curve high risk retailer changes….

    Harrier25 892 posts

    Ahh, okay.

    JDB 4,643 posts

    …and why would he, or anyone else for that matter, wish to comment on these sensitive areas that certainly have no place on this forum?

    Indeed! On top of that, the French have an expression ‘on répond aux imbeciles par le silence’.

    can2 575 posts

    Curve just sent the following “correction”

    [begin: quote]

    You may have seen our email notifying you of updates to our ‘Terms of Service’ dated 13 May 2024. Unfortunately we noticed an error in the cover email and wanted to ensure you have the right information, which accurately reflects how Curve works and our Terms of Service.

    Contrary to what our Terms of Service say, and how Curve actually works, there is a paragraph in the cover email we sent on 13th May 2024 which states: “You will now be able to use your Curve card to pay merchants that may otherwise be blocked by your underlying payment source provider due to them being seen as “high risk.”

    We wish to clarify that if your underlying payment source provider does not permit certain transactions, Curve can’t allow them either! Therefore, as per paragraph 22 of our Terms of Service, you can now use your Curve card to transact with merchants that Curve may have blocked in the past due to them being perceived as high-risk, but you are unable to circumvent controls put forward by your linked card/account issuer if the issuer does not allow such high-risk purchases. Curve will continue to block certain transactions or specific merchant category codes where your underlying payment source provider blocks them.

    Thank you for your time and we are sorry for any confusion we have caused.

    Team Curve
    [end: quote]

    Harrier25 892 posts

    In other words, “we’ve had our knuckles rapped by the regulator”.

    CarpalTravel 375 posts

    Absolutely laughable. Seemingly each week they look less like a professional outfit and more like a bedroom trader.

    Peter K 583 posts

    Yeah, just saw this email myself. How can you say it was an “error” on something so clearly written, unless they meant an error of judgement.

    can2 575 posts

    I think they were testing the water.
    — which reminded me of the joke:
    “When I was a kid I used to pray every night for a new bicycle. Then I realised that the Lord doesn’t work that way so I stole one and asked Him to forgive me.”

    If there was enough demand it seems that curve would have followed thru. Apparently there wasn’t. So Curve says, ooops.

    dshunter 60 posts

    What a load of nonsense – I don’t think they ever blocked this type of transaction, except maybe with PayPal. Since it is impossible to know the MCC beforehand as a consumer I hope there is a way to disable these transactions to avoid bill shock!

    Swiss Jim 52 posts

    But we still end up paying 1% for some transactions we were always able to carry out but for free.

    andiron 71 posts

    I wonder if it will pop up upon approval, if buying something for £100 – “Please approve your £101.00 spend” etc. otherwise it will get too risky to use this card if it charges you extra..

    memesweeper 1,296 posts

    But we still end up paying 1% for some transactions we were always able to carry out but for free.

    With fronted in, and fronted off, you can prevent yourself from getting a surprise charge. It’s a small faff but eliminates surprises.

    If this is implemented as 1% on random retailers then the Curve card is toast. Nobody is going to put up with that (and 99.9% of consumers don’t know what a merchant code is, and won’t be impressed if someone suggests they should have been).

    How many metal or other paying subscribers will they loose? how much will they actually make from these 1% fees? this is a terribly badly thought through idea.

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