Cycling paid for BA Amex

[gibbont3]

Can I cycle in & out of the paid for BA Amex?
So, i’m about to trigger a 241 voucher in business class, then move down to free BA Amex.
Get close to hitting the spend on that free card in the new financial year & then upgrade to paid for BA Amex just before I hit the target to ensure 241 in Business? So I save a years worth of fees?

[JDB]

gibbont3 wrote:

Can I cycle in & out of the paid for BA Amex?
So, i’m about to trigger a 241 voucher in business class, then move down to free BA Amex.
Get close to hitting the spend on that free card in the new financial year & then upgrade to paid for BA Amex just before I hit the target to ensure 241 in Business? So I save a years worth of fees?

Well, you can potentially do that until Amex get bored of you gaming the system and/or they cease to offer pro-rata refunds which is already in the terms but not yet implemented. Alternatively, you can just pay the annual fee like most cardholders.

[ed_fly]

If you’re in the ‘points game’, I’d suggest being blocked by Amex would be highly undesirable. Lots of indications that Amex are tightening things up.

[gibbont3]

Thanks JDB. I’m guessing one of us is in the wrong forum.

[ed_fly]

I think a lot of people think that way about JDB at various times, but I think JDB’s advice is very fair on this occasion

[Wiseoldman]

just look at this persons experience https://www.headforpoints.com/forums/topic/rejected-for-bapp-downgrade/

[Aston100]

Wiseoldman wrote:

just look at this persons experience https://www.headforpoints.com/forums/topic/rejected-for-bapp-downgrade/

Sounds like his experience was fine?

[Froggee]

So in summary, yes you can probably cycle your BA Amex for a bit. Maybe.

But when the 241 can save 200,000+ Avios per year which would cost you £1,800 to purchase via boost then the £300 fee doesn’t look that unreasonable.

I wouldn’t want to risk it but then I’m unemployed retired so I doubt Amex would be that keen to have me back.

[ed_fly]

I don’t think anyone has suggested it’s not possible. If anything the fact they refused on the phone, probably gives an indication Amex doesn’t love the idea.

[RV]

I re-upgraded (if there is such a word) to the BAPP card earlier this year, almost 6 months after downgrading. In the occasion the Amex representative informed me that I wouldn’t be able to downgrade again, and if I wanted to move to the free card I’d need to cancel my current card and re-apply.

Not sure how much of that is actually true, but I’m happy with the card and don’t plan to cancel it to find out! If anything it indicates that a note has been added to my account or something – who knows.

[Wally1976]

Am I the only one who read this thread title and thought “how did they pay for their BA Amex” by cycling?

[Aston100]

Wally1976 wrote:

Am I the only one who read this thread title and thought “how did they pay for their BA Amex” by cycling?

Exactly what I thought.
Like he went round the neighborhood getting people to sponsor his bike ride.