Maximise your Avios, air miles and hotel points

Refer-a-friend bonus launched for the free Lloyds TSB Duo Avios credit card

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Lloyds TSB has launched a referral bonus for the Lloyds TSB Duo Avios credit card pack. This comprises an American Express card (earning 1 Avios per £1) and a MasterCard (earning a shocking 0.2 Avios points per £1!).

Initially running for only a few weeks, until April 3rd, Lloyds will give you 4,000 Avios for every friend you recommend for the cards.

The good news is that the basic Duo Avios cards carry no annual fee.

The slightly less good news is that current sign-up bonus is a bit of a dogs dinner. Yes, you receive a voucher for 18,000 Avios. However:

You need to spend £500 each month for the first three months on the American Express card to receive the voucher. This may mean juggling your spending and watching statement dates carefully to ensure you charge enough. Note that MasterCard spend does not count.

The voucher can ONLY be redeemed in conjunction with a booking of 1 night or more in a hotel booked via the Avios hotel booking service. This means that (for a chain property) you would not receive points or status benefits.

The voucher must be redeemed in one transaction and no ‘change’ is given!

If you cancel your trip, the voucher is cancelled and is not available for re-use.

For some people, none of this will be a problem. If you take a lot of short breaks and stay in hotels then it is great. 18,000 Avios would cover two tickets to, say, Amsterdam in Economy. All you would then need to do is book the hotel.

If, however, you tend to stay with friends or in hostels when travelling, or redeem hotel loyalty points, then the offer is unlikely to be of much use.

Fundamentally, Lloyds is also asking you to rip off your friends! Quidco is currently offering £20 cashback for a direct application for the card. If you persuade your friend to sign up, they would be missing out on £20 at the expense of you earning 4,000 Avios. You could pay them £20 for the privilege, of course, which would be an OK deal for both sides.

You can learn more about the Lloyds TSB Duo Avios cards here.

The refer-a-friend bonus can be found here. You can refer someone for the free Duo cards even if you only have the Premier Duo Avios card yourself.

I have not found a link for a bonus on the Lloyds TSB Premier Duo Avios card so far …. anyone?


how to earn avios from credit cards

How to earn Avios from UK credit cards (May 2021)

As a reminder, there are various ways of earning Avios from UK credit cards.  Many cards also have generous sign-up bonuses.

There are two official British Airways American Express cards:

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

Do you have a small business? Until 20th May 2021, you can receive a special sign-up bonus worth 29,900 Avios with the Capital On Tap Business Rewards Visa credit card. This offer is exclusive to Head for Points readers. Click here to learn more.

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

(Want to earn more Avios?  Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Comments (14)

  • Trevor says:

    Pleasure! Great summary of the rather lacklustre benefits.

  • Phil Gale says:

    Having been caught out by the “Mastercard spend does not count” condition…I would be doing my friends the biggest favour by not telling them to bother at all. I’ve just got rid of this worthless card myself.
    Not that I’m bitter about it or anything…. 🙂

  • Jens Moller says:

    Trevor +1

  • Hey, we should do something to thank them for last year’s largesse!!!!

  • Andrew (@andrewseftel) says:

    I think it’s a bit mean to describe Lloyds as ripping off friends. It’s no worse than Amex Platinum for example.

    • Rob says:

      Amex Plat and Gold, and Tesco Mastercard, make sure that both parties benefit from a referral. Lloyds don’t!

      It backfires anyway. I won’t be pushing it, for example, because I have no interest in steering readers to a deal which ony benefits me.

  • tom says:

    Do you need to have a lloyds card yourself to get the bonus when recommending or just an AVIOS account is enough?

    • Raffles says:

      Wierdly, the form only ask for an Avios number! However, Lloyds may well add them to your usual monthly miles transfer from the card – so you’d be stuffed if you didn’t have the card!

  • Roger says:

    Is that “Mastercard spend does not count” – a recent twick to their T&C?
    Or has it always been there for new card bonus points i.e. 18000 points for LTSB duo credit card.

    • Raffles says:

      I’ll be honest – I had never seen that line before. When I wrote it up for the ‘Credit Cards Update’ page a few months ago it wasn’t there, I’m sure.

  • PHIL says:

    I got stung back in Autumn time – so has been there since at least then,…

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