HFP ‘Credit Cards’ page updated for February – what are the best deals this month?

It’s time for our monthly round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

Our updated directory of all 23 UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.  This article is a summary of the recent changes, and will hopefully be a useful starting point for new readers.

What’s changed this month?

This week is ‘all change’ with the British Airways and Virgin Atlantic cards.

In theory, the special offers on the two British Airways cards are available until midnight tonight (8th February) but may well be pulled early.

The free British Airways card is offering 9,000 Avios instead of the usual 3,000 Avios (representative APR 22.9% variable)

The British Airways Premium Plus card is offering 25,000 Avios instead of the usual 18,000 Avios (representative APR 76.0% variable)

The two Virgin Atlantic cards have increased their bonuses.  This is an interesting tactical move, knowing that the BA offer was going to be reduced.  More details on those below.

The special offer of 1,000 Clubcard points (2,400 Avios) for getting the free Tesco Clubcard MasterCard was withdrawn during January.

Credit cards

What are the best travel credit card sign-up deals this month?

If you are looking to apply for a new credit or charge card, here are my top recommendations based on the current sign-up bonus. The Virgin offer is a special deal whilst the Amex and Hilton cards are consistently strong offers.

These deals are listed in no particular order and their position on the list is not a sign of how good or bad the offer is.

Virgin Atlantic White Amex and Visa

Until 3rd April, you will receive 10,000 miles with the free Virgin Atlantic White cards.  3,000 of these come after your first purchase within 90 days, the remainder after spending £1,000 within 90 days.  My full review of the Virgin White package is here.  The standard offer is just 3,000 miles.

Virgin Atlantic Black Amex and Visa

The Black cards also have an improved bonus.  Until 3rd April, you will receive 25,000 miles with the £140 Virgin Atlantic Black cards.  You receive 18,500 miles with your first purchase within 90 days and the remainder after spending £3,000 within 90 days.  My full review of the Virgin Black cards is here.  The standard offer is 18,500 miles.

Amex Platinum

American Express Platinum

The sign-up bonus on this card is 30,000 American Express Membership Rewards points.  You need to spend £2,000 in 90 days to trigger the bonus.

Your points can be transferred into various airline and hotel programmes.  You could get 30,000 Avios, 30,000 Virgin miles, 60,000 Hilton points, 90,000 Carlson points, 2,000 Eurostar Frequent Traveller points etc etc.

You receive a pro-rata refund on the £450 fee when you cancel the card and you will retain most of the benefits – Starwood Gold, Carlson Gold, Hilton Gold, Melia Gold and Shangri-La Jade – for the rest of the year even after you cancel. The Amex Platinum benefits package is extensive, though, and once you’ve got it you might find the numbers add up for you. I have had one for 15 years.

My full review of the Amex Platinum card is here – this also includes details of the additional refer a friend bonus. Amex’s own home page is here.

American Express Preferred Rewards Gold

This is currently an outstanding deal which is showing no signs of going away. You pay no fee for the first year and earn 20,000 Membership Rewards points (see here for what 20,000 MR points can get you – 20,000 Avios points for a start!).  You need to spend £2,000 in 90 days to trigger the bonus.

If you are new to this hobby, I would make this your first American Express card.  One benefit of earning American Express points is that you only need to transfer them to an airline or hotel scheme when you are ready to redeem – there is no risk of being caught out by devaluations!

My full review of Amex Gold is here. The Amex home page to apply is here.

Amex Gold

Hilton Honors Platinum Visa

You receive a free night in any Hilton Group property for spending £750 on this card. That could be worth £250 if spent wisely at a Conrad or Waldorf-Astoria branded property. My full review of the UK Hilton credit card is here. The home page for applications is here.

This remains my favourite promotion for someone new to this hobby. The card is free, you only need to spend a modest amount to trigger the bonus, and you can enjoy a free night in a luxury hotel afterwards (if you pick a decent one!). It will whet your appetite for what miles and points can bring you. The representative APR is 18.9% variable.

Note that Barclays is now only allowing you to earn the free night once, even if you reapply for the card in the future.  Use your voucher wisely!  Remember too that it is only valid for six months.

Hilton Visa

Bonus on small business cards

Head for Points focusses primarily on personal cards. However, if you are a sole trader or run a very small business, you may also want to check out the American Express Platinum Business Card and the American Express Gold Business Card. There is currently a 20,000 points (= 20,000 Avios) bonus on the Gold Business card and a 40,000 points (40,000 Avios) bonus on the Platinum Business card.

(Want to earn more miles and points from credit cards?  Click here to visit our dedicated airline and hotel travel credit cards page or use the ‘Credit Cards Update’ link in the menu bar at the top of the page.)

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

My review of the Sala Velazquez Iberia VIP Lounge, Madrid Airport
Bits: Amex Gold / Plat £15 Amazon discount extended, new £50 Hilton / Amex discount
About Head for Points

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Comments

  1. Anonymous says:

    Hi guys,

    I normally don’t need to say anything because I’m new and you guys are awesome teachers so I can’t add anything to the wisdom here. I can say I’m well on my way to card churning thanks to this site.

    Now, I have a question I can’t find answer to. So I know Tesco Mastercard withdrew their 1000 cc point bonus thing but I applied before it was withdrawn and have yet to use the card. If I use the Mastercard will I get cc points or not? And also is the offer of getting 50 bonus cc points for using the new payment method still standing?

    Thanks to all who answer.

    • Wally1976 says:

      If you applied while the 1000 point offer was still on and keep to the terms of it then you should get the points (chase them if you don’t).

      On your last question, I presume you mean the Payqwik offer? I dismissed it as didn’t work with my phone so don’t know but the article on here should give you the info you need.

  2. Looking to re-apply for AAdvantage MBNA card (I held it since 35k points offer back in 2013)
    Current sign up bonus is only 5000 AA miles.
    Any chance this will be upped over next 3/6 months?

  3. Hi,
    Can someone please clarify if I can get bonus points on Amex Preferred Rewards Gold Card or not. My situation is:
    I have cancelled Amex Pref rewards gold charge card, but still have basic Gold credit card. I have got BA Premium plus card and have got its bonus avios and planning to downgrade it to no fee BA Amex card (and get back fee on prorata basis). I am waiting for 6 months to over since I cancelled Pref rewards gold charge card and reapply. Will having basic gold amex card prevent me from being eligible for bonus points which comes with Gold Pref rewards charge card.

    regards
    Raj

  4. Sorry, I know this is a frequent question but I can’t see the answer in the comments threads I’ve skimmed through. How quickly after going through £10k on the Hilton card does the confirmation of gold status come through for that year? thanks.