Possible 1,500 American Express MR points for £3 spend!

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American Express has, it seems, been running an interesting promotion with Admiral Insurance since the end of August, not that they bothered to tell us about it!

If you are a new customer to Admiral and take out a policy before 31st December (paid with your Amex charge card), you will receive 1,500 Membership Rewards points.

Now, Admiral is presumably hoping that you will splash out for a car insurance policy or the like.  However, Admiral also does travel insurance.  As an example, cover for a weekend away in the UK from 7-9 December for one person costs £3.07!  See screenshot below.

There are no rules in the promotion about what sort of insurance qualifies, so this should work fine.

1,500 Membership Rewards points is good for 1,500 Avios, amongst other things – a very good deal for £3.07!

Before you book, you need to register your Platinum, Preferred Rewards Gold or Green American Express card at this website.  Whilst the main text says the closing date was 30 October, the small print does say 30 November – as does the covering email that Amex is using to promote this to people.  October also has 31 days, so it would be odd closing registration on 30 October.

And, whilst you need to register by the end of November, you not need to pay for your policy before the end of December.

Note that you will not receive your bonus points when the transaction posts to your card statement.  They will arrive separately, no later than 28 February.

There is one possible fly in the ointment.  These policies are written by a firm called Rock Insurance Services – not owned by Admiral – and that is what appears on your card statement.  Amex may not automatically pick this up as being an Admiral transaction and so you may have to retroclaim your bonus points in March.  Expect to have to do a couple of rounds of email ping-pong via the Amex Secure Messaging Centre before they get added on.

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  1. Excellent pointer …. thanks ………. I now have three policies covering next weeks trip …….

  2. I made the mistake of not allowing the enrollment site to click through to Admiral to make a booking, as I thought I’d come back to this post and click from there. Never mind. Hopefully going directly to the url shown in the screen shot has done the trick. At least I got the same prices….even if my age didn’t match!

  3. Gregoriusr says:

    Just checking – Does this promo work for BA Amex cards?
    Thanks in advance

  4. Careful removal of cancellation cover and delay cover, and allow doubling excesses brings the cost down to £2.05

  5. Do we know if you can purchase multiple policies for additional bonuses?

  6. Wozza2404 says:

    Great stuff. Single trip for me £2.30.

    Off to do the same for Mrs. W on her Gold now…

  7. Withabix says:

    I bought insurance for a genuine trip – a weekend in Edinburgh in January.

  8. trickster says:

    Any idea what the link is to do a quote AFTER you have registered? If I fill in the registration page again it tells me I’m already registered, but doesn’t direct me to the quote pages.

  9. I bought my car insurance and put the entire amount on the Amex last week. Now I see this promo. I have registered. What do you think my chances are for getting the points or shall I spend the £3 points to get it?

    • Depends how Amex awards the points. If they wait until the end of the promo and compare a list of registered people against the list of policy buyers, you’ll be OK.

      • Sent £2 and got a one night policy. Safer bet for the 1,500 points. Thanks for the post.

  10. Don’t think it would have worked Raffles. My car Inisurance posted as Admiral but the £2 insurance posted as ROCK INSURANCE SERVICES CRAWLEY.

    So I think one must buy the £2 insurance to be on the safe side.

    • I agree that I don’t think it will post automatically. But a couple of emails with Amex CS via the Secure Message Centre will see you OK, especially when a lot of us are making the same complaint at the same time.

  11. Has anyone contacted CS yet to claim the MR?

    • I think the rules said they would post within 8 weeks of the end of the promo? This is one you need to diarise for 2013 to chase.

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