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  • 25 posts

    I just noticed on the website it says 60000 points offer for getting the hsbc premier credit card. This would be 30k miles or 37.5k if redeeming avios under their annual 25% bonus offer.

    Rob, I remember you previously mentioned HSBC never does sign up offers? Is this the best opportunity to jump on to this credit card?

    93 posts

    The 25% bonus offer ends on Friday though. Unless they post the sign up bonus as soon as you hit the spend target, you won’t have time to take advantage of the promotion.

    HfP Staff
    2,770 posts

    I get a feeling that 60k offers may become more common.

    It’s simple maths. Fee is now £290 and 60k = 30k Avios worth around £300. People see it as ‘first year free’ and are willing to give it a go.

    The old model, remember, was £190 for 40,000 points so that was ‘first year free’ (effectively) and so there was no need for promos.

    10 posts

    How strict is the criteria i.e the £100k earnings? I do not earn close to that but have been a HSBC customer for over 20+ years. I was on an Advance account and out of nowhere last year, they upgraded me to the Premier one, despite not having big savings, investments etc with them.

    Worth a cheeky try?

    67 posts

    @curiously when you apply for the account they do ask you to provide proof of income now. Especially as they have recently raised their salary requirements from £75K to £100K to weed out a few customers.

    If you currently bank with HSBC then they’ll just review your account history to see if the salary totals £100K.

    There’s firm talk of them actually downgrading people by April, anyone who does not meet the new requirement by that date will automatically have their accounts downgraded.

    I can’t see for your situation it would be worth the hassle, for them to then change your account back to what it was and then change your premier credit card to an alternative credit card.

    431 posts

    How strict is the criteria i.e the £100k earnings? I do not earn close to that but have been a HSBC customer for over 20+ years. I was on an Advance account and out of nowhere last year, they upgraded me to the Premier one, despite not having big savings, investments etc with them.

    Worth a cheeky try?

    the criteria for the world elite card is that you have a premier account, which HSBC have given you. therefore you can apply for the world elite. just ensure you put your correct earnings on the application and there won’t be any issue

    10 posts

    what’s the bin’s for HSBC premier for everyone else- mine doesnt show up as a world elite on 5434 60

    134 posts

    what’s the bin’s for HSBC premier for everyone else- mine doesnt show up as a world elite on 5434 60

    Always had 5199 58 for the World Elite credit card.

    3 posts

    Hi there – Does anyone have a definitive answer?

    For the HSBC Premier World Elite Mastercard, you are likely to receive a pro-rata refund of the annual fee if you cancel the card before the end of the card membership year, but you should confirm this with HSBC directly

    Thanks in advanced.

    431 posts

    Hi there – Does anyone have a definitive answer?

    For the HSBC Premier World Elite Mastercard, you are likely to receive a pro-rata refund of the annual fee if you cancel the card before the end of the card membership year, but you should confirm this with HSBC directly

    Thanks in advanced.

    HSBC don’t do pro rata refunds

    3 posts

    Thanks. Is it worth it for the 30k Avios points for £290? I already have the Barclaycard World Elite.

    387 posts

    Thanks. Is it worth it for the 30k Avios points for £290? I already have the Barclaycard World Elite.

    It depends. Some would – I wouldn’t. Depends on personal circumstances.

    142 posts

    Basically… Most people would see £290 as worth 30k avios if used wisely.

    On top… Can you use the other perks of priority pass, fast track and earning 1.5 miles per £1 prior to cancelling before year 2?

    Some might downgrade the Barclaycard avios card for a year, grab the sign up bonus and switch back after maybe 10-11 months or so.

    Do you have enough Barclaycard upgrade vouchers?

    3 posts

    I’ve had the Barclaycard World Elite since Feb 2024 and accumulated over 110K Avios points can now choose between 7000 Avios points or BA Cabin Upgrade voucher before 22/04/24, which is the target date.

    142 posts

    I’ve had the Barclaycard World Elite since Feb 2024 and accumulated over 110K Avios points can now choose between 7000 Avios points or BA Cabin Upgrade voucher before 22/04/24, which is the target date.

    If you are a solo traveller wanting a business seat.. then it’s the upgrade voucher… If two of you, you will need a second voucher to upgrade both of you both ways.

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