What are the best credit card deals for February 2014?

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• Frenske says:

  5 Feb5 February 08:18

  If you cancelled the free BA AmEx less than 6 months ago would you still be eligible for the sign up bonus of the BAPP?

  • Polly says:

    5 Feb5 February 08:25

    No, you would have to wait the full six months before re applying, as you would have already earned the smaller bonus when you took the free BACC.

• guesswho2000 says:

  5 Feb5 February 08:54

  The MBNA website is still showing 1,500 miles on the M&M credit card as of just now? With or without it, it’s hardly a reason to apply, but still!

  • Rob says:

    5 Feb5 February 09:53

    Odd. It has been deleted from the Lufthansa website.

• James67 says:

  5 Feb5 February 08:59

  I am surprized you are not recommending IHGblack visa given it’ integral part of many big win targets. With 50k points that’s 10 points breaks nights or 5 nights Wembley for example for £140 The potential value to most people will far outweigh the hilton cards free weekend night within 6 months.

  • Rob says:

    5 Feb5 February 09:53

    Fair point. This list is meant to be the best special offers currently running, which means that technically Hilton should not be on it. However, I have a soft spot for the card (and I don’t earn anything from pushing it!) as I think it works well for beginners.

    I try not to link PointBreaks to the IHG bonus. Unless you want to visit a HI in Barnsley they are often less than useful.

    Wembley is good. On the offchance Rotherham Utd make the playoff final, I have booked 4 nights in late May for 40,000 points. Cash price was £1,196!

    • James67 says:

      5 Feb5 February 16:46

      Good one and good luck 🙂 it always surprizes me they have availability on these high value nights. Your comment on pointsbreaks a little harsg though; while they are not as good as they once were you can still pick up a gem at times.

• Gordon says:

  5 Feb5 February 09:55

  I had some recent joy with the Virgin black card. Over the last year i havent used the card much but i am a long term holder. Whilst i was reluctant to get rid of it, i couldnt justify the fee. I called them up just after the fee had been applied and explained that whilst i wanted to stay with them, i couldnt justify the fee. After chatting with a manager, they refunded the fee for the year. They did stress it was a one year only deal. Worth a try if your in the same situation

  • John says:

    5 Feb5 February 10:33

    Pay the fee next year and then try again the year after, maybe half price is worth it

    Wonder if this works with Amex

• Bob says:

  5 Feb5 February 10:58

  You haven’t mentioned Lloyd’s they are not the best but…. Got a small cash back on applying for the lower cost card no foreign transaction fee attracted me to it. Instead of a joining bonus they offered double points 2.5 for the first 6 months, depending on your spend that could be a lot more than any bonus. No foreign transaction fee could be a good saving also. Just a thought.

• dufus says:

  5 Feb5 February 11:49

  When do you think the next conversion bonus for Amex MR to Avios will be? I’ll wondering whether to hang on for a few more months or cancel now!

  • Rob says:

    5 Feb5 February 13:09

    Last year they launched very early Feb, so I would imagine next fortnight if it happens

    • James67 says:

      5 Feb5 February 16:51

      I am guessing it will not be until option to transfer to another member ends. When I transferred a few thousand on Monday I was informed the trafers were ending because amex were fed up with massive transfers only to take advantage of promotions as opposed to small transfers to top up accounts.

      • Rob says:

        5 Feb5 February 20:05

        Ha. If that is true, then its Amex fault for having transfer bonuses with only certain people targeted! If everyone was offered the same bonus then you wouldn’t need to transfer to your partner!

  • Jay S says:

    5 Feb5 February 13:17

    I thought that you will retain your points even after you cancel. No?

    • Tim says:

      5 Feb5 February 13:20

      I’m not sure you do, plus the earlier you cancel, the earlier you can get the 6month blackout period out of the way

      • Jay S says:

        5 Feb5 February 13:37

        ok thanks. Btw, i don’t really intend to be blacklisted by Amex by doing this continuously

        • Raffles says:

          5 Feb5 February 14:00

          If you have another Amex card, you are meant to get a six month grace period to empty your MR account. This is in the T&C’s but I don’t know anyone who has ever done it.

          If you have no other Amex cards, you must empty your account before you cancel.

        • Jay S says:

          5 Feb5 February 23:37

          thanks

• NJK says:

  5 Feb5 February 12:20

  Does anyone know how soon you can expect to receive the Cathay Gold card after applying for it through the Amex Plat benefits site?

  Does anyone have experience of cancelling the card before actually receiving the Cathay and other status cards?

  Thanks

  • Rob says:

    5 Feb5 February 13:10

    It comes from HK, generally 10-21 days after filling in the online form.

    In theory, once the Cathay website shows you as Gold, you can cancel Plat.

• hsk says:

  5 Feb5 February 14:04

  Hey Raffles, how quickly do Tesco clubcard points transfer to Avios/Executive Club? Need to make a last minute booking and seeing if they’d transfer quicker than AMEX. Thanks.

  • Rob says:

    5 Feb5 February 15:55

    Amex is 4-5 days for a first transfer and 2-3 days thereafter. Tesco should be overnight.

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