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How to earn Hilton Honors points from UK credit cards

There are many ways of earning Hilton Honors points from UK credit cards.

There has not been a dedicated Hilton Honors credit card since early 2018, when the old card was closed to new applicants.  Luckily there are many other decent options.

Not only can you earn miles with every £1 you spend, but many cards come with generous sign-up bonuses to help your points build up.

This article is updated on a regular basis.  You should assume that all of the information is correct but please double-check before making any applications.

All of these cards carry a 3% foreign exchange fee when used abroad.  If you want a dedicated credit card to use abroad, take a look at the Virgin Money Travel Credit Card (click here).  Whilst it doesn’t earn miles, this card is free and charges NO foreign exchange fees.  It also offers 0% interest on purchases for 12 months and 0% interest on balance transfers for 12 months, with no fee.  Representative APR 21.9% variable.

If you want to check your credit record before applying for a new card, click here to get your free Experian Credit Score.

The best cards for earning Hilton Honors points

Earning Hilton Honors points from American Express:

American Express Membership Rewards points convert at 1:2 into Hilton Honors points.

You receive Hilton Honors Gold status as a benefit if you take out The Platinum Card.

American Express Preferred Rewards Gold – 20,000 Hilton Honors points sign-up bonus

Issuer: Amex / Annual fee: free for first year, then £140 / Earn rate: 1 point per £1 / Review / Apply

Sign-up bonus:  The standard offer is 10,000 Membership Rewards points (= 20,000 Hilton Honors points) when you spend £3,000 in the first three months.  A higher bonus of 12,000 Membership Rewards points (= 24,000 Hilton Honors points) is available if you are referred by an existing cardholder.  Please e-mail me at rob [at] headforpoints.co.uk if you would like a referral.

The bonus is only available to customers who have not held a personal American Express card in the previous 24 months.  Cards issued by MBNA or Lloyds Bank do not count.

On-going benefits:  Double points on all airline and foreign spend, triple points on all spend on the Amex Travel website, 10% Hertz discount, $75 in-hotel credit with 350 selected hotels worldwide, two free airport lounge passes each year.  You receive an annual bonus of 10,000 bonus Membership Rewards points if you spent £15,000 in the previous year.  Representative APR 57.6% variable including the annual fee (free in year 1) based on a notional £1,200 credit limit. Interest rate on purchases 22.9% APR variable.

American Express Platinum – 60,000 Hilton Honors points sign-up bonus

Issuer: Amex / Annual fee: £575 / Earn rate: 1 point per £1 / Review / Apply

Sign-up bonus:  The standard offer is 30,000 Membership Rewards points (=60,000 Hilton Honors points) when you spend £4,000 in the first three months.  A higher bonus of 35,000 Membership Rewards points (= 70,000 Hilton Honors points) is available if you are referred by an existing cardholder.  Please e-mail me at rob [at] headforpoints.co.uk if you would like a referral.

The bonus is only available to customers who have not held a Platinum, Gold, Green or American Express Rewards Amex card in the previous 24 months.  Note that this is a charge card and your balance must be cleared in full each month.

On-going benefits: Marriott Bonvoy Gold, Radisson Rewards Gold Elite, Hilton Honors Gold, Shangri-La Golden Circle Jade status, Melia Reward Gold, two Priority Pass cards for airport lounge access, Eurostar lounge access, Delta lounge access, £10 Addison Lee taxi credit each month, travel insurance for your family and the family of up to five supplementary cardholders, subject to enrolment.

American Express Rewards – up to 10,000 Hilton Honors points sign-up bonus

Issuer: Amex / Annual fee: nil / Earn rate: 1 point per £1 / Review

Sign-up bonus:  There are three versions of this card:  LOW RATE (click here) – 2,500 Membership Rewards points bonus after spending £1,000 and a representative APR of 9.9% variable or BASIC (click here) – 5,000 Membership Rewards points bonus after spending £2,000 and a representative APR of 22.9% variable or PURCHASES (click here) – NO sign-up bonus but 0% APR on purchases for 18 months and a representative APR of 22.9% variable beyond that.

