PayPal and fx fees
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If I pay for something on a US site and they accept PayPal would I avoid the 3% foreign exchange fee if I paid via PayPal?
I think Paypal’s fx rate is worse than Amex’s.
Link a Wise card to paypal, then pay in USD.
I paid Euro from a USD balance on Wise via Paypal yesterday and Wise charged me a whole 17p on 35 euro.
(Paypal was the only option on the merchant and I tried 1st with Amex linked to Paypal and it was rejected)
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