If you have an American Express Platinum card, this is a fantastic deal.
If you don’t have an American Express Platinum card, this deal may well persuade you to get one – especially as it runs until the end of February.
American Express is offering 10,000 Membership Rewards points for every supplementary card you add to your Platinum charge card account.
This is a phenomenal deal. 10,000 Membership Rewards points gets you 10,000 Avios amongst many other things. More importantly, supplementary cards are FREE.
If you don’t currently have any supplementary cardholders on your Platinum charge card, you could earn 50,000 bonus Membership Rewards points by adding the maximum five people.
As an Amex Platinum charge card holder, you are allowed to issue FIVE supplementary cards. The first one will come as a Platinum card and will receive ALL of the Platinum card benefits. They will receive their own Priority Pass for airport lounge access and can claim their own Starwood Gold, Club Carlson Gold and Le Club Accorhotels Platinum status cards. They also receive Eurostar lounge access.
The other four supplementary cards will be Gold or Green. These cards will benefit from the Platinum travel insurance coverage but do not qualify for any hotel status cards or a Priority Pass. You also do not receive the Lounge Club airport lounge access card that comes with a standalone Amex Gold.
Here are a few other points to remember:
All of the charges on the supplementary cards appear on YOUR statement as the main cardholder.
You, as the main cardholder, are legally liable for ensuring they are paid.
Supplementary cardholders must be over 18.
A supplementary cardholder is not treated as being an American Express cardholder in their own right. This means that, if they later choose to apply for their own Gold or Platinum card in their own name, they will be treated as a new customer and will receive a sign-up bonus.
Whilst you are liable for any spending by supplementary cardholders, American Express will still do ID checks on your applications. If the applicant does not have a UK bank account and/or does not appear on the electoral roll, on the council tax register and/or does not have other credit cards in their own name, they are likely to be refused. I tried and failed to get a supplementary Amex card for our nanny a couple of years ago.
As you can see from the application page, this offer runs until February 28th 2015.
If you do not already have a Platinum charge card but had been thinking about it, this may swing it for you. As well as the 30,000 Membership Rewards points you receive for signing up, you could also receive a further 50,000 points for issuing five supplementary cards. My full review of Amex Platinum can be found here. The application page for new cardholders is here.
Note that you MUST use this link to apply for your supplementary cards in order to receive the 10,000 bonus points. Any other link, including adding supplementary cards during the application process for a primary card, will not work.
Want to earn more points from credit cards? – August 2022 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
10,500 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.