There was much grating of teeth among Head for Points readers before Christmas when Barclaycard made some draconian changes to its credit card policy.
It decided that you could not have two Barclays-issued cards at the same time.
Even worse, if you cancelled your existing Barclays-issued card, you had to wait six months before you could get another.
The second policy was, frankly, crazy. If you had a ‘no rewards’ card from Barclays and, after reading HfP, you decided to change to a rewards card, you had to discount the Barclays options. You were obliged to go to MBNA, Lloyds or Amex instead.
Barclaycard issues two pretty good hotel branded credit cards – the Hilton HHonors Platinum Visa (read my Hilton Visa review here – the sign-up bonus is fantastic) and the two IHG Rewards Club Visa cards (read my reviews here and here).
I am sure that Hilton and IHG were also very unhappy. There are lots of people out there who hold a Barclaycard and they were effectively banned from taking out the Hilton and IHG products. This won’t have gone down well.
I had heard unconfirmed reports over the last two weeks that Barclays had changed its policy. This has now been confirmed in writing to a HfP reader. He was told:
You were originally declined by ourselves on the basis you already have an existing Barclaycard. Within the time you applied, our policy changed which allows our customers to hold a Barclaycard and a partnership card such as the Hilton Honours [sic] card.
So, the new rule seems to be that you can hold a Barclays-branded card AND the Hilton or IHG card at the same time.
What you CANNOT do is hold the Hilton and IHG cards at the same time. To be honest, I doubt that Hilton or IHG is too concerned about this as it makes their existing customer base ‘stickier’.
The Barclaycard website has not been updated to reflect this change and still says that you can only apply if:
You do not already have a credit card provided by us, including one of our partner cards. Our partnership cards include Hilton HHonors, Intercontinental Hotels Group, Littlewoods and Caravan Club.
Next question – when is Barclaycard going to fix its website so that you can apply for the Hilton and IHG cards via the tablet site? At the moment you can only apply for Barclaycard-branded cards via an iPad.
Want to earn more points from credit cards? – August 2022 update
If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.
In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.
You qualify for the bonus on these cards even if you have a British Airways American Express card:
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.
EDIT: Until 25th October 2022, there is an exceptionally generous sign-up bonus on The Platinum Card. You will receive 60,000 Membership Rewards points – double the usual amount – and £200 to spend at Amex Travel. You need to spend £6,000 within six months to earn the bonus.
British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable card perk – the 2-4-1 voucher Read our full review
American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review
The Platinum Card from American Express
60,000 points, £200 travel credit and an unbeatable set of travel benefits – for a fee Read our full review
Virgin Atlantic Reward+ Mastercard
15,000 points bonus and 1.5 points for every £1 you spend Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers:
American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review
American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review
British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review
Capital On Tap Business Rewards Visa
10,500 points bonus – the most generous Avios Visa for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.