Maximise your Avios, air miles and hotel points

New 1,000 Clubcard points sign-up bonus on the Tesco Mastercard

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For the first time this year, Tesco Bank is offering a sign-up bonus on the Tesco Clubcard Mastercard.

See here for details.

This link was sent to a select number of people by Tesco – this offer does not appear on the main Tesco Mastercard website.  I am confident that anyone who applies via the link above WILL receive the 1,000 points, whether or not they were targetted.

The card has a representative APR of 18.9% variable.

Tesco credit card

If you apply for the card by 8th June via the link above, you will receive a bonus of 1,000 Clubcard points when you make your first purchase within two months of receipt.  This is worth 2,400 Avios or 2,500 Virgin miles.

You also pay 0% interest on all purchases and balance transfers for 12 months, which effectively means that you can just make the minimum repayment and keep your money earning interest in the bank instead.  The fee for balance transfers is a very low 0.85%.

Based on previous experience, this offer should also work with the 1,000 points ‘refer a friend’ bonus. Once you have received your Tesco credit card (yes, AFTER you have received it!) email me at rob at and I will send you a refer-a-friend form. Post this back to Tesco and you will get a further 1,000 Clubcard points. I also receive 1,000 points for referring you.

The Tesco Mastercard is, for 99% of people, the best way to collect Avios from a MasterCard or Visa. You earn 1 Clubcard point for every £4 spent – this is calculated on a ‘per transaction’ basis, unfortunately, which is a bit of a swizz and means that your actual earning will be lower than this. However, theoretically you will be getting 0.6 Avios per £1 spent.

(The HSBC Premier Mastercard, reviewed later this week, is better than this, at 1 Avios per £1. However, the card has very restrictive criteria for potential applicants.)

I explore the Tesco credit card in full in my review here.  This is the old 2013 review – I will be writing an updated version in the next few weeks when the ‘Credit Card Reviews’ series cycles around to ‘T’.

Want to earn more points from credit cards? – September 2023 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

SPECIAL OFFER: The sign-up bonus on the Virgin Atlantic Reward+ Mastercard is doubled to 30,000 Virgin Points if you apply by 2nd October. You receive 15,000 Virgin Points with your first purchase and a further 15,000 points if you spend £3,000 within 90 days. Apply here.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

30,000 bonus points (SPECIAL OFFER TO 2ND OCTOBER) and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

American Express Business Platinum

40,000 points bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

1% cashback and no annual fee Read our full review

Comments (24)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • squills says:

    Would (say) 5000 CC points when you sign up for a current a/c & switch [some] direct debits tempt you?

    It would me. I’m sure I could find a way to have a spare current a/c with a direct debit associated with it, all ready to close 😉

    No doubt the wife could do likewise lol

    • Fenny says:

      It depends whether there’s a monthly deposit requirement. I already have 2 current accounts. Any more will need (yet another) spreadsheet to keep track of what goes where, even if all I do is move the money between them.

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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