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Forums Payment cards American Express Second application approval likelihood

  • 141 posts

    Hello, looking for anecdotal evidence here if possible.

    Got approved for BAPP just over two weeks ago and closed my platinum credit card yesterday. I will manually reduce the credit limit on BAPP and apply for a new gold card, but is AMEX likely to reject the application given the short time frames?

    1,037 posts

    I don’t have any anecdotal evidence but just wondering, was the option of downgrading the Platinum to Gold not available?

    1,675 posts

    There was talk here of it not being possible to apply for the exact same Amex product for three months after closure.

    Clearly a Plat isn’t the same as a Gold but I’d be leaving it three months, personally.

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