The bonus is only available to customers who have not held a personal American Express card in the previous 24 months.  Cards issued by MBNA or Lloyds Bank do not count.

This is not the best Amex starter card – you should get Preferred Rewards Gold instead because of the higher bonus and better benefits.  You should get Amex Rewards if you are planning to cancel a Gold or Platinum card but want to keep your Membership Rewards points.  I explain more in this article.

Earn Virgin Atlantic miles from Amex Gold

Virgin Flying Club credit cards:

Virgin Atlantic has two dedicated credit cards.  You may not know what Virgin Atlantic miles can be transferred to Hilton Honors points at the rate of 2:3.  You can find out more on this page of the Virgin Atlantic website.

Virgin Atlantic Reward Mastercard – 10,500 Hilton Honors points sign-up bonus

Issuer: Virgin Money / Annual fee: £0 / Earn rate: 0.75 miles per £1 / Review / Apply

Sign-up bonus: 7,000 Virgin Flying Club miles, which would convert into 10,500 Hilton Honors points. You receive 5,000 Virgin Flying Club miles after your first purchase and a further 2,000 miles for spending £1,000 within 90 days.  This is a special offer which ends on 31st October, at which point the deal drops back to 5,000 miles (7,500 Hilton Honors points).

On-going benefits:  Free 2-4-1 voucher for a miles redemption when you spend £20,000 each year.  This is valid in Economy for base members, Premium for Silver members and Upper for Gold.  The voucher is valid for two years, taxes still apply.  The voucher can be swapped for an ‘Economy to Premium’ upgrade voucher for a miles ticket.  Double miles on online or call centre bookings with Virgin Atlantic and Virgin Holidays and unlimited free access to Virgin Money lounges across the UK.  Representative APR 22.9% variable.

Virgin Atlantic Reward+ Mastercard – 37,500 Hilton Honors points sign-up bonus

Issuer: Virgin Money / Annual fee: £160 / Earn rate: 1.5 miles per £1 / Review / Apply

Sign-up bonus: 25,000 Virgin Flying Club miles, which would convert into 37,500 Hilton Honors points. You receive 15,000 Virgin Flying Club miles after your first purchase and a further 10,000 miles for spending £3,000 within 90 days.  This is a special offer which ends on 31st October, at which point the deal drops back to 15,000 miles (22,500 Hilton Honors points).

On-going benefits:  Free 2-4-1 voucher for a miles redemption when you spend £10,000 each year.  This is valid in Economy for base members, Premium for Silver members and Upper for Gold.  The voucher is valid for two years, taxes still apply.  The voucher can be swapped for an ‘Economy to Premium’ upgrade voucher for a miles ticket.  Double miles on online or call centre bookings with Virgin Atlantic and Virgin Holidays and unlimited free access to Virgin Money lounges across the UK.  Representative APR 63.9% variable including £160 fee based on a notional £1200 credit limit Interest rate on purchases 22.9% variable.

Virgin Atlantic credit cards

Earning Hilton Honors points from small business cards:

If you want to earn Hilton Honors points from a small business card, your options are the American Express Platinum Business card and the American Express Gold Business card.

There is currently a 20,000 Membership Rewards points (= 40,000 Hilton Honors points) bonus on the Gold Business card and a 40,000 Membership Rewards points (= 80,000 Hilton Honors points) bonus on the Platinum Business card.

The Platinum Business card offers different benefits to the standard Platinum card.  The travel insurance is better, as the age limit is increased to 80 and there is no requirement to pay for your flight or hotel with an Amex card.

The American Express sign-up bonuses are only available to customers who have not held a personal or business Green, Gold or Platinum American Express card, or an American Express Rewards credit card, in the previous six months.

The not-so-small print:

By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

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