Maximise your Avios, air miles and hotel points

Get 500 Clubcard points (1,200 Avios) for joining TopCashback

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I have mentioned TopCashback a few times on Head for Points.  If you are an Avios collector, it MUST be your preferred cashback site!  Sorry Quidco ….

TopCashback, like Quidco, is a site which allows you to earn a small amount of cashback on your day to day shopping by clicking through to participating merchants.

Last year, TopCashback launched a feature allowing you to pay your cashback directly into your Tesco Clubcard account – and give you a 5% bonus on top!

This dramatically increased the value of TopCashback cashback versus Quidco:

£10 of cashback earned at Quidco earns you £10

£10 of cashback earned at TopCashback earns you £10.50 (with the 5% bonus) paid into your Tesco Clubcard account. That gives you 1,050 Clubcard points. These convert into 2,520 Avios points or 2,625 Virgiin Flying Club miles. You are effectively ‘buying’ Avios points for just 0.4p each.

I have had a ‘refer a friend’ link to TopCashback on the site for a while, and I am grateful to everyone who used it.  I am especially grateful because those who signed up did not receive anything extra for themselves.

Until now!

Until 10th February, if you join TopCashback via our refer-a-friend link you will receive 500 Clubcard points when you have earned £10 of cashback.

There is no time limit on how long you have to earn your £10 cashback – a month, three months, six months, whatever.  You therefore have little to lose, if you are not already a member, by signing up now.

Note that your 500 points are not deposited directly into your Clubcard account.  Once you have earned £10 cashback, TopCashback will put a further £5 in your TopCashback account.  However, you can only withdraw this £5 to your Tesco Clubcard account.

You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined).  This means that you can earn up to 12,000 Avios per year this way!  Your £5 sign-up bonus does NOT count towards your £50 per year cap.

The only condition is that you join via a refer-a-friend linkIf you sign up directly on the TopCashBack site, you will not receive your 500 Clubcard points.

What next?

You should open a TopCashback account now and using it for your day-to-day online shopping instead of Quidco.

There are two membership levels at TopCashback – a free version and a £5 annual fee version.  The £5 level pays slightly higher cashback and has improved customer service if you have any problems.  However, you will receive the 500 Clubcard points whichever level you choose.  To be honest, I would start at the free level anyway and only upgrade when you have decided that you like the site.

Unfortunately, there is no notice on the TCB site that you will be signing up for the Tesco offer.  However, don’t worry, you will be fine!  ALL refer-a-friend transactions until 10th February will be receiving it.

Here is a quick tip – make your first Tesco transfer as soon as you can, even if it is just for £1. The ‘£50 per year limit’ runs from the date of your first Tesco transfer. The sooner you make your first transfer, the sooner your anniversary will come around!

You may want to take a look at some of ‘easy money’ offers on TopCashback, or even their ‘free money’ offers. If you know what you are doing, some of the gambling and bingo sites offer effectively free money for signing up and betting a small minimum.  You can minimise losses by having your partner sign up and then taking opposite win/lose bets on the same sporting event.

I receive a commission for referring you which helps to support HFP.  Thank you.


how to earn avios from credit cards

How to earn Avios from UK credit cards (August 2021)

As a reminder, there are various ways of earning Avios from UK credit cards.  Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards:

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

We also recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

(Want to earn more Avios?  Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Comments (38)

  • Chris says:

    Apologies Raffles wasn’t intended as a criticism, I’d just never seen in on here. Came across it by accident

  • question says:

    If I refer my gf and add my clubcard number to her account can I withdraw her points to my clubcard?

    • Rob says:

      Unlikely, they would spot the duplicated number. You could open a new CC in your name, that may work (or may not, if they check surnames).

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