Maximise your Avios, air miles and hotel points

Hit your credit card sign-up bonus by buying FEE-FREE American Express gift cards

Links on Head for Points may pay us an affiliate commission. A list of partners is here.

I have written before about the range of American Express gift cards. They were not, to be honest, fantastic value.

However, they are now looking VERY INTERESTING if you have a spending target to hit on a new credit card. And if you don’t have a card with a spend target to hit, this might be a good time to apply for one!

Here is the official site for Amex gift cards.

American Express is currently offering gift cards with NO purchase fee and NO delivery fee. You can buy up to five cards per order which means a maximum of (5 x £100 gift cards) £500 you can spend at a time.

You need to use promotional code VAL1 to get the purchase fee and postage deducted.

The offer runs until 31st March.  You can find full details on the cardmemberoffers.co.uk website here.

Amex Gift Card

Without the fees, you are effectively buying Amex gift cards for face value. The standard fee plus postage on a £100 gift card is £3.95 so this is a substantial saving.

Amex accepts Amex plus Visa and MasterCard for the purchase of these cards. The payment almost certainly goes through as a ‘purchase’ rather than a cash advance, because Amex would need to disclose it otherwise.

The most obvious use of this promotion is to bring forward spending in order to hit a time-limited sign-up bonus on a new credit card.  If you recently took out a new card to boost your Avios collection before the devaluation on April 28th, this is a good way of getting the points in your account faster.

The cards can be used for normal spending at almost everywhere in the UK that accepts Amex cards. If you end up with a small residual balance of a few pounds, the easy way to cash it out is to buy an Amazon gift certificate (via the Head for Points affiliate link if you like!) and add it to your Amazon account as a credit against future purchases.  Amex will also refund the balance of a gift card by cheque or bank transfer if you make a formal request.

Note that Amex gift cards can only be used in the UK. They can be used for physical and online transactions but you cannot use them to obtain cash from an ATM. You need to use up the balance on the card within 12 months otherwise a £1.50 monthly fee will kick in.


Want to earn more points from credit cards? – January 2021 update

If you are looking to apply for a new credit or charge card, here are our January 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here.

British Airways American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and a companion voucher for spending £20,000 Read our full review

BA Premium Plus American Express card BAPP

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these:

American Express Business Gold card

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

Earn both Avios and BA On Business points with your business spending Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.

Comments (102)