Get a possible 1,500 American Express Membership Rewards points for £3 spend

UPDATE – JULY 2025:  This is an old article, and the credit card information given is likely to be out of date.

To learn about current credit card bonuses, benefits, terms and interest rate information, take a look at our directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Cards’ menu above.  Thank you.

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American Express has, it seems, been running an interesting promotion with Admiral Insurance since the end of August, not that they bothered to tell us about it.

If you are a new customer to Admiral and take out a policy before 31st December (paid with your Amex charge card), you will receive 1,500 Membership Rewards points.

Now, Admiral is presumably hoping that you will splash out for a car insurance policy or the like.  However, Admiral also does travel insurance.  As an example, cover for a weekend away in the UK from 7-9 December for one person costs £3.07.

There are no rules in the promotion about what sort of insurance qualifies, so this should work fine.

1,500 Membership Rewards points is good for 1,500 Avios, amongst other things – a very good deal for £3.07.

Before you book, you need to register your Platinum, Preferred Rewards Gold or Green American Express card at this website.  Whilst the main text says the closing date was 30 October, the small print does say 30 November – as does the covering email that Amex is using to promote this to people.  October also has 31 days, so it would be odd closing registration on 30 October.

And, whilst you need to register by the end of November, you not need to pay for your policy before the end of December.

Note that you will not receive your bonus points when the transaction posts to your card statement.  They will arrive separately, no later than 28 February.

There is one possible fly in the ointment.  These policies are written by a firm called Rock Insurance Services – not owned by Admiral – and that is what appears on your card statement.  Amex may not automatically pick this up as being an Admiral transaction and so you may have to retroclaim your bonus points in March. 

Expect to have to do a couple of rounds of email ping-pong via the Amex Secure Messaging Centre before they get added on.

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Want to earn more points from credit cards? – July 2025 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios Mastercard

Get 5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: Until 15th July 2025, the sign-up bonus on the Marriott Bonvoy American Express Card is TRIPLED to 60,000 Marriott Bonvoy points. This would convert into 25,000 Avios or into 40 other airline schemes. It would also get you at least £300 of Marriott hotel stays based on our 0.5p per point low-end valuation. Other T&C apply and remain unchanged. Click here for our full card review and click here to apply.

SPECIAL OFFER: Until 14th August 2025, the sign-up bonus on the Hilton Honors Plus debit card is TRIPLED to 30,000 Hilton Honors points. You will also receive Gold Elite status in Hilton Honors for as long as you hold the card. Click here for our full card review and click here to apply.

American Express Preferred Rewards Gold Credit Card

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

British Airways American Express Premium Plus Card

30,000 Avios and the famous annual Companion Voucher voucher Read our full review

The Platinum Card from American Express

50,000 bonus points and great travel benefits – for a large fee Read our full review

Virgin Atlantic Reward+ Mastercard

18,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

The American Express Business Platinum Card

50,000 points when you sign-up and an annual £200 Amex Travel credit Read our full review

The American Express Business Gold Card

20,000 points sign-up bonus and FREE for a year Read our full review

Capital on Tap Pro Visa

10,500 points (=10,500 Avios) plus good benefits Read our full review

Capital on Tap Visa

NO annual fee, NO FX fees and points worth 0.8 Avios per £1 Read our full review

British Airways American Express Accelerating Business Card

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review